Source: https://fintech.ph/listing/n90

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# N90 Lending Corp.

This is finance built for SMEs

[SME Financing](https://fintech.ph/category/sme-financing) [Lending](https://fintech.ph/category/lending) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://www.n90.asia/)

- **Founded**: 2024
- **Headquarters**: Bonifacio Global City, Taguig
- **Stage**: Private
- **Licences**: 1. SEC

## Overview

N90 Lending Corp. is an SEC-registered, born-digital alternative lender giving Philippine small and medium enterprises fast, fair, and flexible access to capital. Built around the realities of delayed payments and rigid bank requirements, N90 offers small business loans, invoice financing, purchase-order and working-capital funding, and bridge loans of up to ₱25 million — with minimal documentation, upfront pricing, and quick decisions. It also extends to the workforce through Earned Wage Access via its AgadPay product. Based in Bonifacio Global City, Taguig.

### Products

- Small Business Loans
- Invoice Financing
- Purchase-Order Financing
- Working-Capital Financing
- Bridge Loans
- Earned Wage Access (AgadPay)

### Serves

MSMEs

## Funding and ownership

Stage

Private

## People

- Jay Haendler Founder
- Simon Bauer COO (identified in the 17th Philippine SME Business Expo directory; November 2025 event)

## Licences and certifications

- [SEC Certificate of Authority No. L-24-0698-59 (Lending Company)](https://fintech.ph/licence/lending-companies) [Check: SEC lists of lending and financing companies](https://www.sec.gov.ph/lending-companies-and-financing-companies-2/)

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## Contact and links

[n90.asia](https://www.n90.asia/)

- [instagram](https://www.instagram.com/n90.asia/)

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[More in SME Financing](https://fintech.ph/category/sme-financing)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/n90 when citing this page.