Source: https://fintech.ph/listing/tala-philippines

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# Tala Philippines

Instant loans for the underbanked, powered by your phone

[Lending](https://fintech.ph/category/lending) [Financial Inclusion](https://fintech.ph/category/financial-inclusion) [Credit Scoring](https://fintech.ph/category/credit-scoring)

[Visit website](https://tala.ph/)

- **Founded**: 2017
- **Headquarters**: Metro Manila, Philippines
- **Stage**: Growth
- **Total raised**: ₱14.3B. From recorded rounds
- **Licences**: 2. SEC, BSP

## Overview

Tala is a digital lending app operated in the Philippines by Tala Financing Philippines, Inc., a US-founded (Santa Monica) global fintech serving the underbanked. Through its mobile app, Tala provides instant, collateral-free personal loans of up to ₱25,000, underwriting customers with little or no formal credit history using alternative data from their smartphones. Since entering the Philippines in 2017, Tala has disbursed billions of pesos to millions of Filipino borrowers and surpassed 4 million customers in the country.

### Mission

To give every person the power to improve their financial life.

### Products

- Instant Personal Loans (up to ₱25,000)
- Alternative-data Credit Scoring
- Flexible Repayment

### Serves

Consumers Underbanked Micro-entrepreneurs

## Funding and ownership

Total raised

₱14.3B

Sum of recorded funding rounds

Stage

Growth

Parent organisation: Tala (global HQ: Santa Monica, USA)

### Investors and shareholders

Upstart RPS Ventures IVP Revolution Growth Notable Capital (formerly GGV Capital) PayPal Ventures

Figures are calculated from the funding rounds recorded for this company.

## People

- Shivani Siroya Founder & CEO

## Licences and certifications

- [SEC Financing Company — Reg. No. CS201710582, Certificate of Authority No. 1132](https://fintech.ph/licence/financing-companies) [Check: SEC lists of lending and financing companies](https://www.sec.gov.ph/lending-companies-and-financing-companies-2/)
- [BSP-registered Operator of Payment System (OPS) — OPSCOR-2023-0010](https://fintech.ph/licence/payment-system-operators) [Check: BSP list of registered operators of payment systems](https://www.bsp.gov.ph/PaymentAndSettlement/COR.pdf)
- Data Privacy Act (NPC) compliant Certification

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[tala.ph](https://tala.ph/)

- [x](https://x.com/talaphilippines)
- [tiktok](https://www.tiktok.com/@talaphilippines)
- [youtube](https://www.youtube.com/channel/UCzpi70YKqiPr1hNOTDqGGeA)
- [facebook](https://www.facebook.com/talaphilippines/)
- [linkedin](https://www.linkedin.com/company/tala-mobile)
- [instagram](https://www.instagram.com/talaphilippines)

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[More in Lending](https://fintech.ph/category/lending)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/tala-philippines when citing this page.