Source: https://fintech.ph/listing/ofbank

O

# Overseas Filipino Bank

The first digital-only bank in the Philippines, serving OFWs

[Digital Banking](https://fintech.ph/category/digital-banking) [Remittances](https://fintech.ph/category/remittances) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://www.ofbank.com.ph/)

- **Founded**: 1906
- **Headquarters**: Manila, Philippines
- **Stage**: Government
- **Licences**: 1. BSP

## Overview

Overseas Filipino Bank (OFBank) is the first all-digital, branchless bank in the Philippines and a wholly owned subsidiary of state-owned LANDBANK. Relaunched as a fully digital bank in June 2020, it secured the country's first digital banking license from the Bangko Sentral ng Pilipinas on 25 March 2021, converting from a thrift-bank to a digital-bank licence. OFBank serves Overseas Filipinos, OFWs and their beneficiaries worldwide, using its Digital Onboarding System with AI (DOBSAI) for real-time mobile account opening, plus savings deposits, fund transfers, bills payment, remittances and loans.

### Products

- DOBSAI (Digital Onboarding System with AI)
- OFBank Mobile App
- OFBank Visa Debit Card
- Remittance / fund transfers
- Multi-Purpose Loan

### Serves

OFWs Families

## Funding and ownership

Stage

Government

Parent organisation: Land Bank of the Philippines (LANDBANK)

## People

- Ma. Lynette V. Ortiz Chairperson (LANDBANK President & CEO)
- Elcid C. Pangilinan Officer-in-Charge

## Licences and certifications

- [BSP Digital Bank License (first issued in the Philippines, 25 March 2021)](https://fintech.ph/licence/digital-banks) [Check: BSP directory of banks and financial institutions](https://www.bsp.gov.ph/SitePages/FinancialStability/DirBanksFIList.aspx)
- BSP-supervised Certification
- PDIC member — deposits insured Certification

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## Contact and links

[ofbank.com.ph](https://www.ofbank.com.ph/)

- [facebook](https://www.facebook.com/OFBank)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/ofbank when citing this page.