Source: https://fintech.ph/listing/kredivo-philippines

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# Kredivo Philippines

[Buy Now Pay Later](https://fintech.ph/category/bnpl) [Lending](https://fintech.ph/category/lending) [Payments](https://fintech.ph/category/payments) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://kredivo.com.ph/en/)

- **Founded**: 2019
- **Headquarters**: Metro Manila, Philippines
- **Stage**: Growth
- **Total raised**: US$270M. From recorded rounds
- **Licences**: 1. SEC

## Overview

Kredivo is a Buy Now, Pay Later and digital credit platform that lets Filipinos shop online and in-store and split purchases into flexible payments. Through the Kredivo app, approved users get a reusable credit limit (up to ₱50,000) accepted at 600,000+ merchants and QRPh checkout points, with 0% interest on 30-day payments and installment plans of 3 to 24 months. Operated by SEC-registered Kredivo Philippines Financing Corp., it is part of the Kredivo Group (formerly FinAccel), one of Southeast Asia's largest BNPL and consumer-credit providers, also operating in Indonesia and Vietnam.

### Products

- Kredivo app (BNPL credit line)
- Pay-later (0% 30-day)
- Installment plans
- QRPh scan-to-pay
- Bills payment

### Serves

Online shoppers Consumers

## Funding and ownership

Total raised

US$270M

Sum of recorded funding rounds

Stage

Growth

Parent organisation: Kredivo Group (formerly FinAccel)

### Investors and shareholders

Mizuho Financial Group Square Peg Jungle Ventures Telkomsel Asia Growth Fund

Figures are calculated from the funding rounds recorded for this company.

## People

- Akshay Garg Co-Founder & Group CEO
- Umang Rustagi Co-Founder
- Raymond Apolonio Head of Operations (Philippines)

## Licences and certifications

- [SEC Certificate of Authority (Financing Company)](https://fintech.ph/licence/financing-companies) [Check: SEC lists of lending and financing companies](https://www.sec.gov.ph/lending-companies-and-financing-companies-2/)

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## Contact and links

[kredivo.com.ph/en](https://kredivo.com.ph/en/)

- [facebook](https://www.facebook.com/kredivo.ph/)

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[More in Buy Now Pay Later](https://fintech.ph/category/bnpl)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/kredivo-philippines when citing this page.