Source: https://fintech.ph/listing/aqwire

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# AQWIRE

Seamless, Secure Payments To the Philippines

[Payments](https://fintech.ph/category/payments) [Remittances](https://fintech.ph/category/remittances) [Fintech Infrastructure](https://fintech.ph/category/fintech-infrastructure)

[Visit website](https://aqwire.co/) [Developer access](https://developers.aqwire.io/password?redirect=/)

- **Founded**: 2013
- **Headquarters**: Makati City, Philippines
- **Stage**: Private
- **Licences**: 1. BSP

## Overview

AQWIRE (operated by Qwikwire Billing Systems Inc.) is a Philippine fintech providing secure cross-border and local payment solutions for enterprises, with a focus on real estate. Its white-labeled platform lets property developers and other businesses bill, collect, and reconcile payments from buyers worldwide — supporting 150+ currencies, auto-debit enrollment, multiple payment methods, and API integrations, settling funds in Philippine pesos. In September 2025 AQWIRE became the first payments company in the Philippines to enable Google Pay and Apple Pay for cross-border payments. Clients include Ayala Land, Rockwell Land, and Megaworld.

### Products

- Cross-border billing & collections platform
- Multi-currency checkout (150+ currencies)
- Auto-debit enrollment
- Payment reconciliation
- Google Pay & Apple Pay acceptance
- Payment APIs

### Serves

Property developers Enterprises Overseas buyers

## Funding and ownership

Stage

Private

### Investors and shareholders

500 Global (formerly 500 Startups) First Asia Venture Capital Spiral Ventures Cerebro Labs

## People

- Ray Refundo Founder
- Victor Lee CEO

## Licences and certifications

- [BSP-registered Operator of Payment System (OPS) — OPSCOR-2020-0032](https://fintech.ph/licence/payment-system-operators) [Check: BSP OPS Registry — Qwikwire Billing Systems Inc. (OPSCOR-2020-0032)](https://www.bsp.gov.ph/PaymentAndSettlement/COR.pdf)
- PCI DSS Certification

## Developers

APIs available

AQWIRE's official entry point for developer and integration work. Depending on the company it may be public documentation, a sandbox, or a partnership contact.

[Developer and integration access](https://developers.aqwire.io/password?redirect=/)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[aqwire.co](https://aqwire.co/)

- [facebook](https://www.facebook.com/Aqwireofficial)
- [instagram](https://www.instagram.com/aqwireofficial/)

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[More in Payments](https://fintech.ph/category/payments)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/aqwire when citing this page.