Source: https://fintech.ph/listing/kviku

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# Kviku

[Lending](https://fintech.ph/category/lending) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://kviku.ph/)

- **Founded**: 2020
- **Headquarters**: Makati City, Philippines
- **Stage**: Private
- **Licences**: 1. SEC

## Overview

Kviku is an online consumer-lending platform operated by Kviku Lending Co. Inc., an SEC-registered lending company in the Philippines. Through its app and website, Filipinos can apply for unsecured cash loans entirely online using a valid government ID, with automated approval and funds typically released within an hour. Loan amounts run from roughly PHP 1,500 to PHP 25,000 over short terms, with transparent pricing and no collateral required. Kviku is part of an international fintech group offering instant-credit services across Europe and Asia.

### Products

- Online cash loans
- Virtual credit line

### Serves

Individual borrowers

## Funding and ownership

Stage

Private

Parent organisation: Kviku group

## People

- Nikita Lomakin Co-founder (Kviku group)

## Licences and certifications

- [SEC-registered lending company (RA 9474), SEC Reg. No. CS201918702](https://fintech.ph/licence/lending-companies) [Check: SEC — List of Recorded Online Lending Platforms](https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/)

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## Contact and links

[kviku.ph](https://kviku.ph/)

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[More in Lending](https://fintech.ph/category/lending)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/kviku when citing this page.