Source: https://fintech.ph/category/payments Category · 117 companies # Payments Digital payment solutions, mobile wallets, payment gateways, and remittance services Search within Payments Related: [Financial Inclusion](https://fintech.ph/category/financial-inclusion) [Fintech Infrastructure](https://fintech.ph/category/fintech-infrastructure) [Digital Wallet](https://fintech.ph/category/digital-wallet) [Remittances](https://fintech.ph/category/remittances) [All categories](https://fintech.ph/directory) Well-known in Payments [2 2C2P](https://fintech.ph/listing/2c2p-philippines) [D Dragonpay](https://fintech.ph/listing/dragonpay) [P PayMongo](https://fintech.ph/listing/paymongo) [X Xendit Philippines](https://fintech.ph/listing/xendit-philippines) Alphabetical. Placement is never paid. Showing 117 companies - [GCash](https://fintech.ph/listing/gcash): Featured · #1 Finance Super App · GCash is a Philippine finance super app offering payments, transfers, savings, loans, investments and insurance. Its mobile wallet is operated by G-Xchange, Inc., a subsidiary of Mynt, Inc. Mynt listed on the Philippine Stock Exchange on October 20, 2026 under ticker GCASH after an IPO priced at PHP6.60 per share. The PSE reported PHP60.9 billion in gross proceeds from primary and secondary share sales and PHP441.51 billion in market capitalization at listing. Gross proceeds include payments to selling shareholders and are not all new company capital. · Payments · Digital Wallet · Lending · Founded 2015 · Taguig City, Philippines · Public · US$300M raised · US$5.0B valuation - [Maya](https://fintech.ph/listing/maya): Featured · It's everything and a bank · Maya is the Philippines' leading consumer money app — an all-in-one wallet, payments and digital-banking super-app operated by Maya Innovations Holdings (legally Voyager Innovations, Inc.). In one app it offers the Maya wallet, QR payments, a cashback credit card, crypto and investments, plus full banking through Maya Bank — one of six BSP-licensed digital banks — including high-yield savings, Personal Goals, time deposits, and personal and MSME loans, with PDIC-insured deposits. Maya Bank reached profitability in 2025. Backed by PLDT, KKR, Tencent, GIC and IFC, the group has raised ~US$0.7B and reached unicorn status. · Digital Banking · Digital Wallet · Payments · Founded 2013 · Mandaluyong City, Philippines · Growth · US$592M raised · US$1.4B valuation - [UnionBank](https://fintech.ph/listing/unionbank): The Tech Bank of the Philippines · Union Bank of the Philippines, Inc. (UnionBank; PSE: UBP) is an Aboitiz-led universal bank founded in 1968 and headquartered in Pasig City. A pioneer of digital banking in the Philippines, it serves millions of customers through platforms such as UnionBank Online and the New EON app, and reported total assets of roughly ₱1.14 trillion in 2025. In 2022 it acquired Citibank Philippines' consumer banking business. Its group includes digital-only UnionDigital Bank, fintech/open-finance arm UBX, and thrift bank CitySavings. UnionBank champions financial inclusion under its "Tech Up Pilipinas" advocacy. · Digital Banking · Business Banking · Payments · Founded 1968 · Ortigas Center, Pasig City, Philippines · Public - [Coins.ph](https://fintech.ph/listing/coins-ph): Trusted Crypto Wallet & Exchange · Coins.ph is the Philippines' largest BSP-regulated crypto wallet and exchange, with about 18 million registered users. Founded in 2014, it lets Filipinos buy, sell and use digital currencies, pay bills and send remittances. It is a BSP-licensed Virtual Asset Service Provider and Electronic Money Issuer (and the first VASP granted an Advanced EPFS license). In 2024 it launched PHPC, the first BSP-regulated Philippine-peso stablecoin. Acquired by Gojek in 2019, the company was bought out in 2022 by a group led by CEO Wei Zhou (former Binance CFO) with Joffre Capital, and is now privately held. · Cryptocurrency · Digital Wallet · Payments · Founded 2014 · Taguig City, Philippines · Private · US$30M raised - [ShopeePay Philippines](https://fintech.ph/listing/shopeepay-ph): The #1 payment method for Philippine e-commerce · ShopeePay is the official e-wallet of the Shopee e-commerce platform in the Philippines, operated by ShopeePay Philippines, Inc., a BSP-licensed Electronic Money Issuer and part of Sea Limited's fintech arm (Monee, formerly SeaMoney). Launched in 2019, it lets users pay for Shopee orders, scan-to-pay at merchants, pay bills, and send or transfer money. It is paired with SPayLater, a buy-now-pay-later and cash-loan service run by SEC-licensed SeaMoney (Credit) Finance Philippines, Inc. · Digital Wallet · Payments · Buy Now Pay Later · Founded 2019 · Mandaluyong City, Philippines · Public - [GrabPay Philippines](https://fintech.ph/listing/grabpay-ph): Make every payment rewarding · GrabPay is the financial-services brand built into the Grab super-app in the Philippines. The GrabPay wallet, operated by BSP-regulated GPay Network PH Inc., lets users pay for Grab rides, food and delivery, scan merchant QR codes, check out online, pay bills, buy load, transfer funds and earn GrabRewards, plus PayLater BNPL. Through SEC-licensed Grab Financial Services Philippines, Inc., Grab also offers GrabFinance Quick Cash working-capital loans for merchant-partners and Grab Cash Loan for consumers and drivers. A wholly owned part of NASDAQ-listed Grab Holdings (NASDAQ: GRAB). · Digital Wallet · Payments · Buy Now Pay Later · Founded 2018 · Metro Manila, Philippines · Public - [PayMongo](https://fintech.ph/listing/paymongo): Featured · Powerful financial tools for fast-growing disruptors · PayMongo is a leading Philippine payments platform that lets businesses accept online and in-person payments — via cards, e-wallets (GCash, Maya), QR Ph, online banking and installments — through a single integration, plus payment links, invoices and checkout. Founded in 2019 (the first Philippine company backed by Y Combinator and Stripe), it is a BSP-registered Operator of Payment System, with an Electronic Money Issuer license held by its subsidiary PayMongo Payments, Inc. It has raised about US$46M to date, including a US$31M Series B in 2022. · Payments · Founded 2019 · Taguig City, Philippines · Series B · US$46M raised - [M Lhuillier](https://fintech.ph/listing/mlhuillier): Kwarta Padala, Palaging Sigurado · M Lhuillier Financial Services, Inc. is one of the Philippines' largest non-bank financial institutions, operating the ML Kwarta Padala remittance network through more than 3,000 branches nationwide. Founded in Cebu City in the 1980s by Michel J. Lhuillier, the company grew into a nationwide money-services business. Today it offers domestic and international money transfer (including a Western Union partnership), pawning and quick cash loans, foreign exchange, bills payment for 1,000+ billers, micro-insurance, and the MCash/ML Wallet mobile wallet. It is supervised by the Bangko Sentral ng Pilipinas (BSP). · Remittances · Payments · Founded 1992 · Cebu City, Philippines · Private - [UBX](https://fintech.ph/listing/ubx): Open finance & embedded-finance platform · UBX is the fintech venture studio and open-finance platform spun out of UnionBank of the Philippines (Aboitiz Group), operating since 2018. It builds embedded-finance infrastructure that lets enterprises, MSMEs, and financial institutions offer digital payments, lending, and banking-as-a-service. Its core products are Bux (an end-to-end payment gateway for merchants), SeekCap (a same-day-approval MSME lending marketplace), and i2i (an open-finance/BaaS network connecting rural banks and banking agents). UBX is a BSP-registered Operator of Payment System and has served over 250,000 businesses; Japan's SBI Holdings holds a ~16.67% stake. · Fintech Infrastructure · Payments · Financial Inclusion · Founded 2018 · Pasig City, Philippines · Growth - [Xendit Philippines](https://fintech.ph/listing/xendit-philippines): Payment infrastructure for Southeast Asia · Xendit is a Southeast Asian digital payments company founded in 2015. It provides payment infrastructure that lets businesses — from startups and SMEs to large enterprises — accept and send money across the region. In the Philippines it operates as Xendit Philippines, Inc., offering a payment gateway supporting 30+ local payment methods (cards, e-wallets, bank transfers, over-the-counter), plus payouts, payment links, subscriptions and marketplace tools. It became a unicorn in 2021 and has raised about US$538 million to date. · Payments · Fintech Infrastructure · Remittances · Founded 2015 · Bonifacio Global City, Taguig, Philippines · Growth · ₱25.2B raised · ₱56.0B valuation - [Dragonpay](https://fintech.ph/listing/dragonpay): The pioneer in Philippine alternative payments · Dragonpay Corporation is a Philippine alternative online payments provider founded in 2010 by Robertson "Dick" Chiang. It lets businesses accept payments via online banking, over-the-counter cash, e-wallets and cards, and offers mass payouts and recurring billing. Serving merchants including e-commerce platforms and government agencies, it is a BSP-registered Operator of Payment System. Dragonpay received a strategic investment from Xendit in 2021 and now identifies itself as a Xendit company, with new merchant onboarding directed through Xendit. · Payments · Founded 2010 · Makati City, Philippines · Private - [Brankas](https://fintech.ph/listing/brankas): Open finance APIs for Southeast Asia · Brankas is a Southeast Asian open finance and banking-as-a-service company founded in 2016. It provides APIs that let banks, fintechs and businesses move money and access financial data — including online bank-debit payments (Direct), bulk disbursements (Disburse), merchant payment infrastructure, and an Open Finance Suite for account data, account opening and compliance. Brankas is ISO 27001 certified and PCI-DSS Level 1 compliant, and is a BSP-registered Operator of Payment System in the Philippines. · Fintech Infrastructure · Payments · Founded 2016 · Singapore / Manila · Series B · ₱1.1B raised - [ENCASH](https://fintech.ph/listing/encash): The Philippines' first independent ATM deployer · Electronic Network Cash Tellers, Inc. (ENCASH) is the Philippines' first independent ATM deployer (IAD), founded in 2006 by Eric Severino. It installs privately owned, white-label ATMs in rural and underserved areas overlooked by commercial banks, partnering with rural banks, cooperatives, MFIs and merchants. ENCASH has rolled out 1,500+ terminals across 700+ partner sites in over 440 towns, and operates its own MegaLink-connected transaction switch plus a hand-held ATM/POS (KitaKit). It is a BSP-registered Operator of Payment System. Around 2012 it raised about PHP 109M (US$2.57M) from Rural Impulse Fund II and responsAbility. · Financial Inclusion · Payments · Fintech Infrastructure · Founded 2006 · Makati City, Philippines · Series A · ₱109M raised - [Investa](https://fintech.ph/listing/investa): Social-financial platform empowering Filipino investors · Investa, operated by Investagrams Inc., is the Philippines' leading social-financial platform with 1.2M+ users. Founded in 2015 by JC Bisnar, Airwyn Tin and JM Lapina, it pairs a social trading community with virtual/paper trading (VTrade) across PH, US and crypto markets, real-time market data, screeners, and Investa University courses; premium tier InvestaPrime adds advanced analytics and alerts. Sister app InvestaFunds, run by SEC-licensed Mutual Fund Distributor InvestaFinancial Inc., lets Filipinos invest in mutual funds from as little as PHP 50. A 2020 Microsoft Emerge X finalist built on Microsoft Azure. · Investments · Wealth Management · Payments · Founded 2015 · Makati, Metro Manila · Private - [PriceLOCQ](https://fintech.ph/listing/pricelocq): The ultimate fuel tipid app · PriceLOCQ is a Philippine fuel-fintech app that lets motorists and businesses prepay and lock in fuel prices to protect against price hikes, storing purchased liters in a virtual tank for later redemption. Founded by SEAOIL executive Mark L. Yu and operated by LOCQ, Inc., it is the official app for SEAOIL VIP Rewards, with fuel redeemable at 400+ partner SEAOIL stations nationwide. Its LOCQPay digital wallet supports cash-in via cards, online banking and e-wallets, scan-to-pay at stations, rewards, toll RFID top-ups and a PriceLOCQ for Business fleet-fuel platform. · Payments · Digital Wallet · Founded 2020 · Pasig City, Metro Manila · Private - [Sprout Solutions](https://fintech.ph/listing/sprout-solutions): People-first AI platform for HR, payroll and embedded employee finance · Sprout Solutions is the Philippines' largest homegrown B2B HR and payroll SaaS company, founded in 2015 by Patrick and Alex Gentry. Serving 1,000+ corporate clients and 180,000+ employees, it runs HRIS, payroll, compliance and analytics. In September 2024 it launched Sprout Finances, an embedded-finance suite: ReadyWage (earned-wage access / salary-on-demand) and ReadyCash (salary advances of PHP 3,000-50,000, powered by partner bank Netbank), with ReadySaver savings in development. Sprout has raised about US$18.3M across seed, Series A (Point72 Ventures) and a 2023 US$10.7M Series B led by Cercano Management. · Fintech Infrastructure · Lending · Financial Inclusion · Founded 2015 · Mandaluyong, Metro Manila · Series B · ₱1.0B raised - [Payso](https://fintech.ph/listing/payso): Payso is a Philippine e-wallet operated by Payso, Inc., a BSP-registered Operator of Payment Systems. The reloadable peso wallet lets users pay merchants in-store and online, send and receive money, settle bills, and cash in or out through partner agents. Built for everyday cashless payments, Payso connects consumers and merchants through a single mobile app with QR-based acceptance. · Digital Wallet · Payments · Remittances · Founded 2021 · Taguig City, Philippines · Private - [POSIBLE](https://fintech.ph/listing/posible): Remit. Bayad. Bili. · POSIBLE is a Filipino fintech platform operated by Action.Able, Inc. that turns sari-sari stores, loading stalls and small retailers into community touchpoints for digital financial services. Through a tablet device and app, accredited agents offer bills payment, e-money cash-in and cash-out (GCash, Maya, Coins.ph and others), prepaid load and RFID reloading, e-PINs, insurance and money remittance. Founded in 2016 and a BSP-registered Operator of Payment Systems, POSIBLE runs a B2B2C agent network focused on financial inclusion for underserved communities across the Philippines. · Payments · Financial Inclusion · Remittances · Founded 2016 · Makati City, Metro Manila · Private - [V5Pay](https://fintech.ph/listing/v5pay): V5 Philippines Corp. operates V5Pay, a cross-border payment gateway and merchant-acquiring platform serving businesses from SMEs to large enterprises. A BSP-registered Operator of Payment System (also registered as a remittance and transfer company and foreign-exchange provider), it processes payments, fund transfers and settlements across Southeast Asia and Latin America, supporting 200+ payment methods and multiple currencies. · Payments · Fintech Infrastructure · Founded 2021 · Muntinlupa City, Metro Manila · Private - [PHILTECH](https://fintech.ph/listing/philtech): We Provide Business · PHILTECH (Phil. Technology for Entrepreneurs and Consumers Hub, Inc.) is a Zamboanga City-based financial-inclusion fintech that turns micro-retailers, sari-sari stores, and OFW-backed entrepreneurs into community banking and payment agents. Through its Negosyo Package model and the PHILTECH ATM Go Merchant solution — built on RCBC's ATM Go mobile terminals — partners can offer ATM cash withdrawals, fund transfers, cash-in/cash-out, bills payment, e-loading, and remittance in underserved areas. A BSP-registered Operator of Payment System, it brings everyday digital financial services where bank branches don't reach. · Financial Inclusion · Payments · Remittances · Founded 2016 · Zamboanga City, Philippines · Private - [Ventaja](https://fintech.ph/listing/ventaja): Simplifying Payments. Driving Growth. · Ventaja International Corp. is a Filipino fintech founded in 2004 that simplifies payments for overseas Filipino workers and their families. It is one of the Philippine government's largest overseas collection partners for SSS, Pag-IBIG and PhilHealth contributions, and was the first to collect SSS payments electronically from OFWs. Its platform powers 1,000+ counters and kiosks across 69 countries for partners including Metrobank, BDO, RCBC and Landbank. Through its PayRemit brand it offers remittance, e-loading and bills payment for 350+ billers. It is a BSP-registered Operator of Payment System. · Remittances · Payments · Financial Inclusion · Founded 2004 · Ortigas Center, Pasig City · Private - [Toktokwallet](https://fintech.ph/listing/toktokwallet): Toktokwallet Inc. is the BSP-licensed e-wallet and fintech arm of TokTok, a homegrown Filipino super-app. It lets users cash in, transfer funds, send money to other toktokwallet accounts, pay bills, buy mobile load (toktokload) and scan-to-pay via QR, and serves as the in-app payment rail for TokTok's delivery, food and marketplace services. A registered Electronic Money Issuer and Operator of Payment System, it extends digital payments across the TokTok ecosystem, which has surpassed two million app downloads. · Digital Wallet · Payments · Financial Inclusion · Founded 2020 · Makati City, Metro Manila · Private - [Kredivo Philippines](https://fintech.ph/listing/kredivo-philippines): Kredivo is a Buy Now, Pay Later and digital credit platform that lets Filipinos shop online and in-store and split purchases into flexible payments. Through the Kredivo app, approved users get a reusable credit limit (up to ₱50,000) accepted at 600,000+ merchants and QRPh checkout points, with 0% interest on 30-day payments and installment plans of 3 to 24 months. Operated by SEC-registered Kredivo Philippines Financing Corp., it is part of the Kredivo Group (formerly FinAccel), one of Southeast Asia's largest BNPL and consumer-credit providers, also operating in Indonesia and Vietnam. · Buy Now Pay Later · Lending · Payments · Founded 2019 · Metro Manila, Philippines · Growth · US$270M raised - [HelixPay](https://fintech.ph/listing/helixpay): World-Class Ticket Technology for the Philippines · HelixPay is a Philippine commerce and payments-technology company offering no-code storefronts, event ticketing (sales, on-site scanning, merchandise), subscriptions and recurring payments, and analytics for creators, communities and events. It supports cards, GCash, GrabPay, Maya and bank transfers. Clients have included Warner Music Philippines and Newport World Resorts. Operated by HelixPay Philippines Inc. (formerly BukoPay Solutions Inc.), it is a BSP-registered Operator of Payment System and PCI DSS Level 1 certified. In February 2025 it was acquired by Mosaic Solutions, with PayMongo joining as a strategic investor. · Payments · Founded 2021 · Makati City, Metro Manila · Seed - [Moneygment](https://fintech.ph/listing/moneygment): Your finances in an app. Your future in a tap. · Moneygment is an all-in-one financial app by Togetech, Inc. that lets Filipinos send money, pay bills, and compute, file, and pay their government contributions (SSS, PhilHealth, Pag-IBIG) and taxes from their phone. Built for freelancers, the self-employed, OFWs, small-business owners, and the unbanked, it also offers loan payments, real-property-tax processing, and insurance and investment options. Togetech is a BSP-registered Electronic Money Issuer and Operator of Payment Systems, and a subsidiary of IT firm Nessotech, Inc. · Digital Wallet · Payments · Financial Inclusion · Founded 2017 · Makati City, Philippines · Private - [Bayad](https://fintech.ph/listing/bayad): The Philippines' largest outsourced bills payment network · Bayad, formerly Bayad Center, is the Philippines' pioneer and leader in outsourced payment collection, operated by CIS Bayad Center, Inc., a wholly-owned subsidiary of Meralco. It aggregates 500+ billers accessible through 100,000+ physical and digital touchpoints nationwide. Following its 2021 rebrand from Bayad Center to Bayad, it expanded from over-the-counter bills payment into a full-service fintech, launching the Bayad app and Bayad Online with remittance, e-load, e-wallet (Pera Manager) and real-time Meralco posting. It is BSP-registered as an Operator of Payment System and a Remittance and Transfer Company. · Payments · Financial Inclusion · Digital Wallet · Founded 2006 · Pasig City, Metro Manila · Private - [JuanTax](https://fintech.ph/listing/juantax): First BIR-Accredited Tax Platform · JuanTax is a Philippine cloud-based tax-compliance platform that lets businesses, self-employed professionals, CPAs and bookkeepers prepare, file and pay BIR taxes online — covering VAT, percentage tax, withholding, income tax, books of accounts and financial reports. Launched in 2017 as the country's first BIR-accredited electronic tax software, it offers JuanTax Plus for practitioners and Fast File for individuals and SMEs, with direct online tax payment via cards, e-wallets and banks. It is operated by Ten Elleven Manila Inc., a BSP-registered Operator of Payment System ('1011 Pay'). · Fintech Infrastructure · Payments · SME Financing · Founded 2017 · Metro Manila, Philippines · Seed - [VeritasPay](https://fintech.ph/listing/veritaspay): VeritasPay (VeritasPay Philippines, Inc.) is a Pasig-based payments provider that lets merchants accept digital payments across one platform — in-store POS terminals, mobile devices, online checkout, payment links, and over-the-counter and online-banking channels. It supports credit, debit, prepaid, QR, and e-wallet payments, with direct settlement to any local bank account via PESONet and a centralized merchant dashboard (VeritasPay Hub) for real-time sales monitoring, reporting, and reconciliation. A BSP-registered Operator of Payment System, it serves SMEs and enterprises nationwide across Luzon, Visayas, and Mindanao. · Payments · Fintech Infrastructure · Founded 2021 · Pasig City, Metro Manila · Private - [Zed](https://fintech.ph/listing/zed): The credit you've always deserved · Zed is a credit-led neobank building modern credit products for young Filipino professionals. The Zed Card is a premium no-annual-fee Mastercard with no foreign-transaction fees and an interest-free grace period of up to 31 days. Instead of relying on traditional credit scores, Zed uses AI-driven underwriting that assesses current and potential income to set credit limits — extending access to people often overlooked by banks. Cardholders also get unlimited virtual cards. Zed is the first Philippine neobank licensed by the Bangko Sentral ng Pilipinas to operate as a standalone credit card issuer. · Digital Banking · Lending · Payments · Founded 2023 · Taguig, Metro Manila · Series A · US$23M raised - [Paywatch](https://fintech.ph/listing/paywatch): Redefining Payday · Paywatch is an Earned Wage Access (EWA) platform that lets employees withdraw a portion of wages they have already earned before payday, repaid via payroll deduction at no debt to the worker. Founded in South Korea in 2020 and headquartered in Kuala Lumpur, it operates across Malaysia, the Philippines, Indonesia, South Korea, Singapore, and Hong Kong. It entered the Philippines in November 2023 through local entity Paywatch Philippines Finance Corporation, a BSP-registered Operator of Payment Systems, serving employers such as Shangri-La, TELUS Digital Philippines, and Sagility. · Lending · Financial Inclusion · Payments · Founded 2020 · Kuala Lumpur, Malaysia · Series A · US$25M raised - [ExpressPay](https://fintech.ph/listing/expresspay): Neighborhood payments through a nationwide franchise network · ExpressPay, Inc. is a Philippine multi-service payments company operating an over-the-counter agent and franchise network nationwide. Launched in 2011, it began with a 3-in-1 service (bills payment, local remittance, prepaid e-loading) and expanded into a multi-in-one payment outlet model covering bills payment, money remittance, e-loading, travel and tours, and ticketing. It is a BSP-registered Operator of Payment System and part of the Sagesoft Solutions, Inc. group, with over 1,000 franchised outlets nationwide. · Payments · Remittances · Financial Inclusion · Founded 2011 · San Juan, Metro Manila · Private - [USSC](https://fintech.ph/listing/ussc): USSC (Universal Storefront Services Corporation), also known as "U," is a homegrown Philippine financial-services retailer offering domestic and international remittance, bills payment, currency exchange, cash-in/cash-out, prepaid cards and e-wallet services. Tracing its roots to 1958 and relaunched under the USSC brand in 2005, it serves customers through 700+ branches and 1,000+ partner locations nationwide plus the U mobile app. Its subsidiary, USSC Money Services, Inc., is a BSP-licensed Electronic Money Issuer, extending digital wallet and payment services to millions of Filipinos, including the unbanked. · Remittances · Payments · Digital Wallet · Founded 2005 · Cubao, Quezon City, Metro Manila · Private - [iPay88 Philippines](https://fintech.ph/listing/ipay88-philippines): i · iPay88 Philippines is the local arm of iPay88, a leading Southeast Asian online payment gateway operating since 2006 and part of the NTT DATA Group since 2015. Incorporated in the Philippines in 2012 and BSP-registered as an Operator of Payment Systems, it lets merchants accept cards, e-wallets, and online-banking payments across web and mobile, serving e-commerce businesses nationwide with secure, integrated checkout. · Payments · Fintech Infrastructure · Founded 2012 · Makati City, Metro Manila · Private - [AltPayNet](https://fintech.ph/listing/altpaynet): Breaking Barriers with AltPayNet · AltPayNet (AltPayNet Corp.) is a Philippine digital-payments technology provider offering white-label payment gateways, third-party payment processing, merchant acquiring, and fraud and risk-management solutions for businesses across the Philippines and Asia-Pacific. Founded in 2015, it is a BSP-registered Operator of Payment Systems and a principal-member acquirer for Diners Club International, Discover Global Network, and UnionPay International, with integrations including GCash and GrabPay. AltPayNet is PCI DSS Level 1 certified. · Payments · Fintech Infrastructure · Remittances · Founded 2015 · Makati City, Philippines · Private - [Netbank](https://fintech.ph/listing/netbank): Accelerating Filipino Fintech · Netbank (A Rural Bank), Inc. is a Philippine Banking-as-a-Service provider — a BSP-licensed, PDIC-insured rural bank that lets fintechs and businesses embed regulated banking into their products. Through modular APIs (Account-, Collect-, Disburse-, and Lend-as-a-Service), partners across payments, e-commerce, lending, HRIS, and vehicle financing can offer deposits, payments, and loans without holding their own banking licence. Founded in 2019 and launched in 2021, it bills itself as the first fully regulated Filipino bank built to power fintechs. · Fintech Infrastructure · Digital Banking · Payments · Founded 2019 · Manila, Philippines · Series B - [TopWallet](https://fintech.ph/listing/topwallet): Stay connected, Earn connected · TopWallet is a blockchain-enabled mobile e-wallet operated by TopJuan Technologies Corporation, holding both Electronic Money Issuer (EMI) and Virtual Asset Service Provider (VASP) registrations from the Bangko Sentral ng Pilipinas. It lets Filipinos send money, pay bills, buy load, shop, save and buy or sell cryptocurrency in one app, with support for the national QR Ph standard. The platform serves both consumers and businesses through a nationwide network of cash-in and cash-out points and accredited billers. · Digital Wallet · Cryptocurrency · Payments · Founded 2019 · Manila, Metro Manila · Private - [Novus Transact Philippines](https://fintech.ph/listing/novus-transact): Banking and payments technology for Philippine institutions · Novus Transact Philippines Corporation is the Philippine arm of Singapore-based Novus Technologies, a B2B digital-banking and payments infrastructure provider (part of the AGS Transact Technologies group). Through its NovaPay and Novus TRANSACT platforms it delivers ATM-as-a-Service, mobile and last-mile ATMs, transaction switching, digital wallets, merchant/POS, and core-banking software to banks and financial institutions. It powers RCBC's "ATM Go," the country's largest bank-agnostic mobile ATM network, which posted 50% revenue growth in 2024. A BSP-registered Operator of Payment Systems based in Makati. · Fintech Infrastructure · Payments · Financial Inclusion · Founded 2014 · Makati, Philippines · Private - [Traxion Pay](https://fintech.ph/listing/traxion-pay): Enabling enablers to drive open finance and digital inclusion. · Traxion Pay is a BSP-supervised Electronic Money Issuer and payments platform built for Philippine businesses, cooperatives and institutions. Operated by Traxion Pay Inc. with tech sister-company Traxion Tech Inc. (founded 2015), it offers a fintech-as-a-service stack: a no-code payment gateway and API, QR Ph acceptance, e-wallet and Wallet-as-a-Service, bulk disbursement, bills payment, Phygital QR cards and QR-driven Cash Teller Machines. Traxion also provides the enterprise infrastructure behind partner wallets. Headquartered in Pasig City, with a Davao City office. · Payments · Digital Wallet · Fintech Infrastructure · Founded 2015 · Pasig City, Metro Manila · Private - [SplitMo](https://fintech.ph/listing/splitmo): SplitMo is a Philippine credit-card installment platform operated by 4Gives Lending Services Corp. It lets shoppers split purchases into installments using their existing Visa, Mastercard, JCB or American Express cards at checkout, with no separate bank installment approval, while merchants receive the full amount upfront within 1–2 banking days. 4Gives positions itself as an embedded-finance and BNPL platform serving consumers, merchants and employers. It is a BSP-registered Operator of Payment System and an SEC-registered lending company. · Buy Now Pay Later · Lending · Payments · Founded 2020 · Makati City, Metro Manila · Private - [Pay&Go](https://fintech.ph/listing/pay-and-go): Pay&Go is a nationwide network of self-service payment kiosks operated by BTI Payments (Philippines), Inc., a subsidiary of Australia's Banktech Group. Its cash-accepting machines let Filipinos cash in to GCash, Maya, and ShopeePay e-wallets, pay bills and government dues, buy mobile load, reload RFID and transport cards, and make bank deposits, all without a bank account. With over 1,700 kiosks and ATMs in convenience stores, malls, and partner retailers nationwide, Pay&Go advances financial inclusion by turning community stores into accessible financial-transaction hubs. · Payments · Financial Inclusion · Founded 2020 · Metro Manila, Philippines · Private - [GiyaPay](https://fintech.ph/listing/giyapay): Your complete payment solution. · GiyaPay is an online payment gateway operated by BIMS Technologies, Inc., a Cebu-based Philippine technology company. It lets merchants accept credit and debit cards (Visa, Mastercard), e-wallets (GCash) and bank transfers (InstaPay, QR Ph) through a single customizable checkout, payment links, a payment dashboard and POS — with or without API integration, and no monthly fees. GiyaPay is PCI-DSS compliant and BSP-registered as an Operator of Payment System. BIMS originated from the Boracay Island Management System initiative; GiyaPay launched in October 2021. · Payments · Founded 2019 · Cebu City · Private - [Higala](https://fintech.ph/listing/higala): Building Financial Resiliency, Empowering Financial Inclusion · Higala is a Philippine payments-infrastructure startup building the country's first inclusive instant payment system, connecting rural banks, thrift banks, cooperatives and microfinance institutions to real-time payments. Built on open-source Mojaloop and ISO 20022, its SynerFi rail and API-first core banking platform let smaller financial institutions join InstaPay at a fraction of traditional switching costs. Co-launched with Chemonics International and partnered with RCBC, Higala has onboarded rural banks nationwide, bringing affordable digital finance to underserved Filipino communities. · Fintech Infrastructure · Payments · Financial Inclusion · Founded 2024 · Manila, Philippines · Seed · US$4M raised - [Atome](https://fintech.ph/listing/atome-ph): Buy now, pay later at 0% interest · Atome is a buy-now-pay-later (BNPL) and consumer-finance app that launched in the Philippines in 2021, operated locally by SEC-registered Neuroncredit Financing Company Inc. and part of Singapore's Advance Intelligence Group. It lets shoppers split purchases interest-free across hundreds of partner merchants and via the Atome Card (Mastercard), and also offers Atome Cash personal loans and Atome Savings. The Philippines is Atome's second-largest market, with 1.6M cards issued by late 2025 and partnerships with Maya Bank and Jollibee. · Buy Now Pay Later · Lending · Payments · Founded 2021 · Metro Manila, Philippines · Growth - [Payborit](https://fintech.ph/listing/payborit): Payborit is a Philippine payment-gateway and disbursement platform operated by DigitalPH Asia Corporation (DigiPH), a Makati-based fintech registered with the Bangko Sentral ng Pilipinas as an Operator of Payment Systems. Through its Payborit Business app and web platform, it lets merchants and businesses accept online payments and disburse funds digitally, with features including online payment acceptance, withdrawals, transaction tracking, static QR generation, and staff and branch management. · Payments · Fintech Infrastructure · Founded 2021 · Makati City, Metro Manila · Private - [OwnBank](https://fintech.ph/listing/ownbank): OwnBank is the digital banking platform of OWN Bank, The Rural Bank of Cavite City, Inc., a BSP-licensed rural bank serving Filipinos for over 60 years. Through its mobile app, customers open a fully online account in minutes with just a smartphone and a valid ID — no minimum balance and no maintaining fees. OwnBank offers high-yield savings and time deposits, free InstaPay and PESONet transfers to any bank or e-wallet, bills payment and mobile load. Deposits are insured by the PDIC up to PHP 1 million per depositor. Backed by regional fintech group Akulaku, it pairs decades of community-banking trust with an app-first experience. · Digital Banking · Savings · Payments · Founded 1956 · Cavite City, Philippines · Private - [OmniPay](https://fintech.ph/listing/omnipay): OmniPay (Omni Pay, Incorporated, formerly PVB Card Corporation) is a BSP-licensed non-bank electronic money issuer and prepaid-card pioneer based in Makati. It was the first non-bank EMI supervised by the Bangko Sentral ng Pilipinas and the first non-bank participant in the BSP's PhilPaSSplus real-time gross settlement system. OmniPay is a principal issuer-acquirer for JCB and UnionPay, an e-commerce acquirer for Discover and Diners Club, the first EMI affiliate of the BancNet network, and a Eurogiro member. Its OmniPay Mobile App lets cardholders manage funds and cards, send money to other banks, and pay via QR Ph. · Payments · Digital Wallet · Remittances · Founded 2009 · Makati City, Metro Manila · Private - [Saripay](https://fintech.ph/listing/saripay): Saripay is the digital financial-services platform of G2M Fintech Corporation, part of the GrowSari group, built for Philippine micro and small retailers — sari-sari stores, botikas and carinderias. Through its business wallet, QR Ph acceptance and the ELista buy-now-pay-later inventory-financing program, Saripay lets storeowners accept cashless payments, pay suppliers, buy load and settle bills. It serves GrowSari's nationwide network of 250,000+ MSMEs. G2M Fintech Corporation is a BSP-registered Operator of Payment System. · Payments · Digital Wallet · Buy Now Pay Later · Founded 2023 · Bonifacio Global City, Taguig · Private - [AllEasy](https://fintech.ph/listing/alleasy): A digital wallet for every juan! · AllEasy, Inc. operates the AllEasy Pay e-wallet, a BSP-licensed electronic money issuer (EMI-NBFI) and registered Operator of Payment Systems that is part of the Villar Group ecosystem. Launched in 2020, the app lets users send money, pay bills and QR merchants, buy mobile load, cash in and out, and load toll RFIDs, with Standard and Plus account tiers. Headquartered in Las Piñas City, AllEasy has been promoted across Villar-group businesses such as Bria Homes and Camella, and is on the BSP's EMI registry as of May 2026. · Digital Wallet · Payments · Financial Inclusion · Founded 2019 · Las Piñas City, Metro Manila · Private - [MegaPay](https://fintech.ph/listing/megapay): Bringing Peso Power to Every Juan · MegaPay is a Philippine digital payments app operated by Backend Solutions and Technologies, Inc. It turns a smartphone into a mobile loading and payments station — letting users buy prepaid load for all networks, pay bills (utilities, telco, broadband, cable, credit cards), transfer funds to other MegaPay users by mobile number or QR, shop cashless, and earn rewards through MegaRewards and MegaRefer. The company is registered with the Bangko Sentral ng Pilipinas as an Operator of Payment System and is headquartered in Makati City. · Payments · Digital Wallet · Financial Inclusion · Founded 2020 · Makati City, Metro Manila · Private - [Western Union Philippines](https://fintech.ph/listing/western-union-philippines): Western Union is a global money-transfer company (NYSE: WU) that has served the Philippines since 1990. Filipinos can send and receive international remittances through more than 12,000 agent locations nationwide, the westernunion.com/ph website, and a dedicated Philippine mobile app launched in October 2025 that supports QR Ph payments and both sending and requesting money from abroad. Recipients can collect funds via cash pickup, bank deposit (BDO, BPI, PNB), or directly into mobile wallets including GCash and Maya. The Philippines is one of the world's largest remittance markets, receiving about US$38 billion in 2024 (BSP). · Remittances · Payments · Founded 1851 · Makati City, Metro Manila · Public - [Pouch.ph](https://fintech.ph/listing/pouch-ph): Pouch is the Philippines' first Bitcoin Lightning Network wallet, founded in 2022 by Ethan Rose. It lets merchants accept Bitcoin via QR with no FX-volatility exposure — Pouch converts BTC to pesos and settles to the merchant's bank or e-wallet — and powers low-cost cross-border remittances over Lightning, including PH-to-US "Send Globally" transfers and Batch Pay for payroll. It anchors the Boracay "Bitcoin Island" initiative (250+ merchants) and reported 400+ merchants nationwide by 2023. It is a BSP-registered Operator of Payment Systems. · Cryptocurrency · Payments · Digital Wallet · Founded 2022 · Cebu City · Seed - [Lazada Wallet](https://fintech.ph/listing/lazada-wallet): Lazada Wallet (also Lazada Payments) is the e-money wallet inside the Lazada shopping app in the Philippines. Operated by AIPH Merchant Services, Inc. (formerly Alipay Philippines, Inc.), a BSP-licensed Electronic Money Issuer, it lets shoppers store funds for cashless checkout, receive refunds and cashback, and apply vouchers on Lazada. Users can top up via cards, bank transfer or over-the-counter partners. AIPH Merchant Services is part of the Alibaba Group, which owns both Lazada and the Alipay payments business. · Digital Wallet · Payments · Financial Inclusion · Founded 2017 · Bonifacio Global City, Taguig · Private - [FlashPay](https://fintech.ph/listing/flashpay-ph): Your Payment Solutions Expert · FlashPay is a Bangko Sentral ng Pilipinas-licensed Electronic Money Issuer and registered Operator of Payment System, serving as the Philippine fintech and payments arm of Flash Group, the Thai-founded e-commerce logistics group behind Flash Express. It provides merchant-focused digital payment solutions including QR Ph, over-the-counter collection, e-wallet payments, payouts, internet banking and cross-border payments, supporting the digital transformation of Philippine merchants. It is based in Taguig City. · Payments · Digital Wallet · Founded 2021 · Taguig City, Metro Manila · Private - [Taxumo](https://fintech.ph/listing/taxumo): File & Pay Your Taxes in Minutes! · Taxumo is a Philippine online tax platform that lets freelancers, self-employed professionals, sole proprietors and small businesses compute, file and pay their BIR taxes entirely online. Founded in 2016 and headquartered in Taguig, it is a BIR-accredited Tax Software Provider that automatically calculates tax dues, fills out the correct BIR forms, and electronically submits filings and payments through authorized agent banks and digital payment channels. It also offers business registration assistance and serves thousands of Filipino solopreneurs and SMEs. · Payments · Financial Inclusion · Fintech Infrastructure · Founded 2016 · Taguig City, Metro Manila · Seed - [Meridian](https://fintech.ph/listing/meridian): The Digital Clearing House for high-growth markets · Meridian is a cross-border payments infrastructure company that issues U.S. bank account numbers and runs a Real-Time Deposits network, letting Filipinos receive U.S. payroll, ACH, and wire payments in USD and settle to local accounts. Its rails power consumer-facing services through partners rather than a standalone app: it underpins RCBC Pulz's U.S. virtual accounts (launched September 2025) and the GCash Virtual US Account (launched December 2025), enabling freelancers and OFWs to receive dollars and convert to peso. Founded in 2023, Meridian is registered with the BSP as an Operator of Payment System. · Fintech Infrastructure · Remittances · Payments · Founded 2023 · Makati City, Metro Manila · Seed · US$15M raised - [Starpay](https://fintech.ph/listing/starpay): Pitaka ng Bayan · Starpay Corporation is a Pasig City fintech operating the Starpay e-wallet ('Pitaka ng Bayan'), licensed by the BSP as an electronic money issuer and registered operator of payment systems. The app offers cash-in/out, InstaPay and QR Ph transfers, bills payment, e-load, and inbound remittances via UniTeller, alongside Starpay Business merchant services. Founded in 2012, it grew from ~600,000 to nearly 10 million users between 2020 and 2024, partly through its role as one of the financial service providers tapped by the DSWD to disburse Social Amelioration Program aid in 2020-21. · Digital Wallet · Payments · Financial Inclusion · Founded 2012 · Pasig City, Metro Manila · Private - [RUSH Technologies](https://fintech.ph/listing/rush): Drive sales, win customers for life · RUSH Technologies, Inc. is a Philippine eCommerce and customer-loyalty SaaS provider and the eCommerce-and-loyalty arm of Globe Group's 917Ventures (via Brave Connective Holdings, Inc.). It gives merchants an all-in-one toolkit — RUSH eStore for online storefronts and checkout with embedded payments, plus RUSH Loyalty and RUSH+ for digital rewards, punch cards, and gamification — alongside AdTech and AI insights. A BSP-registered Operator of Payment Systems, RUSH serves 1,700+ stores and brands, including Coca-Cola, Unilever, Shakey's, and the Bistro Group, and over 8 million registered customers. · Payments · Fintech Infrastructure · Founded 2017 · Mandaluyong, Metro Manila, Philippines · Private - [Ecashpay Asia](https://fintech.ph/listing/ecashpay-asia): Digital wallet and payments for everyday transactions · Ecashpay Asia, Inc. is a Bangko Sentral ng Pilipinas-supervised electronic money issuer and payment service provider based in Quezon City. It operates an e-wallet and payment platform offering fund transfers, online remittances, bills payment, prepaid e-loading, and card-based and cross-border payment acceptance for merchants. The company is a member of Philippine Payments Management Inc. (PPMI) and a participant in the InstaPay real-time fund-transfer network, and is a PCI-DSS-certified service provider. · Payments · Digital Wallet · Remittances · Founded 2023 · Quezon City, Metro Manila · Private - [konek2CARD](https://fintech.ph/listing/konek2card): k · konek2CARD is the mobile-banking and agent-banking platform of the CARD MRI microfinance group, operated by FDS Asya Philippines, Inc., a BSP-registered Electronic Money Issuer and joint venture between CARD MRI Holdings and Singapore's Fortress Data Services. It lets clients of CARD Bank, CARD SME Bank, CARD MRI Rizal Bank and CARD Inc. (NGO) do savings, fund transfers, loan payments, bills payment and cash-in/out via smartphone or community-based agents, advancing rural financial inclusion. It has surpassed two million registered users and roughly 18,000 agents. · Lending · Financial Inclusion · Digital Wallet · Founded 2016 · Makati City, Metro Manila · Private - [PesoPay](https://fintech.ph/listing/pesopay): Accept Online Payments Better. Faster. Safer. · PesoPay is one of the Philippines' longest-running online payment gateways, operated by AsiaPay Payment Technology Corp., the Manila-based subsidiary of Hong Kong payment group AsiaPay (founded 2000). Established in 2006 and BSP-registered as an Operator of Payment Systems, PesoPay lets local merchants accept Visa, Mastercard, AmEx, JCB, BancNet, GCash, GrabPay, ShopeePay, Alipay, WeChat Pay, PayPal, over-the-counter cash and Google Pay (added 2025) through a single PCI DSS Level 1-certified platform, with offices in Makati and Cebu. · Payments · Fintech Infrastructure · Founded 2006 · Makati, Metro Manila · Private - [2C2P](https://fintech.ph/listing/2c2p-philippines): 2C2P is a full-suite payments platform serving enterprises across Southeast Asia, including the Philippines. Part of Ant International (operating as 2C2P by Antom), it lets businesses accept online, offline, mobile, card, cash and alternative payments across 400+ payment methods, with tools for instalment payment plans, multi-currency pricing, wallet and card issuing, and social-commerce checkout. A BSP-registered Operator of Payment System and one of Asia-Pacific's PCI-DSS Level 1-certified providers, 2C2P powers payments for airlines, retail, hospitality, insurance and e-commerce merchants in the Philippines. · Payments · Fintech Infrastructure · Founded 2003 · Metro Manila, Philippines · Private - [RePay](https://fintech.ph/listing/repay-ph): RePay your Bills the Smartest Way! · RePay is a Philippine digital wallet and financial-services app built for overseas Filipino workers and their families. It combines remittances, bills payment with scheduling and reminders, savings, and the ability to invest in local businesses in one mobile app. RePay Digital Banking Solutions Inc. is a BSP-registered Operator of Payment System and has formalized a collaboration with UnionBank of the Philippines to support its banking and digital capabilities. It targets corridors with large OFW and Filipino-immigrant populations, including Singapore, the United States, Canada, the UAE, and Saudi Arabia. · Digital Wallet · Remittances · Payments · Founded 2023 · Philippines · Private - [Ksher](https://fintech.ph/listing/ksher): Ksher is a cross-border payment provider operating across Southeast Asia, with a registered Philippine entity (Ksher Philippines, Inc., formerly QFPay Philippines, Inc.) acting as a merchant acquirer and payment aggregator. It lets Philippine merchants accept QR, e-wallet and card payments — including Alipay and WeChat Pay for inbound Chinese customers — and provides cross-border e-commerce funds collection. Founded in 2016 and headquartered in Bangkok, the group reports more than 200,000 merchants and over US$10 billion in cumulative transaction volume across 10-plus markets. · Payments · Fintech Infrastructure · Founded 2016 · Metro Manila, Philippines · Private - [MYEG Philippines](https://fintech.ph/listing/myeg-philippines): MYEG Philippines is a one-stop e-government solutions and payment platform that lets Filipinos transact with government agencies anytime, anywhere. Through myeg.ph, users can pay for more than 800 government dues and services — including BIR taxes, SSS, PhilHealth, PRC, NBI clearance, PEZA, and business permits — using e-wallets such as GCash, Maya, ShopeePay, GrabPay, and PalawanPay, credit/debit cards, or cash over 100,000+ payment counters nationwide. A BSP-registered Operator of Payment System, MYEG PH is the local arm of a joint venture between Malaysia's MY E.G. Services Berhad and I-Pay Commerce Ventures. · Payments · Fintech Infrastructure · Financial Inclusion · Founded 2017 · Makati City, Metro Manila · Private - [GoodKredit](https://fintech.ph/listing/goodkredit): GoodKredit is a Cebu-based mobile fintech platform from GoodApps Inc. built to bring credit and everyday spending tools to unbanked and underserved Filipinos. Through its voucher-based 4 Gives model, users receive e-vouchers redeemable at partner sponsors and merchants and settle purchases over four installments. GoodApps also runs Payday Today, an earned-wage-access app — free for employers and zero-interest for employees — that lets workers draw already-earned salary before payday. GoodApps is a BSP-registered Operator of Payment Systems, backed by a DoST-PCIEERD startup grant. · Financial Inclusion · Buy Now Pay Later · Lending · Founded 2016 · Cebu City, Philippines · Seed · ₱3M raised - [SmartPay](https://fintech.ph/listing/smartpay): The Next Generation Secure Digital Payment Solutions · Smartpay Asia Philippines, Inc. is a Mandaluyong-based digital payments provider offering merchants a single-API payment gateway that accepts credit and debit cards, digital wallets, and online banking, alongside its SmartPayPOS and SmartPay Wallet products for cashless collection. Registered with the Bangko Sentral ng Pilipinas as an Operator of Payment System (OPS) under the National Payment Systems Act, it provides merchant onboarding portals, real-time processing, and reporting and analytics to help Philippine businesses adopt contactless and e-commerce payments. · Payments · Fintech Infrastructure · Founded 2022 · Mandaluyong City, Metro Manila · Private - [TayoCash](https://fintech.ph/listing/tayocash): Know where your money goes! · TayoCash is a Philippine mobile e-wallet operated by TayoCash Incorporated, a non-bank Electronic Money Issuer licensed and supervised by the Bangko Sentral ng Pilipinas (BSP) and registered with the Anti-Money Laundering Council. It turns a smartphone into a digital wallet for sending money, paying bills, buying prepaid load and shopping, with cash-in and cash-out through a nationwide partner network. Aiming to bring financial services to every Juan and Maria, it is part of the broader Philippine digital-payments ecosystem. · Digital Wallet · Payments · Financial Inclusion · Founded 2019 · Pasig City, Metro Manila · Private - [Euronet Philippines](https://fintech.ph/listing/euronet-philippines): Euronet Technology Services, Inc. is the Philippine subsidiary of Euronet Worldwide (NASDAQ: EEFT), operating one of the country's largest independent, off-branch retail ATM networks. Under a 2023 agreement with the Bank of the Philippine Islands, Euronet acquired around 500 non-branch BPI ATMs — managing roughly 300 within its own independent network and operating about 200 that remain BPI-branded — more than doubling its Philippine ATM footprint. Cardholders of participating banks can withdraw cash, check balances, and make fund transfers. It is a BSP-registered Operator of Payment System. · Payments · Fintech Infrastructure · Founded 2020 · Makati City, Metro Manila · Public - [Remitly Philippines](https://fintech.ph/listing/remitly-philippines): Remitly is a digital cross-border money-transfer service and one of the largest remittance providers serving the Philippines, a top global corridor it has prioritized since 2013. Filipinos abroad use the Remitly app to send money home, with recipients receiving funds via GCash and other e-wallets, direct bank deposit, or cash pickup at thousands of pawnshop and agent locations nationwide. It is operated locally by Remitly Philippines, Inc. (a BSP-registered Operator of Payment System with major operations offices in Makati and BGC, Taguig) under parent Remitly Global, Inc. (NASDAQ: RELY). · Remittances · Payments · Financial Inclusion · Founded 2011 · Makati, Metro Manila · Public - [SKYPAY](https://fintech.ph/listing/skypay): Your Payment Bridge · SKYPAY is a Philippine payment gateway operated by Skybridge Payment, Inc., a BSP-registered Operator of Payment Systems. It lets businesses accept payments via credit and debit cards, e-wallets such as GCash and Maya, and over-the-counter channels, and disburse funds across thousands of cash-in and payout points. SKYPAY also supports QR Ph merchant acceptance, international remittance, white-label e-wallet, and cross-border payment services. Part of the regional Skybridge Group, it bridges Philippine merchants to fast, secure digital payments. · Payments · Remittances · Fintech Infrastructure · Founded 2018 · Makati City, Philippines · Private - [Paypanda](https://fintech.ph/listing/paypanda): Automate Your Payment With Us! · Paypanda is an online payment platform operated by Cloud Panda PH Inc., a Filipino technology company in Taguig. It lets merchants and businesses accept and settle payments — via online banking, over-the-counter at partner banks and non-banks, cards, e-wallets and QR — through an e-commerce checkout integration and a mobile point-of-sale (ePOS) tool, with a real-time dashboard for monitoring collections. Cloud Panda PH is a BSP-registered Operator of Payment System and is also the developer behind the TokTok super-app and its toktokwallet e-money service. · Payments · Founded 2019 · Taguig City, Metro Manila · Private - [Fucent Gateway](https://fintech.ph/listing/fucent-gateway): Fucent Gateway Corporation is a Philippine payment-gateway and merchant-acquiring company, BSP-registered as an Operator of Payment System. It aggregates multiple local and international payment channels — WeChat Pay, Alipay, UnionPay, GCash and GrabPay — into a single gateway for merchants, and serves as a master acquirer for WeChat Pay and Alipay in the Philippines across retail, food and beverage, hospitality, healthcare and other sectors nationwide. · Payments · Fintech Infrastructure · Founded 2017 · Philippines · Private - [Moneybees](https://fintech.ph/listing/moneybees): Buy and sell crypto with ease! · Moneybees Forex Corporation is the Philippines' first over-the-counter (OTC) cryptocurrency buy/sell service, BSP-registered as a Virtual Asset Service Provider since 2020. Customers trade Bitcoin, Ethereum and USDT in cash, in person, at BSP-licensed money changers, remittance agents and pawnshops in malls and business centers nationwide (around 26 OTC locations as of 2024) and via an online trading desk. It also offers white-label OTC technology to money-service businesses. Founded in 2017, it is part of founder Jay Villarante's 8Ventures group. · Cryptocurrency · Payments · Financial Inclusion · Founded 2017 · Metro Manila · Private - [BancNet](https://fintech.ph/listing/bancnet): BancNet, Inc. is the Philippines' single national interbank ATM and electronic payments switch and the BSP-designated clearing switch operator for InstaPay, the country's real-time fund-transfer system. It connects more than 100 member banks and institutions across ATM, POS and online channels, and is the exclusive Philippine gateway for China UnionPay. In June 2026 it merged with the Philippine Clearing House Corporation to form Payments Network of the Philippines, Inc. (PNPI), retaining the BancNet brand for its switch operations. · Fintech Infrastructure · Payments · Founded 1990 · Makati City, Metro Manila · Private - [TOP.ph](https://fintech.ph/listing/top-ph): Go Cashless, Live Priceless · TOP.ph (The Orange Platform) is a Filipino-made digital wallet and lifestyle payments app from The Orange Company Inc., a BSP-registered Operator of Payment System. The app lets users store e-money, send and receive money, cash in and out, buy prepaid load, and pay bills and utilities, with a partner-merchant network and a linked ATM/physical card option. It positions itself around financial inclusion — serving unbanked Filipinos and narrowing the financial-literacy gap — and runs BSP-compliant KYC onboarding. It is available on Android, iOS, and Huawei AppGallery. · Digital Wallet · Payments · Financial Inclusion · Founded 2021 · Metro Manila, Philippines · Private - [Nationlink](https://fintech.ph/listing/nationlink): Empowering Communities. · Nationlink is a Philippine interbank ATM and electronic-payments network operated by Infoserve, Inc., a BSP-registered Operator of Payment Systems. It connects rural banks, savings banks, credit unions, cooperatives and NGOs to nationwide ATM and POS services, enabling cash withdrawals, card issuance, fund transfers, bills payment, e-money and domestic and international remittance. As the first network-alliance member of BancNet, it extends affordable and accessible financial services to underserved and rural communities and to overseas Filipinos. Headquartered in Makati City. · Fintech Infrastructure · Payments · Financial Inclusion · Founded 2006 · Makati City, Metro Manila · Private - [Digipay](https://fintech.ph/listing/digipay): Digipay is a Philippine B2B digital-payments and financial-services platform operated by FSG Technology Ventures, Inc. (a subsidiary of FSG Capital, Inc.). Launched in 2017, it turns sari-sari stores and small businesses into agent outlets ("digitindahan") that earn commissions by offering bills payment, e-load, e-pins and gaming credits, mobile-money cash-in (such as GCash and Maya), remittance and microinsurance via web or mobile app on behalf of customers. Digipay is a BSP-registered Operator of Payment System used across tens of thousands of merchant locations nationwide. · Payments · Financial Inclusion · Remittances · Founded 2017 · Mandaluyong City, Metro Manila · Private - [NextPay](https://fintech.ph/listing/nextpay): Built for the Businesses That Move the Philippines · NextPay is a digital business-banking and payments platform built for Philippine micro, small, and medium enterprises, entrepreneurs, and freelancers — an alternative to a traditional business bank account. Businesses collect customer payments via digital invoices, manage cash, and send batch payouts for payroll, suppliers, and bills to 90+ local banks and e-wallets, including UnionBank, BDO, BPI, GCash, and Maya. Operated by NextEnterprises, Inc., a BSP-registered Operator of Payment Systems, NextPay was a Y Combinator (W21) company and has processed roughly ₱13 billion in transactions since launch. · Payments · Business Banking · Fintech Infrastructure · Founded 2019 · Metro Manila, Philippines · Seed · US$2M raised - [ePlayment](https://fintech.ph/listing/eplayment): Made to Create · Eplayment Corporation is a BSP-registered Operator of Payment System that provides payment processing and collections for digital platforms, with a focus on the gaming, entertainment and content-creator economy. Through its Epaygames gateway it connects merchants and platforms to channels including GCash, Maya, Bayad, BDO, BPI, online banking and over-the-counter cash-in, and through its PIXEL platform it offers instant payouts to micro and nano content creators. · Payments · Fintech Infrastructure · Founded 2019 · Manila, Metro Manila · Private - [Enstack](https://fintech.ph/listing/enstack): AI-Powered Entrepreneurship · Enstack is a Philippine-built, AI-powered all-in-one mobile app that lets micro and small entrepreneurs run an entire business from a phone — building online storefronts, managing inventory, accepting payments, and arranging nationwide shipping, with AI tools for design and content. Operated by Enstack Technologies, Inc. and a BSP-registered Operator of Payment Systems, it was founded in 2021 by Macy Castillo (ex-Shopee Philippines) and Skype co-founder Geoffrey Prentice. Enstack exited beta in October 2022 and has grown to 200,000+ entrepreneurs on the platform. · Payments · SME Financing · Fintech Infrastructure · Founded 2021 · Metro Manila, Philippines · Series A · US$3M raised - [PERA HUB](https://fintech.ph/listing/petnet-perahub): PERA HUB is the retail financial-services brand of PETNET, Inc., one of the Philippines' largest payments and remittance networks with over 3,000 locations nationwide. It offers domestic and international money remittance, foreign exchange, bills payment, e-loading, airline ticketing, ATM cash-out, microinsurance, and e-wallet cash-in/cash-out, and is the country's biggest Western Union agent. Its corporate arm, PETNET Forex Solutions, provides USD trading and cross-border B2B payments. A BSP-supervised institution founded in 1998, PETNET is part of the UnionBank of the Philippines group. · Remittances · Payments · Financial Inclusion · Founded 1998 · Makati City, Philippines · Private - [GoodPay](https://fintech.ph/listing/goodpay): Digital payments for merchants and communities · GoodPay is a Philippine payment-processing platform built by the GoodTech group for micro-entrepreneurs, freelancers, and gig workers. It lets merchants accept payments from major banks, e-wallets (GCash, Maya), and credit and debit cards through a single QR code or shareable payment link, managed from an easy merchant dashboard. Merchants onboard online by submitting their business details, a valid ID, and a selfie. Good Tech Holdings, Inc. is registered with the Bangko Sentral ng Pilipinas as an Operator of a Payment System. · Payments · Fintech Infrastructure · Financial Inclusion · Founded 2022 · Clark Freeport Zone, Pampanga, Philippines · Private - [Pluxee Philippines](https://fintech.ph/listing/pluxee): Live Joyful · Pluxee Philippines, formerly Sodexo Benefits and Rewards Services, is the country's pioneer and largest issuer of gift certificates since 2003 and now a digital-first employee-benefits and rewards platform. Through the Pluxee app, employees and consumers manage meal and gift credits, make fast in-store payments at over 17,000 accredited merchants, redeem rewards down to the last centavo online and offline, and send credits from as little as ₱1. Part of the global Pluxee Group (spun off from Sodexo in 2024), it also powers the SM Gift Pass and Walter Mart Gift Pass. · Digital Wallet · Payments · Financial Inclusion · Founded 2003 · Metro Manila, Philippines · Public - [I-Pay](https://fintech.ph/listing/i-pay): I-Pay Commerce Ventures, Inc. is a Philippine fintech that builds electronic-payment, remittance, and eGovernment rails for government agencies and enterprises. Its Direct-To-Bank (DTB) service lets recipients deposit Western Union remittances straight to a bank account or mobile wallet online, with same-day transfer, and I-Pay also operates as a Western Union remittance agent and powers online registration and payment systems for government services. The company is supervised by the Bangko Sentral ng Pilipinas as a non-bank Electronic Money Issuer and is a registered Operator of a Payment System. · Payments · Remittances · Fintech Infrastructure · Founded 2015 · Makati City, Philippines · Private - [Igloo](https://fintech.ph/listing/igloo): Simple. Painless. Honest. · Igloo is a Singapore-headquartered full-stack regional insurtech (founded 2016 as Axinan) that embeds insurance into digital platforms across Southeast Asia. In the Philippines it operates through local entity Axinan Philippines, Inc. (BGC, Taguig), partnering with 40+ platforms — including GCash, Shopee, Angkas, Skyro and Smart — and IC-licensed underwriters Malayan, Etiqa, PGA Sompo and Mercantile, launching 55+ localized products spanning travel, motor, loan, device and weather-index cover. Regionally it has facilitated 1.6B+ policies and raised about US$105M to date. · Insurance · Fintech Infrastructure · Payments · Founded 2016 · Singapore (PH office: BGC, Taguig) · Growth - [DA5](https://fintech.ph/listing/da5): Where Remittance meets Digital Revolution · Direct Agent 5, Inc. (DA5) is a Makati-based Philippine fintech and money service business founded in 2006, originally as one of Western Union's largest authorized agents with a nationwide footprint of over 1,800 partner locations. DA5 offers remittance, foreign exchange, bills payment, merchant acquiring and crypto exchange (DX5), and runs SurgePay, its BSP-licensed hybrid digital wallet for blockchain-based international transfers, crypto cash-in/out, bills payment and microloans. It is one of the few entities holding BSP EMI, VASP and EPFS licences simultaneously. · Remittances · Digital Wallet · Cryptocurrency · Founded 2006 · Makati City, Metro Manila · Private - [Multisys Technologies Corporation](https://fintech.ph/listing/multisys-technologies): Multisys Technologies Corporation is a Filipino digital-platforms and payments-technology company founded in 2010 by David Almirol Jr. A BSP-registered Operator of Payment System, Multisys builds and operates payment infrastructure used across enterprise, government, microfinance and MSME sectors — including its e-Negosyo MSME platform, the Multipay smart payment-routing technology, the Bayad bills-payment app, and AppendPay for microfinance members. Backed by PLDT (45.73% stake), it is one of the Philippines' most prominent homegrown software firms, powering cashless and e-government services nationwide. · Payments · Fintech Infrastructure · Financial Inclusion · Founded 2010 · Parañaque City, Metro Manila · Private · ₱2.1B raised - [iCorePay](https://fintech.ph/listing/icorepay): iCorePay is the payments brand of iCore Technologies, Inc., a Philippine BSP-registered Operator of Payment System. It provides interoperable QR-code merchant payment acceptance — letting businesses accept GCash, Maya, GrabPay, ShopeePay and other e-wallets through a single platform — alongside white-label digital core-banking and computerized loans-management software for banks, cooperatives and microfinance institutions. In November 2024 it partnered with the Department of Agriculture's Agricultural Credit Policy Council to build an electronic payment-collection system for farmer and fisher loan repayments. · Payments · Fintech Infrastructure · Founded 2023 · Las Piñas City, Metro Manila · Private - [beep](https://fintech.ph/listing/beep): beep is a contactless stored-value card and automated fare collection system operated by AF Payments Inc. (AFPI). It is the cashless fare payment for Metro Manila's three rail lines (LRT-1, LRT-2, MRT-3), the EDSA Busway, BGC buses, and a growing network of point-to-point and provincial buses, and is also accepted at partner retail merchants. AFPI was formed in 2014 by the AF Consortium, a partnership of the Ayala Group and the First Pacific Group, to deliver the government's Automated Fare Collection System. In 2024 beep partnered with Mastercard to enable open-loop tap-to-pay on transit. · Payments · Digital Wallet · Fintech Infrastructure · Founded 2014 · Pasay City, Metro Manila · Private - [Surepay Technologies](https://fintech.ph/listing/surepay-technologies): Surepay Technologies Inc. (SPTI) is a Philippine provider of digital payment and automation solutions and a BSP-registered Operator of Payment System. It builds electronic payment and collection systems (EPCS), payment-gateway integrations, and electronic bill presentment and payment for businesses and government. SPTI specializes in digitizing local government units — powering treasury and e-services suites such as its DigiGov platform and the ADB-funded LGU Integrated Financial Tools (LIFT) system — and provides the eBoracay cash-lite tourism ticketing portal used with GCash. It is ISO 9001:2015 certified. · Payments · Fintech Infrastructure · Financial Inclusion · Founded 2019 · Philippines · Private - [PalawanPay](https://fintech.ph/listing/palawanpay): The digital e-wallet of the Palawan Pawnshop Group · PalawanPay is the e-wallet of the Palawan Pawnshop Group (Palawan Pawnshop, Palawan Express Pera Padala), launched in April 2022 to bring digital financial services to underserved and unbanked Filipinos. Operated by BSP-licensed e-money issuer PPS-PEPP Financial Services Corporation, it offers cash-in/cash-out, domestic and international remittance (Pera Padala), bill payments, e-load, QR payments, a Visa virtual card and embedded micro-insurance. It bridges digital and over-the-counter transactions across the group's 70,000+ branches and agents nationwide, and surpassed 22 million subscribers in 2025. · Digital Wallet · Remittances · Payments · Founded 2022 · Puerto Princesa City, Palawan · Private - [Paynamics](https://fintech.ph/listing/paynamics): Fintech Solutions for Smarter, Faster Digital Transactions · Paynamics Technologies, Inc. is a Makati-based payment gateway and payments processor founded in 2010. Its platform lets businesses accept payments through 50+ channels — cards, e-wallets (GCash, Maya), online banking via InstaPay/PESONet, over-the-counter, and installments — plus mass-disbursement payouts, a business wallet, and embedded-finance (BaaS) solutions. BSP-licensed as an Electronic Money Issuer (June 2020) and a registered Operator of Payment Systems, it is PCI-DSS Level 1 certified and reports serving 5,000+ merchants (2026). In 2025 it partnered with Mastercard to launch Click to Pay in the Philippines. · Payments · Fintech Infrastructure · Founded 2010 · Makati, Metro Manila · Private - [Codashop](https://fintech.ph/listing/codashop): Codashop is the consumer storefront of Coda Payments Philippines, Inc., a BSP-registered Operator of Payment System. It lets users top up mobile games and apps (such as Mobile Legends, Free Fire, PUBG Mobile, Honor of Kings and Steam Wallet) and buy digital content without a credit card, paying via GCash, Maya, GrabPay, Coins.ph, bank transfer and over-the-counter partners. Codashop is operated globally by Singapore-founded Coda Payments (2011), whose platform serves 300+ publishers and around 120 million active users across 65+ markets, also offering the Codapay and xShop merchant tools. · Payments · Founded 2011 · Metro Manila, Philippines · Private - [Manny Pay](https://fintech.ph/listing/manny-pay): Manny Pay (MannyPay) is a Philippine digital payments app and e-wallet operated by 7th Pillar Integrated System Corp., the technology company owned and chaired by boxing icon and former senator Manny Pacquiao. Launched in late 2025, it began as a payment gateway and is expanding into a full e-wallet and domestic remittance service, supporting bill payments, transport top-ups, InstaPay transfers, and business mass-payout and online-collection tools. Its payment infrastructure is powered by Traxion Tech. It is a BSP-registered Operator of Payment System. · Digital Wallet · Payments · Remittances · Founded 2025 · Metro Manila, Philippines · Private - [ACash](https://fintech.ph/listing/acash): ACash is a digital wallet developed by iSynergies, Inc., the information-technology unit of the Nueva Ecija-based ASKI Group of Companies, a microfinance and rural-development organization. Launched in 2019 for the ASKI ecosystem, the app lets users pay for purchases, settle loan and insurance payments, transfer funds, give donations, and buy telco load. It is a BSP-registered Operator of Payment System and is available on iOS and Android. · Digital Wallet · Payments · Financial Inclusion · Founded 2019 · Cabanatuan City, Nueva Ecija · Private - [PayRex](https://fintech.ph/listing/payrex): Modern payment gateway for the Philippines · PayRex is a Philippine online payment gateway operated by Evolut10n Labs, Inc., launched in late 2023 by former PayMongo co-founders Jaime Hing and Edwin Lacierda. It lets businesses accept credit and debit cards, GCash, Maya, QR Ph and BNPL, with developer APIs, hosted checkout, payment pages, a Shopify plugin and finance-automation tools. A BSP-registered Operator of Payment System, it processes payments under PCI DSS standards, serving merchants such as the SM Store and SM Markets. In January 2026 it raised a US$2M Series A led by Kollab. · Payments · Fintech Infrastructure · Founded 2023 · Metro Manila, Philippines · Series A · US$2M raised - [PearlPay](https://fintech.ph/listing/pearlpay): PearlPay Inc. is a Philippine fintech founded in 2018 that provides cloud-based digital banking infrastructure to rural banks, microfinance institutions, and cooperatives that serve the country's unbanked rural communities. Built on AWS, its platform spans core banking, agent banking, loan management, a payment gateway, and white-label mobile wallets, letting small banks digitize without heavy on-premise systems. A BSP-registered Operator of Payment Systems, PearlPay also enables merchants to accept interoperable QR Ph payments and partners with institutions including RCBC to extend digital finance to LGUs, schools, clinics, and MSMEs. · Fintech Infrastructure · Digital Banking · Financial Inclusion · Founded 2018 · Taguig City, Philippines · Private - [PlataPay](https://fintech.ph/listing/platapay): Financial Freedom at Your Fingertips · PlataPay is a Philippine digital payments and agent-network platform operated by InnovateHub, Inc. of Batangas City. It equips micropreneurs and neighborhood agents with a digital wallet and "Business Center" tools to offer bills payment, e-loading, remittance, QR payments, and cash-in/cash-out to their communities through tiered agent subscription plans. InnovateHub is a BSP-registered Operator of Payment Systems and partners with banks such as AllBank for QR acceptance, helping bring digital financial services to underserved areas. · Payments · Digital Wallet · Remittances · Founded 2024 · Batangas City, Philippines · Private - [AQWIRE](https://fintech.ph/listing/aqwire): Seamless, Secure Payments To the Philippines · AQWIRE (operated by Qwikwire Billing Systems Inc.) is a Philippine fintech providing secure cross-border and local payment solutions for enterprises, with a focus on real estate. Its white-labeled platform lets property developers and other businesses bill, collect, and reconcile payments from buyers worldwide — supporting 150+ currencies, auto-debit enrollment, multiple payment methods, and API integrations, settling funds in Philippine pesos. In September 2025 AQWIRE became the first payments company in the Philippines to enable Google Pay and Apple Pay for cross-border payments. Clients include Ayala Land, Rockwell Land, and Megaworld. · Payments · Remittances · Fintech Infrastructure · Founded 2013 · Makati City, Philippines · Private - [Global Payments Philippines](https://fintech.ph/listing/global-payments-philippines): Global Payments Philippines is the local merchant-acquiring and payment-processing arm of NYSE-listed Global Payments Inc. Operating as Global Payments Asia-Pacific Philippines, Incorporated, it is a joint venture formed in 2015 with the Bank of the Philippine Islands, combining their merchant-acquiring businesses. It provides card acceptance, point-of-sale terminals, and e-commerce payment processing to thousands of Philippine merchants, enabling acceptance of major credit and debit cards across in-store, online, and mobile channels. It is registered with the BSP as an Operator of Payment System. · Payments · Fintech Infrastructure · Founded 2015 · Quezon City, Metro Manila · Public - [ECPay](https://fintech.ph/listing/ecpay): Nationwide bills payment and e-load network · Electronic Commerce Payments, Inc. (ECPay) is one of the Philippines' largest electronic payments and bills-payment networks. Founded around 2001, it lets retail outlets and partners accept bills payments, e-load and electronic PINs, prepaid and cash-card reloads, e-wallet top-ups, airline tickets and online/credit-card payments, across 490,000+ over-the-counter channels and 3,000+ digital touchpoints nationwide. ECPay is a BSP-registered Operator of Payment Systems. After Globe acquired 77% in 2019, it was bought by Mynt, the parent of GCash, for up to PHP 3.0 billion (PCC-cleared 2025), making it a GCash-group subsidiary. · Payments · Financial Inclusion · Founded 2001 · Quezon City, Philippines · Private - [NTT DATA Payment Services Philippines](https://fintech.ph/listing/ntt-data-payment-services-philippines): NTT DATA Payment Services Philippines (formerly GHL ePayments / GHL Systems Philippines, acquired by Japan's NTT DATA in 2024) is a merchant payments provider serving businesses from sari-sari stores to large enterprises. It offers card-acquiring and payment acceptance for Visa, Mastercard, JCB, BancNet and e-wallets through its ADAPTIS suite: In-Store smart POS terminals, an e-commerce online payment gateway for local and cross-border transactions, enterprise-grade infrastructure, merchant financing, and value-added services. It is a BSP-registered Operator of Payment System and part of the global NTT DATA Payment Services network. · Payments · Fintech Infrastructure · Founded 2020 · Makati, Metro Manila · Private - [Swyftly](https://fintech.ph/listing/swyftly): Swyftly is a BSP-registered payment infrastructure provider that gives online merchants, fintech partners, and institutional clients one platform to accept payments and send disbursements. Through a single API integration, businesses can collect via e-wallets (GCash, Maya) and QR Ph, take direct bank payments over InstaPay and PESONet, run mass payouts of salaries and commissions to bank accounts and e-wallets, and settle international payments in USD, SGD, and HKD. It bakes in AML/KYC compliance, fraud screening, and automated BSP reporting. Swyftly is a subsidiary of JD Group Inc. · Payments · Fintech Infrastructure · Founded 2025 · Metro Manila, Philippines · Private - [eMango](https://fintech.ph/listing/emango): eMango Wallet is a BSP-licensed Philippine e-money platform operated by SpeedyPay, Inc. The app lets users send money, pay bills, buy eLoad, and make QR payments, with InstaPay transfers and a nationwide network of cash-in/cash-out partners and merchants. eMango also offers merchant tools and a payment-gateway portal for businesses, and is widely used to distribute allowances and financial assistance. SpeedyPay is regulated by the Bangko Sentral ng Pilipinas as an Electronic Money Issuer, with Remittance Transfer Company, foreign-exchange dealer, and money-changer authorities. · Digital Wallet · Payments · Remittances · Founded 2018 · Pasig City, Philippines · Private - [Talino](https://fintech.ph/listing/talino): Talino is a global fintech foundry building inclusive financial infrastructure for emerging markets and the Filipino diaspora, with the Philippines as its flagship market. Founded by Winston Damarillo (founder of Gluecode, acquired by IBM), Talino began as a venture studio for inclusive fintech, building ventures such as BayaniPay, Higala, and Asenso, and now offers a hybrid platform that merges traditional finance with stablecoin rails to power faster, lower-cost cross-border payments, in partnership with PDAX and Bridge (a Stripe company). It closed a US$7.5M Series A in 2026 led by Chemonics International. · Fintech Infrastructure · Payments · Remittances · Founded 2017 · Pasig City, Philippines · Series A · ₱498M raised - [Blaggo](https://fintech.ph/listing/blaggo): Blaggo is a utility-engagement and bills-payment app operated by 8Nexity Technology Corporation, a BSP-registered Operator of Payment System based in Mandaue City, Cebu. It lets consumers receive utility bills, pay them, and connect with their utility providers in one mobile app, alongside QR payments, due-date reminders, and an in-app inbox. Its closed-loop Blaggo Wallet stores Blaggo Tokens (1 token = 1 peso) used to pay partner billers, with top-ups at neighborhood partner stores. The platform pairs the consumer app with a cloud portal for utility partners, targeting underserved and unbanked Filipinos. · Payments · Digital Wallet · Financial Inclusion · Founded 2023 · Mandaue City, Cebu · Private - [eTap](https://fintech.ph/listing/etap): Make it easy with eTap · eTap is a homegrown Philippine fintech making financial services accessible to the unbanked and underbanked through a nationwide network of self-service payment kiosks. Founded in 2015, it lets Filipinos cash in to e-wallets like GCash, Maya, and PalawanPay, pay bills, buy load, and send money, with cash-out machines and regional eTap Hubs expanding in 2026. Designing both its hardware and software in-house, eTap operates thousands of machines and satellite offices across Luzon, Visayas, and Mindanao, processing billions of pesos in transactions monthly as a BSP-registered Operator of Payment Systems. · Payments · Remittances · Financial Inclusion · Founded 2015 · Makati City, Philippines · Private - [myTOYOTA Wallet](https://fintech.ph/listing/mytoyota-wallet): myTOYOTA Wallet is a mobile e-money wallet from Toyota Financial Services Philippines Corporation, a BSP-supervised Electronic Money Issuer. Users hold stored-value e-money, cash in from any bank or e-wallet via InstaPay, and send funds peer-to-peer using a mobile number or QR code. The app supports QR Ph contactless payments and credit/debit card linking, and lets customers settle Toyota transactions such as maintenance, repairs, parts, insurance, and loan or lease dues, including recurring auto-debit. Upgraded accounts require KYC verification. The e-money facility is offered in partnership with the Bank of the Philippine Islands. · Digital Wallet · Payments · Founded 2021 · Makati City, Metro Manila · Private - [WeePay](https://fintech.ph/listing/weepay): Weepay Payment Processing Corporation is a Pasig City–based payments company supervised by the BSP as an Operator of Payment System. Founded in 2007, it provides merchant payment-acceptance services — online payment gateways, virtual and physical POS terminals, and card acquiring across Visa, Mastercard and China UnionPay (as a registered payment facilitator), plus BancNet, MegaLink and ExpressNet — and supports agency-banking cash-in and cash-out services that extend financial access to underserved communities. · Payments · Fintech Infrastructure · Financial Inclusion · Founded 2007 · Pasig City, Metro Manila · Private - [PisoPay](https://fintech.ph/listing/pisopay): Innovative, fast & secure remittance service for as low as one peso · Pisopay.com, Inc. is a Makati-based Philippine fintech offering remittance and digital payment services for as low as one peso. Founded in 2017, it operates a BSP-registered payments business spanning domestic and international money transfers, an online payment gateway for merchants, bills payment, e-load, a payroll solution (PisoPayRoll), and a VISA prepaid card. Its agent network lets local shops act as "Pisopay Centres," community financial hubs that extend digital payments and remittance to areas underserved by traditional banking. The gateway accepts GCash, Maya, WeChat, cards, and over-the-counter channels. · Payments · Remittances · Financial Inclusion · Founded 2017 · Makati City, Metro Manila · Private - [Zip](https://fintech.ph/listing/zip): Fastest way to collect payments · ZIP Financial Technologies, Inc. (Zip, formerly Magpie) is a Makati-based payment technology company operating since 2018. Zip provides online payment processing for businesses of all sizes — a hosted checkout, payment links and requests, the PayTerminal mobile payment app, and a white-label payment platform — plus developer APIs, SDKs, and plugins for custom integrations. It is a BSP-registered Operator of Payment System and is PCI-DSS Level 1 certified, supporting both PHP and USD transactions. · Payments · Fintech Infrastructure · Founded 2018 · Makati, Philippines · Private - [Fastek](https://fintech.ph/listing/fastek): Fastek Payment Solutions Inc., which operates the OnePay platform, is a Metro Manila–based payment-technology company founded in 2020 and registered with the BSP as an Operator of Payment System. It provides merchant payment processing across cards, e-wallets, direct bank transfers and over-the-counter channels, alongside POS machines and self-service payment kiosks for businesses and institutions. · Payments · Fintech Infrastructure · Founded 2020 · Mandaluyong City, Metro Manila · Private - [Payloro](https://fintech.ph/listing/payloro): Your Success, Our Priority. · Payloro is the e-money and payments brand of eMandarin Ventures, Incorporated, a BSP-licensed Electronic Money Issuer and registered Operator of Payment System based in Bonifacio Global City, Taguig. It provides merchant-focused digital payment solutions including the PayLoro e-Wallet, a payment gateway, offline and POS terminals, QuickPay QR payments and mass disbursement. The company serves a growing network of partnered merchants and states that it is PCI DSS compliant. · Digital Wallet · Payments · Founded 2021 · Bonifacio Global City, Taguig · Private - [Peddlr](https://fintech.ph/listing/peddlr): Free mobile POS and digital storefront for sari-sari stores and MSMEs · Peddlr is a Philippine startup building digital infrastructure for micro and small businesses. Its free mobile POS and bookkeeping app lets sari-sari stores and micro-MSMEs track sales, inventory, expenses and customer credit (utang) offline. It is expanding into fintech: accepting GCash, Maya and bank payments via a single QRPH code (Kankolek), plus e-load, bills payment, gaming pins and planned inventory financing. Founded 2021 in Catbalogan, Samar by Nel Laygo, Peddlr reports over 2 million app downloads and raised ~PHP 240M (US$4.6M) in seed and pre-seed funding. · Payments · Digital Wallet · Financial Inclusion · Founded 2021 · Catbalogan City, Samar, Philippines · Seed · ₱240M raised - [FortunePay](https://fintech.ph/listing/fortunepay): FortunePay is a Philippine e-wallet operated by Easypay Global EMI Corp., a Bangko Sentral ng Pilipinas-licensed Electronic Money Issuer and Operator of Payment Systems. The app lets users send and receive money instantly, pay bills, buy mobile load 24/7, shop and pay merchants, and settle government payments from their phone. Stored value is linked to the user's mobile number for fast, cashless peer-to-peer transfers, with cash-in and cash-out through partner banks and outlets nationwide. · Digital Wallet · Payments · Remittances · Founded 2021 · Taguig City, Philippines · Private - [Bizmoto](https://fintech.ph/listing/bizmoto): Start your micro-business now and earn using your cellphone. · Bizmoto is a Philippine digital-payments and agent-banking platform operated by Peppermint Bizmoto Inc., a BSP-licensed Electronic Money Issuer and subsidiary of ASX-listed Peppermint Innovation Limited. Its mobile app lets agents and consumers cash in and out, send money via InstaPay and PESONet, pay bills, buy e-load, run an e-commerce storefront (BizmoTinda) and delivery service (BizmoGo), and access app-based micro-lending (BizmoLoan). It targets unbanked and underbanked Filipinos, MSMEs and rural cooperatives. · Digital Wallet · Payments · Financial Inclusion · Founded 2016 · Metro Manila, Philippines · Private - [HitPay](https://fintech.ph/listing/hitpay): HitPay is an all-in-one payment platform for small and medium businesses, founded in Singapore in 2016 (Y Combinator S21). It lets SMEs accept online and in-person payments through a single integration — no-code payment links, hosted checkout, point-of-sale, invoicing, recurring billing, and e-commerce plugins. In the Philippines it operates as HitPay Payment Solutions Inc., a BSP-registered Operator of Payment System, supporting GCash, Maya, QR Ph/InstaPay, PESONet, GrabPay, ShopeePay, BillEase, cards, and over-the-counter payments. It serves thousands of SME merchants across Singapore, Malaysia, the Philippines, and beyond. · Payments · Fintech Infrastructure · Founded 2016 · Singapore · Series A · US$16M raised ## Payments companies in the Philippines Digital payment solutions, mobile wallets, payment gateways, and remittance services Browse payments companies with their licences, funding and links to their sites and developer docs. --- From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/category/payments when citing this page.