Source: https://fintech.ph/listing/bayad

B

# Bayad

The Philippines' largest outsourced bills payment network

[Payments](https://fintech.ph/category/payments) [Financial Inclusion](https://fintech.ph/category/financial-inclusion) [Digital Wallet](https://fintech.ph/category/digital-wallet)

[Visit website](https://www.bayad.com/)

- **Founded**: 2006
- **Headquarters**: Pasig City, Metro Manila
- **Stage**: Private
- **Licences**: 2. BSP

## Overview

Bayad, formerly Bayad Center, is the Philippines' pioneer and leader in outsourced payment collection, operated by CIS Bayad Center, Inc., a wholly-owned subsidiary of Meralco. It aggregates 500+ billers accessible through 100,000+ physical and digital touchpoints nationwide. Following its 2021 rebrand from Bayad Center to Bayad, it expanded from over-the-counter bills payment into a full-service fintech, launching the Bayad app and Bayad Online with remittance, e-load, e-wallet (Pera Manager) and real-time Meralco posting. It is BSP-registered as an Operator of Payment System and a Remittance and Transfer Company.

### Products

- Bayad app
- Bayad Online
- Over-the-counter bills payment network
- Pera Manager (e-wallet)
- Remittance
- Bayad API / agent network

### Serves

Consumers Billers Payment partners

## Funding and ownership

Stage

Private

Parent organisation: Meralco (Manila Electric Company)

## People

- Lawrence Y. Ferrer President & CEO

## Licences and certifications

- [BSP-registered Operator of Payment System (OPS) — OPSCOR-2020-0043](https://fintech.ph/licence/payment-system-operators) [Check: BSP Registered OPS — CIS Bayad Center, OPSCOR-2020-0043](https://www.bsp.gov.ph/PaymentAndSettlement/COR.pdf)
- [BSP-registered Remittance and Transfer Company](https://fintech.ph/licence/remittance-companies) [Check: BSP directory of banks and financial institutions](https://www.bsp.gov.ph/SitePages/FinancialStability/DirBanksFIList.aspx)
- PCI DSS certified Certification

## Awards and recognition

- Bronze Stevie, Innovation in Rebranding — 2022 Asia-Pacific Stevie Awards

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[bayad.com](https://www.bayad.com/)

- [x](https://twitter.com/BayadPHOfficial)
- [youtube](https://www.youtube.com/channel/UCkgxEByVeghEgYjmjwjIJbA)
- [facebook](https://www.facebook.com/bayadphofficial)
- [linkedin](https://www.linkedin.com/company/cis-bayad-center-inc-/)
- [instagram](https://www.instagram.com/bayadphofficial/)

## Similar companies

- [G GCash #1 Finance Super App](https://fintech.ph/listing/gcash)
- [M Maya It's everything and a bank](https://fintech.ph/listing/maya)
- [U UnionBank The Tech Bank of the Philippines](https://fintech.ph/listing/unionbank)
- [C Coins.ph Trusted Crypto Wallet & Exchange](https://fintech.ph/listing/coins-ph)

[More in Payments](https://fintech.ph/category/payments)

---

From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/bayad when citing this page.