Source: https://fintech.ph/listing/smile-api

S

# Smile API

Asia's trusted source for employment & income data

[Fintech Infrastructure](https://fintech.ph/category/fintech-infrastructure) [Credit Scoring](https://fintech.ph/category/credit-scoring) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://www.getsmileapi.com/) [Developer access](https://docs.getsmileapi.com/)

- **Founded**: 2021
- **Headquarters**: Singapore (with Philippine operations)
- **Stage**: Seed

## Overview

Smile API (Smile Technology Pte Ltd) is a Singapore-headquartered data-infrastructure company providing consumer-permissioned employment and income verification across Asia, with a major Philippines presence. Through a single API, businesses get real-time, user-authorized access to verified employment and income data from government systems, HR/payroll providers, and gig platforms. Lenders, BNPL providers, banks, and recruiters use it to strengthen credit decisioning and expand financial inclusion.

### Mission

To give individuals access to and control over their own employment and income data.

### Products

- Employment & Income Verification API
- Account Linking
- Document Processing
- Risk & Fraud Indicators
- Smile Checks

### Serves

Lenders BNPL providers Banks Recruiters

## Funding and ownership

Stage

Seed

Parent organisation: Smile Technology Pte Ltd (Singapore)

### Investors and shareholders

Afore Capital CreditEase Plug and Play Ventures DEG

## People

- Jerome Eger Co-founder & CEO
- Bond Chen Co-founder & CTO
- Jan Pabellon Co-founder & CPO

## Licences and certifications

- Philippine NPC-registered (data privacy) Certification

## Developers

APIs available

Smile API's official entry point for developer and integration work. Depending on the company it may be public documentation, a sandbox, or a partnership contact.

[Developer and integration access](https://docs.getsmileapi.com/)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[getsmileapi.com](https://www.getsmileapi.com/)

- [facebook](https://www.facebook.com/getsmileapi)
- [linkedin](https://sg.linkedin.com/company/getsmileapi)

## Similar companies

- [U UBX Open finance & embedded-finance platform](https://fintech.ph/listing/ubx)
- [X Xendit Philippines Payment infrastructure for Southeast Asia](https://fintech.ph/listing/xendit-philippines)
- [B Brankas Open finance APIs for Southeast Asia](https://fintech.ph/listing/brankas)
- [E ENCASH The Philippines' first independent ATM deployer](https://fintech.ph/listing/encash)

[More in Fintech Infrastructure](https://fintech.ph/category/fintech-infrastructure)

---

From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/smile-api when citing this page.