Source: https://fintech.ph/listing/onelot

O

# OneLot

[SME Financing](https://fintech.ph/category/sme-financing) [Lending](https://fintech.ph/category/lending) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://www.onelot.ph/)

- **Founded**: 2023
- **Headquarters**: Makati, Metro Manila
- **Stage**: Seed
- **Total raised**: US$7M. From recorded rounds
- **Licences**: 1. SEC

## Overview

OneLot is a Philippine financing platform built for independent used-car dealers, combining secured inventory loans with digital dealership tools. Operated by OneLot Financing Corporation, an SEC-licensed financing company, it uses AI-driven underwriting paired with on-the-ground vehicle appraisal to issue credit decisions within hours, giving dealers revolving credit lines to buy and stock inventory. Beyond floorplan financing, OneLot offers new-car acquisition and bank-auction loans. Founded in 2023, it has issued over US$7M in loans to 150+ dealers and raised the Philippines' largest seed round of 2025.

### Products

- Inventory financing (floorplan)
- New car acquisition loans
- Bank auction financing
- Dealership management platform

### Serves

Used-car dealers

## Funding and ownership

Total raised

US$7M

Sum of recorded funding rounds

Stage

Seed

### Investors and shareholders

468 Capital Accion Venture Lab Seedstars Crestone Venture Capital Kaya Founders

Figures are calculated from the funding rounds recorded for this company.

## People

- Harm-Julian Schumacher Co-Founder & CEO
- Tommy Campos Co-Founder & COO
- Subramaniam Srinivasan Co-Founder

## Licences and certifications

- [SEC-licensed Financing Company (CoA No. F-23-0065-98)](https://fintech.ph/licence/financing-companies) [Check: SEC lists of lending and financing companies](https://www.sec.gov.ph/lending-companies-and-financing-companies-2/)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[onelot.ph](https://www.onelot.ph/)

- [facebook](https://www.facebook.com/OneLotPH)
- [instagram](https://www.instagram.com/onelot.ph/)

## Similar companies

- [C China Banking Corporation Focused on You](https://fintech.ph/listing/chinabank)
- [G GrabPay Philippines Make every payment rewarding](https://fintech.ph/listing/grabpay-ph)
- [F First Circle Smart banking solutions and business loans](https://fintech.ph/listing/first-circle)
- [A Advance Responsible credit for businesses and their employees](https://fintech.ph/listing/advance)

[More in SME Financing](https://fintech.ph/category/sme-financing)

---

From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/onelot when citing this page.