Source: https://fintech.ph/listing/invested-ph

I

# InvestEd

[Lending](https://fintech.ph/category/lending) [Financial Inclusion](https://fintech.ph/category/financial-inclusion) [Credit Scoring](https://fintech.ph/category/credit-scoring)

[Visit website](https://invested.ph/)

- **Founded**: 2016
- **Headquarters**: Metro Manila, Philippines
- **Stage**: Seed
- **Licences**: 1. SEC

## Overview

InvestEd is a digital-first education lender helping under-resourced Filipino students finish their studies. Founded in 2016 by Carmina Bayombong, it offers collateral-free Success Loans for tuition, gadgets, allowance, thesis, board-exam review and rent, using a proprietary pro-student AI credit-scoring model built for Gen-Z borrowers with no formal credit history. Loans are disbursed directly to 700+ partner schools and vendors, and borrowers are supported through a high-touch success program. An SEC-registered lending company, InvestEd is a pioneer in financial inclusion for unbanked Filipino youth.

### Products

- Success Loans (education loans)
- AI credit-scoring
- Borrower success program

### Serves

Students Schools

## Funding and ownership

Stage

Seed

### Investors and shareholders

Credit Suisse APAC Foundation Cartier Women's Initiative Bank of Makati

## People

- Carmina Bayombong Founder & CEO

## Licences and certifications

- [SEC Certificate of Authority No. 2714 (Lending Company)](https://fintech.ph/licence/lending-companies) [Check: SEC lists of lending and financing companies](https://www.sec.gov.ph/lending-companies-and-financing-companies-2/)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[invested.ph](https://invested.ph/)

- [tiktok](https://www.tiktok.com/@investedph)
- [facebook](https://www.facebook.com/OfficialInvestEdPH)
- [linkedin](https://www.linkedin.com/company/investedphilippines)
- [instagram](https://instagram.com/investedph)

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[More in Lending](https://fintech.ph/category/lending)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/invested-ph when citing this page.