Source: https://fintech.ph/listing/qoala-philippines

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# Qoala Philippines

[Insurance](https://fintech.ph/category/insurance) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://www.qoala.app/ph-en)

- **Founded**: 2018
- **Headquarters**: Manila, Philippines
- **Stage**: Series C
- **Total raised**: US$47M. From recorded rounds

## Overview

Qoala is a Southeast Asian insurtech that makes protection simple, affordable and accessible through technology and embedded distribution. Operating across Indonesia, Malaysia, Thailand, Vietnam and the Philippines, Qoala partners with insurers and digital platforms to offer bite-size, relevant cover — from gadget and merchandise protection to extended warranties — at the point of purchase. In the Philippines it powers embedded "checkout protection," including a partnership with lending app Skyro that lets shoppers add device and purchase cover as they buy. Founded in 2018, Qoala is backed by PayPal Ventures, MassMutual Ventures and MUFG.

### Products

- Embedded insurance
- Gadget Protection
- Merchandise Protection
- Extended Warranty

### Serves

Consumers Digital platforms

## Funding and ownership

Total raised

US$47M

Sum of recorded funding rounds

Stage

Series C

Parent organisation: Qoala (Singapore / Indonesia)

### Investors and shareholders

PayPal Ventures MassMutual Ventures MUFG Innovation Partners Flourish Ventures

Figures are calculated from the funding rounds recorded for this company.

## People

- Harshet Lunani Co-founder & CEO
- Tommy Martin Co-founder & Deputy CEO

## Licences and certifications

- Insurance distributed via IC-licensed insurer partners Certification

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## Contact and links

[qoala.app/ph-en](https://www.qoala.app/ph-en)

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[More in Insurance](https://fintech.ph/category/insurance)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/qoala-philippines when citing this page.