Source: https://fintech.ph/listing/moneycat

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# MoneyCat

Online consumer lending in the Philippines

[Lending](https://fintech.ph/category/lending) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://moneycat.ph/)

- **Founded**: 2019
- **Headquarters**: Mandaluyong City, Philippines
- **Stage**: Private
- **Licences**: 1. SEC

## Overview

MoneyCat is an online cash-loan service operated by MoneyCat Financing Inc., an SEC-registered Philippine financing company (Certificate of Authority No. 1254). MoneyCat offers fully digital personal loans from PHP 500 up to PHP 20,000 for terms of 65 to 180 days, with applications processed online in minutes and funds disbursed to a bank account or e-wallet. It uses telco-based alternative credit scoring to serve first-time and underbanked borrowers, and offers a 0%-interest promo on a first loan.

### Products

- Online cash loans
- Telco-based alternative credit scoring

### Serves

Individual borrowers

## Funding and ownership

Stage

Private

## People

- Denis Khrulenko Operations Director / COO of MoneyCat Financing Inc. (self-reported public profile: April 2025–present, Manila; accessed 17 October 2026)

## Licences and certifications

- [SEC Financing Company — Certificate of Authority No. 1254](https://fintech.ph/licence/financing-companies) [Check: SEC — Financing company Certificate of Authority No. 1254](https://www.sec.gov.ph/)

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## Contact and links

[moneycat.ph](https://moneycat.ph/)

- [facebook](https://www.facebook.com/moneycatOfficial)

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[More in Lending](https://fintech.ph/category/lending)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/moneycat when citing this page.