Source: https://fintech.ph/category/digital-wallet

Category · 46 companies

# Digital Wallet

Mobile wallet and digital payment solutions

Search within Digital Wallet

Related: [Payments](https://fintech.ph/category/payments) [Financial Inclusion](https://fintech.ph/category/financial-inclusion) [Remittances](https://fintech.ph/category/remittances) [Lending](https://fintech.ph/category/lending) [All categories](https://fintech.ph/directory)

Well-known in Digital Wallet

[G GCash](https://fintech.ph/listing/gcash) [G GrabPay Philippines](https://fintech.ph/listing/grabpay-ph) [M Maya](https://fintech.ph/listing/maya) [S ShopeePay Philippines](https://fintech.ph/listing/shopeepay-ph)

Alphabetical. Placement is never paid.

Showing 46 companies

- [GCash](https://fintech.ph/listing/gcash): Featured · #1 Finance Super App · GCash is a Philippine finance super app offering payments, transfers, savings, loans, investments and insurance. Its mobile wallet is operated by G-Xchange, Inc., a subsidiary of Mynt, Inc. Mynt listed on the Philippine Stock Exchange on October 20, 2026 under ticker GCASH after an IPO priced at PHP6.60 per share. The PSE reported PHP60.9 billion in gross proceeds from primary and secondary share sales and PHP441.51 billion in market capitalization at listing. Gross proceeds include payments to selling shareholders and are not all new company capital. · Payments · Digital Wallet · Lending · Founded 2015 · Taguig City, Philippines · Public · US$300M raised · US$5.0B valuation

- [Maya](https://fintech.ph/listing/maya): Featured · It's everything and a bank · Maya is the Philippines' leading consumer money app — an all-in-one wallet, payments and digital-banking super-app operated by Maya Innovations Holdings (legally Voyager Innovations, Inc.). In one app it offers the Maya wallet, QR payments, a cashback credit card, crypto and investments, plus full banking through Maya Bank — one of six BSP-licensed digital banks — including high-yield savings, Personal Goals, time deposits, and personal and MSME loans, with PDIC-insured deposits. Maya Bank reached profitability in 2025. Backed by PLDT, KKR, Tencent, GIC and IFC, the group has raised ~US$0.7B and reached unicorn status. · Digital Banking · Digital Wallet · Payments · Founded 2013 · Mandaluyong City, Philippines · Growth · US$592M raised · US$1.4B valuation

- [Coins.ph](https://fintech.ph/listing/coins-ph): Trusted Crypto Wallet & Exchange · Coins.ph is the Philippines' largest BSP-regulated crypto wallet and exchange, with about 18 million registered users. Founded in 2014, it lets Filipinos buy, sell and use digital currencies, pay bills and send remittances. It is a BSP-licensed Virtual Asset Service Provider and Electronic Money Issuer (and the first VASP granted an Advanced EPFS license). In 2024 it launched PHPC, the first BSP-regulated Philippine-peso stablecoin. Acquired by Gojek in 2019, the company was bought out in 2022 by a group led by CEO Wei Zhou (former Binance CFO) with Joffre Capital, and is now privately held. · Cryptocurrency · Digital Wallet · Payments · Founded 2014 · Taguig City, Philippines · Private · US$30M raised

- [ShopeePay Philippines](https://fintech.ph/listing/shopeepay-ph): The #1 payment method for Philippine e-commerce · ShopeePay is the official e-wallet of the Shopee e-commerce platform in the Philippines, operated by ShopeePay Philippines, Inc., a BSP-licensed Electronic Money Issuer and part of Sea Limited's fintech arm (Monee, formerly SeaMoney). Launched in 2019, it lets users pay for Shopee orders, scan-to-pay at merchants, pay bills, and send or transfer money. It is paired with SPayLater, a buy-now-pay-later and cash-loan service run by SEC-licensed SeaMoney (Credit) Finance Philippines, Inc. · Digital Wallet · Payments · Buy Now Pay Later · Founded 2019 · Mandaluyong City, Philippines · Public

- [GrabPay Philippines](https://fintech.ph/listing/grabpay-ph): Make every payment rewarding · GrabPay is the financial-services brand built into the Grab super-app in the Philippines. The GrabPay wallet, operated by BSP-regulated GPay Network PH Inc., lets users pay for Grab rides, food and delivery, scan merchant QR codes, check out online, pay bills, buy load, transfer funds and earn GrabRewards, plus PayLater BNPL. Through SEC-licensed Grab Financial Services Philippines, Inc., Grab also offers GrabFinance Quick Cash working-capital loans for merchant-partners and Grab Cash Loan for consumers and drivers. A wholly owned part of NASDAQ-listed Grab Holdings (NASDAQ: GRAB). · Digital Wallet · Payments · Buy Now Pay Later · Founded 2018 · Metro Manila, Philippines · Public

- [PriceLOCQ](https://fintech.ph/listing/pricelocq): The ultimate fuel tipid app · PriceLOCQ is a Philippine fuel-fintech app that lets motorists and businesses prepay and lock in fuel prices to protect against price hikes, storing purchased liters in a virtual tank for later redemption. Founded by SEAOIL executive Mark L. Yu and operated by LOCQ, Inc., it is the official app for SEAOIL VIP Rewards, with fuel redeemable at 400+ partner SEAOIL stations nationwide. Its LOCQPay digital wallet supports cash-in via cards, online banking and e-wallets, scan-to-pay at stations, rewards, toll RFID top-ups and a PriceLOCQ for Business fleet-fuel platform. · Payments · Digital Wallet · Founded 2020 · Pasig City, Metro Manila · Private

- [Payso](https://fintech.ph/listing/payso): Payso is a Philippine e-wallet operated by Payso, Inc., a BSP-registered Operator of Payment Systems. The reloadable peso wallet lets users pay merchants in-store and online, send and receive money, settle bills, and cash in or out through partner agents. Built for everyday cashless payments, Payso connects consumers and merchants through a single mobile app with QR-based acceptance. · Digital Wallet · Payments · Remittances · Founded 2021 · Taguig City, Philippines · Private

- [POSIBLE](https://fintech.ph/listing/posible): Remit. Bayad. Bili. · POSIBLE is a Filipino fintech platform operated by Action.Able, Inc. that turns sari-sari stores, loading stalls and small retailers into community touchpoints for digital financial services. Through a tablet device and app, accredited agents offer bills payment, e-money cash-in and cash-out (GCash, Maya, Coins.ph and others), prepaid load and RFID reloading, e-PINs, insurance and money remittance. Founded in 2016 and a BSP-registered Operator of Payment Systems, POSIBLE runs a B2B2C agent network focused on financial inclusion for underserved communities across the Philippines. · Payments · Financial Inclusion · Remittances · Founded 2016 · Makati City, Metro Manila · Private

- [Toktokwallet](https://fintech.ph/listing/toktokwallet): Toktokwallet Inc. is the BSP-licensed e-wallet and fintech arm of TokTok, a homegrown Filipino super-app. It lets users cash in, transfer funds, send money to other toktokwallet accounts, pay bills, buy mobile load (toktokload) and scan-to-pay via QR, and serves as the in-app payment rail for TokTok's delivery, food and marketplace services. A registered Electronic Money Issuer and Operator of Payment System, it extends digital payments across the TokTok ecosystem, which has surpassed two million app downloads. · Digital Wallet · Payments · Financial Inclusion · Founded 2020 · Makati City, Metro Manila · Private

- [MarCoPay](https://fintech.ph/listing/marcopay): MarCoPay (Maritime Community Pay) is a BSP-licensed e-money platform built for Filipino seafarers and their families. Its dual-currency e-wallet lets crew receive digital salaries onboard, convert currencies, send remittances, make zero-fee peer-to-peer transfers, and access loans, insurance, investments and an in-app e-market. Founded in 2019 by Japanese shipping line NYK and the Transnational Diversified Group (TDG), it later drew investments from Marubeni Corporation and MUFG Bank. · Digital Wallet · Remittances · Financial Inclusion · Founded 2019 · Bonifacio Global City, Taguig · Private

- [Moneygment](https://fintech.ph/listing/moneygment): Your finances in an app. Your future in a tap. · Moneygment is an all-in-one financial app by Togetech, Inc. that lets Filipinos send money, pay bills, and compute, file, and pay their government contributions (SSS, PhilHealth, Pag-IBIG) and taxes from their phone. Built for freelancers, the self-employed, OFWs, small-business owners, and the unbanked, it also offers loan payments, real-property-tax processing, and insurance and investment options. Togetech is a BSP-registered Electronic Money Issuer and Operator of Payment Systems, and a subsidiary of IT firm Nessotech, Inc. · Digital Wallet · Payments · Financial Inclusion · Founded 2017 · Makati City, Philippines · Private

- [Bayad](https://fintech.ph/listing/bayad): The Philippines' largest outsourced bills payment network · Bayad, formerly Bayad Center, is the Philippines' pioneer and leader in outsourced payment collection, operated by CIS Bayad Center, Inc., a wholly-owned subsidiary of Meralco. It aggregates 500+ billers accessible through 100,000+ physical and digital touchpoints nationwide. Following its 2021 rebrand from Bayad Center to Bayad, it expanded from over-the-counter bills payment into a full-service fintech, launching the Bayad app and Bayad Online with remittance, e-load, e-wallet (Pera Manager) and real-time Meralco posting. It is BSP-registered as an Operator of Payment System and a Remittance and Transfer Company. · Payments · Financial Inclusion · Digital Wallet · Founded 2006 · Pasig City, Metro Manila · Private

- [USSC](https://fintech.ph/listing/ussc): USSC (Universal Storefront Services Corporation), also known as "U," is a homegrown Philippine financial-services retailer offering domestic and international remittance, bills payment, currency exchange, cash-in/cash-out, prepaid cards and e-wallet services. Tracing its roots to 1958 and relaunched under the USSC brand in 2005, it serves customers through 700+ branches and 1,000+ partner locations nationwide plus the U mobile app. Its subsidiary, USSC Money Services, Inc., is a BSP-licensed Electronic Money Issuer, extending digital wallet and payment services to millions of Filipinos, including the unbanked. · Remittances · Payments · Digital Wallet · Founded 2005 · Cubao, Quezon City, Metro Manila · Private

- [TopWallet](https://fintech.ph/listing/topwallet): Stay connected, Earn connected · TopWallet is a blockchain-enabled mobile e-wallet operated by TopJuan Technologies Corporation, holding both Electronic Money Issuer (EMI) and Virtual Asset Service Provider (VASP) registrations from the Bangko Sentral ng Pilipinas. It lets Filipinos send money, pay bills, buy load, shop, save and buy or sell cryptocurrency in one app, with support for the national QR Ph standard. The platform serves both consumers and businesses through a nationwide network of cash-in and cash-out points and accredited billers. · Digital Wallet · Cryptocurrency · Payments · Founded 2019 · Manila, Metro Manila · Private

- [Traxion Pay](https://fintech.ph/listing/traxion-pay): Enabling enablers to drive open finance and digital inclusion. · Traxion Pay is a BSP-supervised Electronic Money Issuer and payments platform built for Philippine businesses, cooperatives and institutions. Operated by Traxion Pay Inc. with tech sister-company Traxion Tech Inc. (founded 2015), it offers a fintech-as-a-service stack: a no-code payment gateway and API, QR Ph acceptance, e-wallet and Wallet-as-a-Service, bulk disbursement, bills payment, Phygital QR cards and QR-driven Cash Teller Machines. Traxion also provides the enterprise infrastructure behind partner wallets. Headquartered in Pasig City, with a Davao City office. · Payments · Digital Wallet · Fintech Infrastructure · Founded 2015 · Pasig City, Metro Manila · Private

- [OmniPay](https://fintech.ph/listing/omnipay): OmniPay (Omni Pay, Incorporated, formerly PVB Card Corporation) is a BSP-licensed non-bank electronic money issuer and prepaid-card pioneer based in Makati. It was the first non-bank EMI supervised by the Bangko Sentral ng Pilipinas and the first non-bank participant in the BSP's PhilPaSSplus real-time gross settlement system. OmniPay is a principal issuer-acquirer for JCB and UnionPay, an e-commerce acquirer for Discover and Diners Club, the first EMI affiliate of the BancNet network, and a Eurogiro member. Its OmniPay Mobile App lets cardholders manage funds and cards, send money to other banks, and pay via QR Ph. · Payments · Digital Wallet · Remittances · Founded 2009 · Makati City, Metro Manila · Private

- [Saripay](https://fintech.ph/listing/saripay): Saripay is the digital financial-services platform of G2M Fintech Corporation, part of the GrowSari group, built for Philippine micro and small retailers — sari-sari stores, botikas and carinderias. Through its business wallet, QR Ph acceptance and the ELista buy-now-pay-later inventory-financing program, Saripay lets storeowners accept cashless payments, pay suppliers, buy load and settle bills. It serves GrowSari's nationwide network of 250,000+ MSMEs. G2M Fintech Corporation is a BSP-registered Operator of Payment System. · Payments · Digital Wallet · Buy Now Pay Later · Founded 2023 · Bonifacio Global City, Taguig · Private

- [AllEasy](https://fintech.ph/listing/alleasy): A digital wallet for every juan! · AllEasy, Inc. operates the AllEasy Pay e-wallet, a BSP-licensed electronic money issuer (EMI-NBFI) and registered Operator of Payment Systems that is part of the Villar Group ecosystem. Launched in 2020, the app lets users send money, pay bills and QR merchants, buy mobile load, cash in and out, and load toll RFIDs, with Standard and Plus account tiers. Headquartered in Las Piñas City, AllEasy has been promoted across Villar-group businesses such as Bria Homes and Camella, and is on the BSP's EMI registry as of May 2026. · Digital Wallet · Payments · Financial Inclusion · Founded 2019 · Las Piñas City, Metro Manila · Private

- [MegaPay](https://fintech.ph/listing/megapay): Bringing Peso Power to Every Juan · MegaPay is a Philippine digital payments app operated by Backend Solutions and Technologies, Inc. It turns a smartphone into a mobile loading and payments station — letting users buy prepaid load for all networks, pay bills (utilities, telco, broadband, cable, credit cards), transfer funds to other MegaPay users by mobile number or QR, shop cashless, and earn rewards through MegaRewards and MegaRefer. The company is registered with the Bangko Sentral ng Pilipinas as an Operator of Payment System and is headquartered in Makati City. · Payments · Digital Wallet · Financial Inclusion · Founded 2020 · Makati City, Metro Manila · Private

- [Pouch.ph](https://fintech.ph/listing/pouch-ph): Pouch is the Philippines' first Bitcoin Lightning Network wallet, founded in 2022 by Ethan Rose. It lets merchants accept Bitcoin via QR with no FX-volatility exposure — Pouch converts BTC to pesos and settles to the merchant's bank or e-wallet — and powers low-cost cross-border remittances over Lightning, including PH-to-US "Send Globally" transfers and Batch Pay for payroll. It anchors the Boracay "Bitcoin Island" initiative (250+ merchants) and reported 400+ merchants nationwide by 2023. It is a BSP-registered Operator of Payment Systems. · Cryptocurrency · Payments · Digital Wallet · Founded 2022 · Cebu City · Seed

- [Lazada Wallet](https://fintech.ph/listing/lazada-wallet): Lazada Wallet (also Lazada Payments) is the e-money wallet inside the Lazada shopping app in the Philippines. Operated by AIPH Merchant Services, Inc. (formerly Alipay Philippines, Inc.), a BSP-licensed Electronic Money Issuer, it lets shoppers store funds for cashless checkout, receive refunds and cashback, and apply vouchers on Lazada. Users can top up via cards, bank transfer or over-the-counter partners. AIPH Merchant Services is part of the Alibaba Group, which owns both Lazada and the Alipay payments business. · Digital Wallet · Payments · Financial Inclusion · Founded 2017 · Bonifacio Global City, Taguig · Private

- [FlashPay](https://fintech.ph/listing/flashpay-ph): Your Payment Solutions Expert · FlashPay is a Bangko Sentral ng Pilipinas-licensed Electronic Money Issuer and registered Operator of Payment System, serving as the Philippine fintech and payments arm of Flash Group, the Thai-founded e-commerce logistics group behind Flash Express. It provides merchant-focused digital payment solutions including QR Ph, over-the-counter collection, e-wallet payments, payouts, internet banking and cross-border payments, supporting the digital transformation of Philippine merchants. It is based in Taguig City. · Payments · Digital Wallet · Founded 2021 · Taguig City, Metro Manila · Private

- [Starpay](https://fintech.ph/listing/starpay): Pitaka ng Bayan · Starpay Corporation is a Pasig City fintech operating the Starpay e-wallet ('Pitaka ng Bayan'), licensed by the BSP as an electronic money issuer and registered operator of payment systems. The app offers cash-in/out, InstaPay and QR Ph transfers, bills payment, e-load, and inbound remittances via UniTeller, alongside Starpay Business merchant services. Founded in 2012, it grew from ~600,000 to nearly 10 million users between 2020 and 2024, partly through its role as one of the financial service providers tapped by the DSWD to disburse Social Amelioration Program aid in 2020-21. · Digital Wallet · Payments · Financial Inclusion · Founded 2012 · Pasig City, Metro Manila · Private

- [Ecashpay Asia](https://fintech.ph/listing/ecashpay-asia): Digital wallet and payments for everyday transactions · Ecashpay Asia, Inc. is a Bangko Sentral ng Pilipinas-supervised electronic money issuer and payment service provider based in Quezon City. It operates an e-wallet and payment platform offering fund transfers, online remittances, bills payment, prepaid e-loading, and card-based and cross-border payment acceptance for merchants. The company is a member of Philippine Payments Management Inc. (PPMI) and a participant in the InstaPay real-time fund-transfer network, and is a PCI-DSS-certified service provider. · Payments · Digital Wallet · Remittances · Founded 2023 · Quezon City, Metro Manila · Private

- [konek2CARD](https://fintech.ph/listing/konek2card): konek2CARD is the mobile-banking and agent-banking platform of the CARD MRI microfinance group, operated by FDS Asya Philippines, Inc., a BSP-registered Electronic Money Issuer and joint venture between CARD MRI Holdings and Singapore's Fortress Data Services. It lets clients of CARD Bank, CARD SME Bank, CARD MRI Rizal Bank and CARD Inc. (NGO) do savings, fund transfers, loan payments, bills payment and cash-in/out via smartphone or community-based agents, advancing rural financial inclusion. It has surpassed two million registered users and roughly 18,000 agents. · Lending · Financial Inclusion · Digital Wallet · Founded 2016 · Makati City, Metro Manila · Private

- [RePay](https://fintech.ph/listing/repay-ph): RePay your Bills the Smartest Way! · RePay is a Philippine digital wallet and financial-services app built for overseas Filipino workers and their families. It combines remittances, bills payment with scheduling and reminders, savings, and the ability to invest in local businesses in one mobile app. RePay Digital Banking Solutions Inc. is a BSP-registered Operator of Payment System and has formalized a collaboration with UnionBank of the Philippines to support its banking and digital capabilities. It targets corridors with large OFW and Filipino-immigrant populations, including Singapore, the United States, Canada, the UAE, and Saudi Arabia. · Digital Wallet · Remittances · Payments · Founded 2023 · Philippines · Private

- [TayoCash](https://fintech.ph/listing/tayocash): Know where your money goes! · TayoCash is a Philippine mobile e-wallet operated by TayoCash Incorporated, a non-bank Electronic Money Issuer licensed and supervised by the Bangko Sentral ng Pilipinas (BSP) and registered with the Anti-Money Laundering Council. It turns a smartphone into a digital wallet for sending money, paying bills, buying prepaid load and shopping, with cash-in and cash-out through a nationwide partner network. Aiming to bring financial services to every Juan and Maria, it is part of the broader Philippine digital-payments ecosystem. · Digital Wallet · Payments · Financial Inclusion · Founded 2019 · Pasig City, Metro Manila · Private

- [Wise Philippines](https://fintech.ph/listing/wise-philippines): Money without borders · Wise (formerly TransferWise) is a global cross-border money platform that launched in the Philippines in May 2024 through its BSP-licensed entity, Wise Pilipinas, Inc. Filipinos can open a Wise Account to receive money from abroad in 20+ currencies, hold and convert 40+ currencies at the mid-market rate, and spend in 160+ countries with the Wise card. Customers can send pesos to local banks and e-wallets including GCash, Maya, GrabPay and ShopeePay. Wise has direct access to InstaPay and a BSP settlement account. Globally it serves over 13 million customers and is listed on the London Stock Exchange. · Remittances · Digital Wallet · Founded 2011 · Makati City, Metro Manila · Public

- [TOP.ph](https://fintech.ph/listing/top-ph): Go Cashless, Live Priceless · TOP.ph (The Orange Platform) is a Filipino-made digital wallet and lifestyle payments app from The Orange Company Inc., a BSP-registered Operator of Payment System. The app lets users store e-money, send and receive money, cash in and out, buy prepaid load, and pay bills and utilities, with a partner-merchant network and a linked ATM/physical card option. It positions itself around financial inclusion — serving unbanked Filipinos and narrowing the financial-literacy gap — and runs BSP-compliant KYC onboarding. It is available on Android, iOS, and Huawei AppGallery. · Digital Wallet · Payments · Financial Inclusion · Founded 2021 · Metro Manila, Philippines · Private

- [Digipay](https://fintech.ph/listing/digipay): Digipay is a Philippine B2B digital-payments and financial-services platform operated by FSG Technology Ventures, Inc. (a subsidiary of FSG Capital, Inc.). Launched in 2017, it turns sari-sari stores and small businesses into agent outlets ("digitindahan") that earn commissions by offering bills payment, e-load, e-pins and gaming credits, mobile-money cash-in (such as GCash and Maya), remittance and microinsurance via web or mobile app on behalf of customers. Digipay is a BSP-registered Operator of Payment System used across tens of thousands of merchant locations nationwide. · Payments · Financial Inclusion · Remittances · Founded 2017 · Mandaluyong City, Metro Manila · Private

- [LuLu Money](https://fintech.ph/listing/lulu-money-ph): Simplifying Money. Simplifying Life. · LuLu Money is the Philippine remittance and e-wallet brand of Lulu Financial Services (Phils.), Inc., the local arm of UAE-based Lulu Financial Holdings. BSP-licensed as an Electronic Money Issuer and a registered remittance and foreign-exchange operator, it lets customers send money to over 170 countries, exchange currency, and use the LuLu Money PH app for wallet transfers, bill payments, mobile recharge and merchant payments. The global group operates around 190 branches across the GCC, India and Asia-Pacific, serving millions of customers. · Remittances · Digital Wallet · Founded 2007 · Bonifacio Global City, Taguig · Private

- [Pluxee Philippines](https://fintech.ph/listing/pluxee): Live Joyful · Pluxee Philippines, formerly Sodexo Benefits and Rewards Services, is the country's pioneer and largest issuer of gift certificates since 2003 and now a digital-first employee-benefits and rewards platform. Through the Pluxee app, employees and consumers manage meal and gift credits, make fast in-store payments at over 17,000 accredited merchants, redeem rewards down to the last centavo online and offline, and send credits from as little as ₱1. Part of the global Pluxee Group (spun off from Sodexo in 2024), it also powers the SM Gift Pass and Walter Mart Gift Pass. · Digital Wallet · Payments · Financial Inclusion · Founded 2003 · Metro Manila, Philippines · Public

- [DA5](https://fintech.ph/listing/da5): Where Remittance meets Digital Revolution · Direct Agent 5, Inc. (DA5) is a Makati-based Philippine fintech and money service business founded in 2006, originally as one of Western Union's largest authorized agents with a nationwide footprint of over 1,800 partner locations. DA5 offers remittance, foreign exchange, bills payment, merchant acquiring and crypto exchange (DX5), and runs SurgePay, its BSP-licensed hybrid digital wallet for blockchain-based international transfers, crypto cash-in/out, bills payment and microloans. It is one of the few entities holding BSP EMI, VASP and EPFS licences simultaneously. · Remittances · Digital Wallet · Cryptocurrency · Founded 2006 · Makati City, Metro Manila · Private

- [Mocasa](https://fintech.ph/listing/mocasa): Pay Later Anywhere · Mocasa is a Philippine virtual credit wallet and buy-now-pay-later app operated by SEC-licensed Philippine Cashtrout Lending Corp. It gives underbanked Filipinos an instant virtual Mastercard credit line for online and in-store QR purchases, plus Quick Loan cash advances of up to ₱50,000 disbursed to GCash, Maya, bank or e-wallet accounts. Users can also pay bills and buy mobile load in-app, with a 50-day interest-free repayment window on credit purchases. With more than 1 million app downloads and hundreds of thousands of active users, Mocasa is one of the country's first app-based virtual credit lines. · Buy Now Pay Later · Lending · Financial Inclusion · Founded 2022 · Pasig City, Metro Manila · Private

- [beep](https://fintech.ph/listing/beep): beep is a contactless stored-value card and automated fare collection system operated by AF Payments Inc. (AFPI). It is the cashless fare payment for Metro Manila's three rail lines (LRT-1, LRT-2, MRT-3), the EDSA Busway, BGC buses, and a growing network of point-to-point and provincial buses, and is also accepted at partner retail merchants. AFPI was formed in 2014 by the AF Consortium, a partnership of the Ayala Group and the First Pacific Group, to deliver the government's Automated Fare Collection System. In 2024 beep partnered with Mastercard to enable open-loop tap-to-pay on transit. · Payments · Digital Wallet · Fintech Infrastructure · Founded 2014 · Pasay City, Metro Manila · Private

- [PalawanPay](https://fintech.ph/listing/palawanpay): The digital e-wallet of the Palawan Pawnshop Group · PalawanPay is the e-wallet of the Palawan Pawnshop Group (Palawan Pawnshop, Palawan Express Pera Padala), launched in April 2022 to bring digital financial services to underserved and unbanked Filipinos. Operated by BSP-licensed e-money issuer PPS-PEPP Financial Services Corporation, it offers cash-in/cash-out, domestic and international remittance (Pera Padala), bill payments, e-load, QR payments, a Visa virtual card and embedded micro-insurance. It bridges digital and over-the-counter transactions across the group's 70,000+ branches and agents nationwide, and surpassed 22 million subscribers in 2025. · Digital Wallet · Remittances · Payments · Founded 2022 · Puerto Princesa City, Palawan · Private

- [Manny Pay](https://fintech.ph/listing/manny-pay): Manny Pay (MannyPay) is a Philippine digital payments app and e-wallet operated by 7th Pillar Integrated System Corp., the technology company owned and chaired by boxing icon and former senator Manny Pacquiao. Launched in late 2025, it began as a payment gateway and is expanding into a full e-wallet and domestic remittance service, supporting bill payments, transport top-ups, InstaPay transfers, and business mass-payout and online-collection tools. Its payment infrastructure is powered by Traxion Tech. It is a BSP-registered Operator of Payment System. · Digital Wallet · Payments · Remittances · Founded 2025 · Metro Manila, Philippines · Private

- [ACash](https://fintech.ph/listing/acash): ACash is a digital wallet developed by iSynergies, Inc., the information-technology unit of the Nueva Ecija-based ASKI Group of Companies, a microfinance and rural-development organization. Launched in 2019 for the ASKI ecosystem, the app lets users pay for purchases, settle loan and insurance payments, transfer funds, give donations, and buy telco load. It is a BSP-registered Operator of Payment System and is available on iOS and Android. · Digital Wallet · Payments · Financial Inclusion · Founded 2019 · Cabanatuan City, Nueva Ecija · Private

- [PlataPay](https://fintech.ph/listing/platapay): Financial Freedom at Your Fingertips · PlataPay is a Philippine digital payments and agent-network platform operated by InnovateHub, Inc. of Batangas City. It equips micropreneurs and neighborhood agents with a digital wallet and "Business Center" tools to offer bills payment, e-loading, remittance, QR payments, and cash-in/cash-out to their communities through tiered agent subscription plans. InnovateHub is a BSP-registered Operator of Payment Systems and partners with banks such as AllBank for QR acceptance, helping bring digital financial services to underserved areas. · Payments · Digital Wallet · Remittances · Founded 2024 · Batangas City, Philippines · Private

- [eMango](https://fintech.ph/listing/emango): eMango Wallet is a BSP-licensed Philippine e-money platform operated by SpeedyPay, Inc. The app lets users send money, pay bills, buy eLoad, and make QR payments, with InstaPay transfers and a nationwide network of cash-in/cash-out partners and merchants. eMango also offers merchant tools and a payment-gateway portal for businesses, and is widely used to distribute allowances and financial assistance. SpeedyPay is regulated by the Bangko Sentral ng Pilipinas as an Electronic Money Issuer, with Remittance Transfer Company, foreign-exchange dealer, and money-changer authorities. · Digital Wallet · Payments · Remittances · Founded 2018 · Pasig City, Philippines · Private

- [Blaggo](https://fintech.ph/listing/blaggo): Blaggo is a utility-engagement and bills-payment app operated by 8Nexity Technology Corporation, a BSP-registered Operator of Payment System based in Mandaue City, Cebu. It lets consumers receive utility bills, pay them, and connect with their utility providers in one mobile app, alongside QR payments, due-date reminders, and an in-app inbox. Its closed-loop Blaggo Wallet stores Blaggo Tokens (1 token = 1 peso) used to pay partner billers, with top-ups at neighborhood partner stores. The platform pairs the consumer app with a cloud portal for utility partners, targeting underserved and unbanked Filipinos. · Payments · Digital Wallet · Financial Inclusion · Founded 2023 · Mandaue City, Cebu · Private

- [myTOYOTA Wallet](https://fintech.ph/listing/mytoyota-wallet): myTOYOTA Wallet is a mobile e-money wallet from Toyota Financial Services Philippines Corporation, a BSP-supervised Electronic Money Issuer. Users hold stored-value e-money, cash in from any bank or e-wallet via InstaPay, and send funds peer-to-peer using a mobile number or QR code. The app supports QR Ph contactless payments and credit/debit card linking, and lets customers settle Toyota transactions such as maintenance, repairs, parts, insurance, and loan or lease dues, including recurring auto-debit. Upgraded accounts require KYC verification. The e-money facility is offered in partnership with the Bank of the Philippine Islands. · Digital Wallet · Payments · Founded 2021 · Makati City, Metro Manila · Private

- [Payloro](https://fintech.ph/listing/payloro): Your Success, Our Priority. · Payloro is the e-money and payments brand of eMandarin Ventures, Incorporated, a BSP-licensed Electronic Money Issuer and registered Operator of Payment System based in Bonifacio Global City, Taguig. It provides merchant-focused digital payment solutions including the PayLoro e-Wallet, a payment gateway, offline and POS terminals, QuickPay QR payments and mass disbursement. The company serves a growing network of partnered merchants and states that it is PCI DSS compliant. · Digital Wallet · Payments · Founded 2021 · Bonifacio Global City, Taguig · Private

- [Peddlr](https://fintech.ph/listing/peddlr): Free mobile POS and digital storefront for sari-sari stores and MSMEs · Peddlr is a Philippine startup building digital infrastructure for micro and small businesses. Its free mobile POS and bookkeeping app lets sari-sari stores and micro-MSMEs track sales, inventory, expenses and customer credit (utang) offline. It is expanding into fintech: accepting GCash, Maya and bank payments via a single QRPH code (Kankolek), plus e-load, bills payment, gaming pins and planned inventory financing. Founded 2021 in Catbalogan, Samar by Nel Laygo, Peddlr reports over 2 million app downloads and raised ~PHP 240M (US$4.6M) in seed and pre-seed funding. · Payments · Digital Wallet · Financial Inclusion · Founded 2021 · Catbalogan City, Samar, Philippines · Seed · ₱240M raised

- [FortunePay](https://fintech.ph/listing/fortunepay): FortunePay is a Philippine e-wallet operated by Easypay Global EMI Corp., a Bangko Sentral ng Pilipinas-licensed Electronic Money Issuer and Operator of Payment Systems. The app lets users send and receive money instantly, pay bills, buy mobile load 24/7, shop and pay merchants, and settle government payments from their phone. Stored value is linked to the user's mobile number for fast, cashless peer-to-peer transfers, with cash-in and cash-out through partner banks and outlets nationwide. · Digital Wallet · Payments · Remittances · Founded 2021 · Taguig City, Philippines · Private

- [Bizmoto](https://fintech.ph/listing/bizmoto): Start your micro-business now and earn using your cellphone. · Bizmoto is a Philippine digital-payments and agent-banking platform operated by Peppermint Bizmoto Inc., a BSP-licensed Electronic Money Issuer and subsidiary of ASX-listed Peppermint Innovation Limited. Its mobile app lets agents and consumers cash in and out, send money via InstaPay and PESONet, pay bills, buy e-load, run an e-commerce storefront (BizmoTinda) and delivery service (BizmoGo), and access app-based micro-lending (BizmoLoan). It targets unbanked and underbanked Filipinos, MSMEs and rural cooperatives. · Digital Wallet · Payments · Financial Inclusion · Founded 2016 · Metro Manila, Philippines · Private

## Digital Wallet companies in the Philippines

Mobile wallet and digital payment solutions Browse digital wallet companies with their licences, funding and links to their sites and developer docs.

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/category/digital-wallet when citing this page.
