Source: https://fintech.ph/listing/philtech

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# PHILTECH

We Provide Business

[Financial Inclusion](https://fintech.ph/category/financial-inclusion) [Payments](https://fintech.ph/category/payments) [Remittances](https://fintech.ph/category/remittances)

[Visit website](https://www.philtechglobalinc.com/)

- **Founded**: 2016
- **Headquarters**: Zamboanga City, Philippines
- **Stage**: Private
- **Licences**: 2. BSP, SEC

## Overview

PHILTECH (Phil. Technology for Entrepreneurs and Consumers Hub, Inc.) is a Zamboanga City-based financial-inclusion fintech that turns micro-retailers, sari-sari stores, and OFW-backed entrepreneurs into community banking and payment agents. Through its Negosyo Package model and the PHILTECH ATM Go Merchant solution — built on RCBC's ATM Go mobile terminals — partners can offer ATM cash withdrawals, fund transfers, cash-in/cash-out, bills payment, e-loading, and remittance in underserved areas. A BSP-registered Operator of Payment System, it brings everyday digital financial services where bank branches don't reach.

### Products

- PHILTECH ATM Go Merchant
- Negosyo Business Packages
- Xpressload (e-loading)
- Bills payment
- Cash-in/out

### Serves

Micro-retailers Sari-sari stores OFW families

## Funding and ownership

Stage

Private

## People

- Arnold A. Arbillera Founder, Chairman & CEO
- Zenaida M. Arbillera CFO

## Licences and certifications

- [BSP-registered Operator of Payment System (OPS) — OPSCOR-2025-0014](https://fintech.ph/licence/payment-system-operators) [Check: BSP OPS registry — PHILTECH, Inc. OPSCOR-2025-0014](https://www.bsp.gov.ph/PaymentAndSettlement/COR.pdf)
- SEC-registered (CS201640255)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[philtechglobalinc.com](https://www.philtechglobalinc.com/)

- [facebook](https://www.facebook.com/philtechweprovidebusiness)
- [instagram](https://www.instagram.com/philtech.global/)

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[More in Financial Inclusion](https://fintech.ph/category/financial-inclusion)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/philtech when citing this page.