Source: https://fintech.ph/listing/jia

J

# Jia

Unlock working capital with Jia

[SME Financing](https://fintech.ph/category/sme-financing) [Lending](https://fintech.ph/category/lending) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://www.jia.ph/)

- **Founded**: 2022
- **Headquarters**: Metro Manila, Philippines
- **Stage**: Seed
- **Total raised**: US$3M. From recorded rounds
- **Licences**: 1. SEC

## Overview

Jia is a digital SME-financing company giving Philippine small and medium businesses fast access to working capital. Combining AI-driven credit assessment with blockchain-based capital, Jia offers invoice factoring, receivables and purchase-order financing, inventory financing, and supply-chain financing — with funding decisions in under 24 hours, fees of roughly 1–5%, and flexible terms from one day to six months. Backed by Coinbase Ventures, the Stellar Development Foundation and others, Jia is building an integrated financial operating system to close the Philippines' multi-billion-dollar SME credit gap.

### Products

- Invoice Factoring
- Receivables Financing
- Purchase-Order Financing
- Working-Capital Loans
- Inventory Financing
- Supply-Chain Financing

### Serves

MSMEs

## Funding and ownership

Total raised

US$3M

Sum of recorded funding rounds

Stage

Seed

Parent organisation: Jia Inc.

### Investors and shareholders

Coinbase Ventures Stellar Development Foundation A100x Ventures TCG Hashed Emergent

Figures are calculated from the funding rounds recorded for this company.

## People

- Zach Marks Co-Founder & CEO
- Cheng Cheng Co-Founder & CPO
- Krizanne Ty Philippines Country Head

## Licences and certifications

- [SEC-registered Financing Company](https://fintech.ph/licence/financing-companies) [Check: SEC lifts Jia Financing suspension](https://business.inquirer.net/549410/sec-lifts-jia-financing-suspension)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[jia.ph](https://www.jia.ph/)

- [x](https://twitter.com/jia_DeFi)
- [facebook](https://www.facebook.com/jia.philippines)
- [linkedin](https://www.linkedin.com/company/jiaxyz/)
- [instagram](https://www.instagram.com/jia.philippines/)

## Similar companies

- [C China Banking Corporation Focused on You](https://fintech.ph/listing/chinabank)
- [G GrabPay Philippines Make every payment rewarding](https://fintech.ph/listing/grabpay-ph)
- [F First Circle Smart banking solutions and business loans](https://fintech.ph/listing/first-circle)
- [A Advance Responsible credit for businesses and their employees](https://fintech.ph/listing/advance)

[More in SME Financing](https://fintech.ph/category/sme-financing)

---

From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/jia when citing this page.