Source: https://fintech.ph/listing/home-credit-philippines

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# Home Credit Philippines

[Lending](https://fintech.ph/category/lending) [Buy Now Pay Later](https://fintech.ph/category/bnpl) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://www.homecredit.ph/)

- **Founded**: 2013
- **Headquarters**: Taguig City (BGC)
- **Stage**: Private
- **Licences**: 2. SEC, BSP

## Overview

Home Credit Philippines (HC Consumer Finance Philippines, Inc.) is the country's largest consumer-finance company, operating since 2013. It pioneered in-store point-of-sale installment loans — 0% and low-interest financing for phones, gadgets, appliances and motorcycles at partner retailers — and has grown into cash loans, the Home Credit credit card, and Qwarta, an in-app BNPL wallet for QR payments, bills and online shopping. A financing company (not a bank), it has served 13M+ customers and disbursed over ₱320B in loans since 2013 (as of 2024). It is now owned by Thailand's Krungsri (75%) and Security Bank (25%); ultimate parent MUFG.

### Products

- Product Loans (POS installment)
- Cash Loans
- Home Credit Card
- Qwarta (in-app BNPL wallet)

### Serves

Consumers Retail partners

## Funding and ownership

Stage

Private

Parent organisation: Krungsri (Bank of Ayudhya); MUFG group

### Investors and shareholders

Krungsri (Bank of Ayudhya) — 75% Security Bank Corporation — 25% MUFG (ultimate parent)

## People

- David Minol President & CEO

## Licences and certifications

- [SEC-registered financing company (Certificate of Authority)](https://fintech.ph/licence/financing-companies) [Check: SEC lists of lending and financing companies](https://www.sec.gov.ph/lending-companies-and-financing-companies-2/)
- BSP-supervised (credit-card operations)
- SEC-registered financing company Certification
- Subject to NPC / Data Privacy Act (RA 10173) Certification

## Awards and recognition

- Finance Company of the Year – Philippines, 2024 Asian Banking & Finance Retail Banking Awards
- Silver, 60th Anvil Awards (2025)

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## Contact and links

[homecredit.ph](https://www.homecredit.ph/)

- [x](https://www.x.com/homecreditph)
- [tiktok](https://www.tiktok.com/@homecreditph)
- [youtube](https://www.youtube.com/channel/UC_StexEi6zApg-3yFjBymww)
- [facebook](https://www.facebook.com/homecreditph)
- [linkedin](https://www.linkedin.com/company/home-credit-philippines)
- [instagram](https://www.instagram.com/homecreditph/)

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[More in Lending](https://fintech.ph/category/lending)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/home-credit-philippines when citing this page.