Source: https://fintech.ph/category/remittances Category · 43 companies # Remittances Services for sending money domestically and internationally Search within Remittances Related: [Payments](https://fintech.ph/category/payments) [Financial Inclusion](https://fintech.ph/category/financial-inclusion) [Digital Wallet](https://fintech.ph/category/digital-wallet) [Fintech Infrastructure](https://fintech.ph/category/fintech-infrastructure) [All categories](https://fintech.ph/directory) Well-known in Remittances [C Cebuana Lhuillier](https://fintech.ph/listing/cebuana-lhuillier) [P PalawanPay](https://fintech.ph/listing/palawanpay) [R Remitly Philippines](https://fintech.ph/listing/remitly-philippines) [W Wise Philippines](https://fintech.ph/listing/wise-philippines) Alphabetical. Placement is never paid. Showing 43 companies - [Coins.ph](https://fintech.ph/listing/coins-ph): Trusted Crypto Wallet & Exchange · Coins.ph is the Philippines' largest BSP-regulated crypto wallet and exchange, with about 18 million registered users. Founded in 2014, it lets Filipinos buy, sell and use digital currencies, pay bills and send remittances. It is a BSP-licensed Virtual Asset Service Provider and Electronic Money Issuer (and the first VASP granted an Advanced EPFS license). In 2024 it launched PHPC, the first BSP-regulated Philippine-peso stablecoin. Acquired by Gojek in 2019, the company was bought out in 2022 by a group led by CEO Wei Zhou (former Binance CFO) with Joffre Capital, and is now privately held. · Cryptocurrency · Digital Wallet · Payments · Founded 2014 · Taguig City, Philippines · Private · US$30M raised - [Philippine National Bank](https://fintech.ph/listing/pnb): You First · Philippine National Bank (PNB; PSE: PNB) is one of the country's largest universal banks, founded by the Philippine government in 1916 and historically the nation's de facto central bank until 1949. Privatized in 1989 and now controlled by the Lucio Tan Group (LT Group), it offers consumer and corporate banking, lending, deposits, investments, trust services, and an extensive overseas remittance network for Filipinos worldwide. In 2025 it posted net income of about ₱25.3 billion with total assets of roughly ₱1.37 trillion. · Digital Banking · Business Banking · Remittances · Founded 1916 · Pasay City, Philippines · Public - [Cebuana Lhuillier](https://fintech.ph/listing/cebuana-lhuillier): Philippine pawnshop, remittance and microfinancial services · Cebuana Lhuillier is one of the Philippines' largest microfinancial services providers, operated by PJ Lhuillier, Inc. Under the trade name adopted in 1987 (with roots in the Lhuillier family's Agencia Cebuana pawnshops), it offers pawnbroking, domestic and international money remittance (Pera Padala), microinsurance, micro-loans, micro-savings, bills payment, money changing and e-loading. It serves over 30 million clients through a nationwide network of 2,500+ branches and is part of the PJ Lhuillier Group of Companies. · Remittances · Lending · Financial Inclusion · Founded 1987 · Makati City, Philippines · Private - [M Lhuillier](https://fintech.ph/listing/mlhuillier): Kwarta Padala, Palaging Sigurado · M Lhuillier Financial Services, Inc. is one of the Philippines' largest non-bank financial institutions, operating the ML Kwarta Padala remittance network through more than 3,000 branches nationwide. Founded in Cebu City in the 1980s by Michel J. Lhuillier, the company grew into a nationwide money-services business. Today it offers domestic and international money transfer (including a Western Union partnership), pawning and quick cash loans, foreign exchange, bills payment for 1,000+ billers, micro-insurance, and the MCash/ML Wallet mobile wallet. It is supervised by the Bangko Sentral ng Pilipinas (BSP). · Remittances · Payments · Founded 1992 · Cebu City, Philippines · Private - [Xendit Philippines](https://fintech.ph/listing/xendit-philippines): Payment infrastructure for Southeast Asia · Xendit is a Southeast Asian digital payments company founded in 2015. It provides payment infrastructure that lets businesses — from startups and SMEs to large enterprises — accept and send money across the region. In the Philippines it operates as Xendit Philippines, Inc., offering a payment gateway supporting 30+ local payment methods (cards, e-wallets, bank transfers, over-the-counter), plus payouts, payment links, subscriptions and marketplace tools. It became a unicorn in 2021 and has raised about US$538 million to date. · Payments · Fintech Infrastructure · Remittances · Founded 2015 · Bonifacio Global City, Taguig, Philippines · Growth · ₱25.2B raised · ₱56.0B valuation - [Payso](https://fintech.ph/listing/payso): Payso is a Philippine e-wallet operated by Payso, Inc., a BSP-registered Operator of Payment Systems. The reloadable peso wallet lets users pay merchants in-store and online, send and receive money, settle bills, and cash in or out through partner agents. Built for everyday cashless payments, Payso connects consumers and merchants through a single mobile app with QR-based acceptance. · Digital Wallet · Payments · Remittances · Founded 2021 · Taguig City, Philippines · Private - [POSIBLE](https://fintech.ph/listing/posible): Remit. Bayad. Bili. · POSIBLE is a Filipino fintech platform operated by Action.Able, Inc. that turns sari-sari stores, loading stalls and small retailers into community touchpoints for digital financial services. Through a tablet device and app, accredited agents offer bills payment, e-money cash-in and cash-out (GCash, Maya, Coins.ph and others), prepaid load and RFID reloading, e-PINs, insurance and money remittance. Founded in 2016 and a BSP-registered Operator of Payment Systems, POSIBLE runs a B2B2C agent network focused on financial inclusion for underserved communities across the Philippines. · Payments · Financial Inclusion · Remittances · Founded 2016 · Makati City, Metro Manila · Private - [PHILTECH](https://fintech.ph/listing/philtech): We Provide Business · PHILTECH (Phil. Technology for Entrepreneurs and Consumers Hub, Inc.) is a Zamboanga City-based financial-inclusion fintech that turns micro-retailers, sari-sari stores, and OFW-backed entrepreneurs into community banking and payment agents. Through its Negosyo Package model and the PHILTECH ATM Go Merchant solution — built on RCBC's ATM Go mobile terminals — partners can offer ATM cash withdrawals, fund transfers, cash-in/cash-out, bills payment, e-loading, and remittance in underserved areas. A BSP-registered Operator of Payment System, it brings everyday digital financial services where bank branches don't reach. · Financial Inclusion · Payments · Remittances · Founded 2016 · Zamboanga City, Philippines · Private - [Ventaja](https://fintech.ph/listing/ventaja): Simplifying Payments. Driving Growth. · Ventaja International Corp. is a Filipino fintech founded in 2004 that simplifies payments for overseas Filipino workers and their families. It is one of the Philippine government's largest overseas collection partners for SSS, Pag-IBIG and PhilHealth contributions, and was the first to collect SSS payments electronically from OFWs. Its platform powers 1,000+ counters and kiosks across 69 countries for partners including Metrobank, BDO, RCBC and Landbank. Through its PayRemit brand it offers remittance, e-loading and bills payment for 350+ billers. It is a BSP-registered Operator of Payment System. · Remittances · Payments · Financial Inclusion · Founded 2004 · Ortigas Center, Pasig City · Private - [Toktokwallet](https://fintech.ph/listing/toktokwallet): Toktokwallet Inc. is the BSP-licensed e-wallet and fintech arm of TokTok, a homegrown Filipino super-app. It lets users cash in, transfer funds, send money to other toktokwallet accounts, pay bills, buy mobile load (toktokload) and scan-to-pay via QR, and serves as the in-app payment rail for TokTok's delivery, food and marketplace services. A registered Electronic Money Issuer and Operator of Payment System, it extends digital payments across the TokTok ecosystem, which has surpassed two million app downloads. · Digital Wallet · Payments · Financial Inclusion · Founded 2020 · Makati City, Metro Manila · Private - [MarCoPay](https://fintech.ph/listing/marcopay): MarCoPay (Maritime Community Pay) is a BSP-licensed e-money platform built for Filipino seafarers and their families. Its dual-currency e-wallet lets crew receive digital salaries onboard, convert currencies, send remittances, make zero-fee peer-to-peer transfers, and access loans, insurance, investments and an in-app e-market. Founded in 2019 by Japanese shipping line NYK and the Transnational Diversified Group (TDG), it later drew investments from Marubeni Corporation and MUFG Bank. · Digital Wallet · Remittances · Financial Inclusion · Founded 2019 · Bonifacio Global City, Taguig · Private - [ExpressPay](https://fintech.ph/listing/expresspay): Neighborhood payments through a nationwide franchise network · ExpressPay, Inc. is a Philippine multi-service payments company operating an over-the-counter agent and franchise network nationwide. Launched in 2011, it began with a 3-in-1 service (bills payment, local remittance, prepaid e-loading) and expanded into a multi-in-one payment outlet model covering bills payment, money remittance, e-loading, travel and tours, and ticketing. It is a BSP-registered Operator of Payment System and part of the Sagesoft Solutions, Inc. group, with over 1,000 franchised outlets nationwide. · Payments · Remittances · Financial Inclusion · Founded 2011 · San Juan, Metro Manila · Private - [USSC](https://fintech.ph/listing/ussc): USSC (Universal Storefront Services Corporation), also known as "U," is a homegrown Philippine financial-services retailer offering domestic and international remittance, bills payment, currency exchange, cash-in/cash-out, prepaid cards and e-wallet services. Tracing its roots to 1958 and relaunched under the USSC brand in 2005, it serves customers through 700+ branches and 1,000+ partner locations nationwide plus the U mobile app. Its subsidiary, USSC Money Services, Inc., is a BSP-licensed Electronic Money Issuer, extending digital wallet and payment services to millions of Filipinos, including the unbanked. · Remittances · Payments · Digital Wallet · Founded 2005 · Cubao, Quezon City, Metro Manila · Private - [AltPayNet](https://fintech.ph/listing/altpaynet): Breaking Barriers with AltPayNet · AltPayNet (AltPayNet Corp.) is a Philippine digital-payments technology provider offering white-label payment gateways, third-party payment processing, merchant acquiring, and fraud and risk-management solutions for businesses across the Philippines and Asia-Pacific. Founded in 2015, it is a BSP-registered Operator of Payment Systems and a principal-member acquirer for Diners Club International, Discover Global Network, and UnionPay International, with integrations including GCash and GrabPay. AltPayNet is PCI DSS Level 1 certified. · Payments · Fintech Infrastructure · Remittances · Founded 2015 · Makati City, Philippines · Private - [Bloom Solutions](https://fintech.ph/listing/bloom-solutions): Cryptocurrency exchanges for emerging economies · Bloom Solutions (Bloomsolutions, Inc.) is a BSP-registered blockchain fintech that uses cryptocurrency as a settlement rail to cut the cost of cross-border money transfer. Operating as BloomX, it runs a B2B remittance-and-FX platform: BloomRemit lets money-transfer operators settle overseas payouts cheaply, BloomX (bloomx.app) is a peso crypto exchange supporting 250+ coins, and BloomX Teller lets money changers retail crypto over the counter. Founded in 2015, it reports powering over US$250M in trades across Southeast Asia. Part of Singapore-based Bloom Technologies Pte. Ltd., led by CEO Israel Philip Keys. · Cryptocurrency · Remittances · Founded 2015 · Manila · Private - [TopWallet](https://fintech.ph/listing/topwallet): Stay connected, Earn connected · TopWallet is a blockchain-enabled mobile e-wallet operated by TopJuan Technologies Corporation, holding both Electronic Money Issuer (EMI) and Virtual Asset Service Provider (VASP) registrations from the Bangko Sentral ng Pilipinas. It lets Filipinos send money, pay bills, buy load, shop, save and buy or sell cryptocurrency in one app, with support for the national QR Ph standard. The platform serves both consumers and businesses through a nationwide network of cash-in and cash-out points and accredited billers. · Digital Wallet · Cryptocurrency · Payments · Founded 2019 · Manila, Metro Manila · Private - [OmniPay](https://fintech.ph/listing/omnipay): OmniPay (Omni Pay, Incorporated, formerly PVB Card Corporation) is a BSP-licensed non-bank electronic money issuer and prepaid-card pioneer based in Makati. It was the first non-bank EMI supervised by the Bangko Sentral ng Pilipinas and the first non-bank participant in the BSP's PhilPaSSplus real-time gross settlement system. OmniPay is a principal issuer-acquirer for JCB and UnionPay, an e-commerce acquirer for Discover and Diners Club, the first EMI affiliate of the BancNet network, and a Eurogiro member. Its OmniPay Mobile App lets cardholders manage funds and cards, send money to other banks, and pay via QR Ph. · Payments · Digital Wallet · Remittances · Founded 2009 · Makati City, Metro Manila · Private - [Overseas Filipino Bank](https://fintech.ph/listing/ofbank): The first digital-only bank in the Philippines, serving OFWs · Overseas Filipino Bank (OFBank) is the first all-digital, branchless bank in the Philippines and a wholly owned subsidiary of state-owned LANDBANK. Relaunched as a fully digital bank in June 2020, it secured the country's first digital banking license from the Bangko Sentral ng Pilipinas on 25 March 2021, converting from a thrift-bank to a digital-bank licence. OFBank serves Overseas Filipinos, OFWs and their beneficiaries worldwide, using its Digital Onboarding System with AI (DOBSAI) for real-time mobile account opening, plus savings deposits, fund transfers, bills payment, remittances and loans. · Digital Banking · Remittances · Financial Inclusion · Founded 1906 · Manila, Philippines · Government - [Western Union Philippines](https://fintech.ph/listing/western-union-philippines): Western Union is a global money-transfer company (NYSE: WU) that has served the Philippines since 1990. Filipinos can send and receive international remittances through more than 12,000 agent locations nationwide, the westernunion.com/ph website, and a dedicated Philippine mobile app launched in October 2025 that supports QR Ph payments and both sending and requesting money from abroad. Recipients can collect funds via cash pickup, bank deposit (BDO, BPI, PNB), or directly into mobile wallets including GCash and Maya. The Philippines is one of the world's largest remittance markets, receiving about US$38 billion in 2024 (BSP). · Remittances · Payments · Founded 1851 · Makati City, Metro Manila · Public - [Pouch.ph](https://fintech.ph/listing/pouch-ph): Pouch is the Philippines' first Bitcoin Lightning Network wallet, founded in 2022 by Ethan Rose. It lets merchants accept Bitcoin via QR with no FX-volatility exposure — Pouch converts BTC to pesos and settles to the merchant's bank or e-wallet — and powers low-cost cross-border remittances over Lightning, including PH-to-US "Send Globally" transfers and Batch Pay for payroll. It anchors the Boracay "Bitcoin Island" initiative (250+ merchants) and reported 400+ merchants nationwide by 2023. It is a BSP-registered Operator of Payment Systems. · Cryptocurrency · Payments · Digital Wallet · Founded 2022 · Cebu City · Seed - [Meridian](https://fintech.ph/listing/meridian): The Digital Clearing House for high-growth markets · Meridian is a cross-border payments infrastructure company that issues U.S. bank account numbers and runs a Real-Time Deposits network, letting Filipinos receive U.S. payroll, ACH, and wire payments in USD and settle to local accounts. Its rails power consumer-facing services through partners rather than a standalone app: it underpins RCBC Pulz's U.S. virtual accounts (launched September 2025) and the GCash Virtual US Account (launched December 2025), enabling freelancers and OFWs to receive dollars and convert to peso. Founded in 2023, Meridian is registered with the BSP as an Operator of Payment System. · Fintech Infrastructure · Remittances · Payments · Founded 2023 · Makati City, Metro Manila · Seed · US$15M raised - [Starpay](https://fintech.ph/listing/starpay): Pitaka ng Bayan · Starpay Corporation is a Pasig City fintech operating the Starpay e-wallet ('Pitaka ng Bayan'), licensed by the BSP as an electronic money issuer and registered operator of payment systems. The app offers cash-in/out, InstaPay and QR Ph transfers, bills payment, e-load, and inbound remittances via UniTeller, alongside Starpay Business merchant services. Founded in 2012, it grew from ~600,000 to nearly 10 million users between 2020 and 2024, partly through its role as one of the financial service providers tapped by the DSWD to disburse Social Amelioration Program aid in 2020-21. · Digital Wallet · Payments · Financial Inclusion · Founded 2012 · Pasig City, Metro Manila · Private - [Ecashpay Asia](https://fintech.ph/listing/ecashpay-asia): Digital wallet and payments for everyday transactions · Ecashpay Asia, Inc. is a Bangko Sentral ng Pilipinas-supervised electronic money issuer and payment service provider based in Quezon City. It operates an e-wallet and payment platform offering fund transfers, online remittances, bills payment, prepaid e-loading, and card-based and cross-border payment acceptance for merchants. The company is a member of Philippine Payments Management Inc. (PPMI) and a participant in the InstaPay real-time fund-transfer network, and is a PCI-DSS-certified service provider. · Payments · Digital Wallet · Remittances · Founded 2023 · Quezon City, Metro Manila · Private - [RePay](https://fintech.ph/listing/repay-ph): RePay your Bills the Smartest Way! · RePay is a Philippine digital wallet and financial-services app built for overseas Filipino workers and their families. It combines remittances, bills payment with scheduling and reminders, savings, and the ability to invest in local businesses in one mobile app. RePay Digital Banking Solutions Inc. is a BSP-registered Operator of Payment System and has formalized a collaboration with UnionBank of the Philippines to support its banking and digital capabilities. It targets corridors with large OFW and Filipino-immigrant populations, including Singapore, the United States, Canada, the UAE, and Saudi Arabia. · Digital Wallet · Remittances · Payments · Founded 2023 · Philippines · Private - [TayoCash](https://fintech.ph/listing/tayocash): Know where your money goes! · TayoCash is a Philippine mobile e-wallet operated by TayoCash Incorporated, a non-bank Electronic Money Issuer licensed and supervised by the Bangko Sentral ng Pilipinas (BSP) and registered with the Anti-Money Laundering Council. It turns a smartphone into a digital wallet for sending money, paying bills, buying prepaid load and shopping, with cash-in and cash-out through a nationwide partner network. Aiming to bring financial services to every Juan and Maria, it is part of the broader Philippine digital-payments ecosystem. · Digital Wallet · Payments · Financial Inclusion · Founded 2019 · Pasig City, Metro Manila · Private - [Wise Philippines](https://fintech.ph/listing/wise-philippines): Money without borders · Wise (formerly TransferWise) is a global cross-border money platform that launched in the Philippines in May 2024 through its BSP-licensed entity, Wise Pilipinas, Inc. Filipinos can open a Wise Account to receive money from abroad in 20+ currencies, hold and convert 40+ currencies at the mid-market rate, and spend in 160+ countries with the Wise card. Customers can send pesos to local banks and e-wallets including GCash, Maya, GrabPay and ShopeePay. Wise has direct access to InstaPay and a BSP settlement account. Globally it serves over 13 million customers and is listed on the London Stock Exchange. · Remittances · Digital Wallet · Founded 2011 · Makati City, Metro Manila · Public - [Remitly Philippines](https://fintech.ph/listing/remitly-philippines): Remitly is a digital cross-border money-transfer service and one of the largest remittance providers serving the Philippines, a top global corridor it has prioritized since 2013. Filipinos abroad use the Remitly app to send money home, with recipients receiving funds via GCash and other e-wallets, direct bank deposit, or cash pickup at thousands of pawnshop and agent locations nationwide. It is operated locally by Remitly Philippines, Inc. (a BSP-registered Operator of Payment System with major operations offices in Makati and BGC, Taguig) under parent Remitly Global, Inc. (NASDAQ: RELY). · Remittances · Payments · Financial Inclusion · Founded 2011 · Makati, Metro Manila · Public - [SKYPAY](https://fintech.ph/listing/skypay): Your Payment Bridge · SKYPAY is a Philippine payment gateway operated by Skybridge Payment, Inc., a BSP-registered Operator of Payment Systems. It lets businesses accept payments via credit and debit cards, e-wallets such as GCash and Maya, and over-the-counter channels, and disburse funds across thousands of cash-in and payout points. SKYPAY also supports QR Ph merchant acceptance, international remittance, white-label e-wallet, and cross-border payment services. Part of the regional Skybridge Group, it bridges Philippine merchants to fast, secure digital payments. · Payments · Remittances · Fintech Infrastructure · Founded 2018 · Makati City, Philippines · Private - [Nationlink](https://fintech.ph/listing/nationlink): Empowering Communities. · Nationlink is a Philippine interbank ATM and electronic-payments network operated by Infoserve, Inc., a BSP-registered Operator of Payment Systems. It connects rural banks, savings banks, credit unions, cooperatives and NGOs to nationwide ATM and POS services, enabling cash withdrawals, card issuance, fund transfers, bills payment, e-money and domestic and international remittance. As the first network-alliance member of BancNet, it extends affordable and accessible financial services to underserved and rural communities and to overseas Filipinos. Headquartered in Makati City. · Fintech Infrastructure · Payments · Financial Inclusion · Founded 2006 · Makati City, Metro Manila · Private - [Digipay](https://fintech.ph/listing/digipay): Digipay is a Philippine B2B digital-payments and financial-services platform operated by FSG Technology Ventures, Inc. (a subsidiary of FSG Capital, Inc.). Launched in 2017, it turns sari-sari stores and small businesses into agent outlets ("digitindahan") that earn commissions by offering bills payment, e-load, e-pins and gaming credits, mobile-money cash-in (such as GCash and Maya), remittance and microinsurance via web or mobile app on behalf of customers. Digipay is a BSP-registered Operator of Payment System used across tens of thousands of merchant locations nationwide. · Payments · Financial Inclusion · Remittances · Founded 2017 · Mandaluyong City, Metro Manila · Private - [PERA HUB](https://fintech.ph/listing/petnet-perahub): PERA HUB is the retail financial-services brand of PETNET, Inc., one of the Philippines' largest payments and remittance networks with over 3,000 locations nationwide. It offers domestic and international money remittance, foreign exchange, bills payment, e-loading, airline ticketing, ATM cash-out, microinsurance, and e-wallet cash-in/cash-out, and is the country's biggest Western Union agent. Its corporate arm, PETNET Forex Solutions, provides USD trading and cross-border B2B payments. A BSP-supervised institution founded in 1998, PETNET is part of the UnionBank of the Philippines group. · Remittances · Payments · Financial Inclusion · Founded 1998 · Makati City, Philippines · Private - [LuLu Money](https://fintech.ph/listing/lulu-money-ph): Simplifying Money. Simplifying Life. · LuLu Money is the Philippine remittance and e-wallet brand of Lulu Financial Services (Phils.), Inc., the local arm of UAE-based Lulu Financial Holdings. BSP-licensed as an Electronic Money Issuer and a registered remittance and foreign-exchange operator, it lets customers send money to over 170 countries, exchange currency, and use the LuLu Money PH app for wallet transfers, bill payments, mobile recharge and merchant payments. The global group operates around 190 branches across the GCC, India and Asia-Pacific, serving millions of customers. · Remittances · Digital Wallet · Founded 2007 · Bonifacio Global City, Taguig · Private - [I-Pay](https://fintech.ph/listing/i-pay): I-Pay Commerce Ventures, Inc. is a Philippine fintech that builds electronic-payment, remittance, and eGovernment rails for government agencies and enterprises. Its Direct-To-Bank (DTB) service lets recipients deposit Western Union remittances straight to a bank account or mobile wallet online, with same-day transfer, and I-Pay also operates as a Western Union remittance agent and powers online registration and payment systems for government services. The company is supervised by the Bangko Sentral ng Pilipinas as a non-bank Electronic Money Issuer and is a registered Operator of a Payment System. · Payments · Remittances · Fintech Infrastructure · Founded 2015 · Makati City, Philippines · Private - [DA5](https://fintech.ph/listing/da5): Where Remittance meets Digital Revolution · Direct Agent 5, Inc. (DA5) is a Makati-based Philippine fintech and money service business founded in 2006, originally as one of Western Union's largest authorized agents with a nationwide footprint of over 1,800 partner locations. DA5 offers remittance, foreign exchange, bills payment, merchant acquiring and crypto exchange (DX5), and runs SurgePay, its BSP-licensed hybrid digital wallet for blockchain-based international transfers, crypto cash-in/out, bills payment and microloans. It is one of the few entities holding BSP EMI, VASP and EPFS licences simultaneously. · Remittances · Digital Wallet · Cryptocurrency · Founded 2006 · Makati City, Metro Manila · Private - [PalawanPay](https://fintech.ph/listing/palawanpay): The digital e-wallet of the Palawan Pawnshop Group · PalawanPay is the e-wallet of the Palawan Pawnshop Group (Palawan Pawnshop, Palawan Express Pera Padala), launched in April 2022 to bring digital financial services to underserved and unbanked Filipinos. Operated by BSP-licensed e-money issuer PPS-PEPP Financial Services Corporation, it offers cash-in/cash-out, domestic and international remittance (Pera Padala), bill payments, e-load, QR payments, a Visa virtual card and embedded micro-insurance. It bridges digital and over-the-counter transactions across the group's 70,000+ branches and agents nationwide, and surpassed 22 million subscribers in 2025. · Digital Wallet · Remittances · Payments · Founded 2022 · Puerto Princesa City, Palawan · Private - [Manny Pay](https://fintech.ph/listing/manny-pay): Manny Pay (MannyPay) is a Philippine digital payments app and e-wallet operated by 7th Pillar Integrated System Corp., the technology company owned and chaired by boxing icon and former senator Manny Pacquiao. Launched in late 2025, it began as a payment gateway and is expanding into a full e-wallet and domestic remittance service, supporting bill payments, transport top-ups, InstaPay transfers, and business mass-payout and online-collection tools. Its payment infrastructure is powered by Traxion Tech. It is a BSP-registered Operator of Payment System. · Digital Wallet · Payments · Remittances · Founded 2025 · Metro Manila, Philippines · Private - [PlataPay](https://fintech.ph/listing/platapay): Financial Freedom at Your Fingertips · PlataPay is a Philippine digital payments and agent-network platform operated by InnovateHub, Inc. of Batangas City. It equips micropreneurs and neighborhood agents with a digital wallet and "Business Center" tools to offer bills payment, e-loading, remittance, QR payments, and cash-in/cash-out to their communities through tiered agent subscription plans. InnovateHub is a BSP-registered Operator of Payment Systems and partners with banks such as AllBank for QR acceptance, helping bring digital financial services to underserved areas. · Payments · Digital Wallet · Remittances · Founded 2024 · Batangas City, Philippines · Private - [AQWIRE](https://fintech.ph/listing/aqwire): Seamless, Secure Payments To the Philippines · AQWIRE (operated by Qwikwire Billing Systems Inc.) is a Philippine fintech providing secure cross-border and local payment solutions for enterprises, with a focus on real estate. Its white-labeled platform lets property developers and other businesses bill, collect, and reconcile payments from buyers worldwide — supporting 150+ currencies, auto-debit enrollment, multiple payment methods, and API integrations, settling funds in Philippine pesos. In September 2025 AQWIRE became the first payments company in the Philippines to enable Google Pay and Apple Pay for cross-border payments. Clients include Ayala Land, Rockwell Land, and Megaworld. · Payments · Remittances · Fintech Infrastructure · Founded 2013 · Makati City, Philippines · Private - [eMango](https://fintech.ph/listing/emango): eMango Wallet is a BSP-licensed Philippine e-money platform operated by SpeedyPay, Inc. The app lets users send money, pay bills, buy eLoad, and make QR payments, with InstaPay transfers and a nationwide network of cash-in/cash-out partners and merchants. eMango also offers merchant tools and a payment-gateway portal for businesses, and is widely used to distribute allowances and financial assistance. SpeedyPay is regulated by the Bangko Sentral ng Pilipinas as an Electronic Money Issuer, with Remittance Transfer Company, foreign-exchange dealer, and money-changer authorities. · Digital Wallet · Payments · Remittances · Founded 2018 · Pasig City, Philippines · Private - [Talino](https://fintech.ph/listing/talino): Talino is a global fintech foundry building inclusive financial infrastructure for emerging markets and the Filipino diaspora, with the Philippines as its flagship market. Founded by Winston Damarillo (founder of Gluecode, acquired by IBM), Talino began as a venture studio for inclusive fintech, building ventures such as BayaniPay, Higala, and Asenso, and now offers a hybrid platform that merges traditional finance with stablecoin rails to power faster, lower-cost cross-border payments, in partnership with PDAX and Bridge (a Stripe company). It closed a US$7.5M Series A in 2026 led by Chemonics International. · Fintech Infrastructure · Payments · Remittances · Founded 2017 · Pasig City, Philippines · Series A · ₱498M raised - [eTap](https://fintech.ph/listing/etap): Make it easy with eTap · eTap is a homegrown Philippine fintech making financial services accessible to the unbanked and underbanked through a nationwide network of self-service payment kiosks. Founded in 2015, it lets Filipinos cash in to e-wallets like GCash, Maya, and PalawanPay, pay bills, buy load, and send money, with cash-out machines and regional eTap Hubs expanding in 2026. Designing both its hardware and software in-house, eTap operates thousands of machines and satellite offices across Luzon, Visayas, and Mindanao, processing billions of pesos in transactions monthly as a BSP-registered Operator of Payment Systems. · Payments · Remittances · Financial Inclusion · Founded 2015 · Makati City, Philippines · Private - [PisoPay](https://fintech.ph/listing/pisopay): Innovative, fast & secure remittance service for as low as one peso · Pisopay.com, Inc. is a Makati-based Philippine fintech offering remittance and digital payment services for as low as one peso. Founded in 2017, it operates a BSP-registered payments business spanning domestic and international money transfers, an online payment gateway for merchants, bills payment, e-load, a payroll solution (PisoPayRoll), and a VISA prepaid card. Its agent network lets local shops act as "Pisopay Centres," community financial hubs that extend digital payments and remittance to areas underserved by traditional banking. The gateway accepts GCash, Maya, WeChat, cards, and over-the-counter channels. · Payments · Remittances · Financial Inclusion · Founded 2017 · Makati City, Metro Manila · Private - [FortunePay](https://fintech.ph/listing/fortunepay): FortunePay is a Philippine e-wallet operated by Easypay Global EMI Corp., a Bangko Sentral ng Pilipinas-licensed Electronic Money Issuer and Operator of Payment Systems. The app lets users send and receive money instantly, pay bills, buy mobile load 24/7, shop and pay merchants, and settle government payments from their phone. Stored value is linked to the user's mobile number for fast, cashless peer-to-peer transfers, with cash-in and cash-out through partner banks and outlets nationwide. · Digital Wallet · Payments · Remittances · Founded 2021 · Taguig City, Philippines · Private ## Remittances companies in the Philippines Services for sending money domestically and internationally Browse remittances companies with their licences, funding and links to their sites and developer docs. --- From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/category/remittances when citing this page.