Source: https://fintech.ph/listing/i-pay

I

# I-Pay

[Payments](https://fintech.ph/category/payments) [Remittances](https://fintech.ph/category/remittances) [Fintech Infrastructure](https://fintech.ph/category/fintech-infrastructure) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://i-pcv.com/) [Developer access](https://i-pcv.com/)

- **Founded**: 2015
- **Headquarters**: Makati City, Philippines
- **Stage**: Private
- **Licences**: 2. BSP

## Overview

I-Pay Commerce Ventures, Inc. is a Philippine fintech that builds electronic-payment, remittance, and eGovernment rails for government agencies and enterprises. Its Direct-To-Bank (DTB) service lets recipients deposit Western Union remittances straight to a bank account or mobile wallet online, with same-day transfer, and I-Pay also operates as a Western Union remittance agent and powers online registration and payment systems for government services. The company is supervised by the Bangko Sentral ng Pilipinas as a non-bank Electronic Money Issuer and is a registered Operator of a Payment System.

### Products

- Direct-To-Bank (DTB) remittance
- Western Union remittance agent
- eGovernment payment systems
- Payment gateway

### Serves

Government agencies Enterprises Remittance recipients

## Funding and ownership

Stage

Private

### Investors and shareholders

IP Ventures, Inc. Kaikaku Fund

## People

- Ronald Allan M. Aquino President

## Licences and certifications

- [BSP-licensed Electronic Money Issuer (EMI)](https://fintech.ph/licence/e-money-issuers) [Check: BSP List of Supervised Electronic Money Issuers — I-Pay Commerce Ventures](https://www.bsp.gov.ph/Lists/Directories/Attachments/7/emi.pdf)
- [BSP-registered Operator of Payment System (OPS) — OPSCOR-2022-0029](https://fintech.ph/licence/payment-system-operators) [Check: BSP OPS Registry — I-Pay Commerce Ventures (OPSCOR-2022-0029)](https://www.bsp.gov.ph/PaymentAndSettlement/COR.pdf)

## Developers

APIs available

I-Pay's official entry point for developer and integration work. Depending on the company it may be public documentation, a sandbox, or a partnership contact.

[Developer and integration access](https://i-pcv.com/)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[i-pcv.com](https://i-pcv.com/)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/i-pay when citing this page.