Source: https://fintech.ph/listing/uniondigital

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# UnionDigital Bank

UnionBank's digital banking subsidiary for the underserved

[Digital Banking](https://fintech.ph/category/digital-banking) [Lending](https://fintech.ph/category/lending) [Savings](https://fintech.ph/category/savings)

[Visit website](https://uniondigitalbank.io/en)

- **Founded**: 2021
- **Headquarters**: Pasig City, Metro Manila
- **Stage**: Private
- **Total raised**: ₱6.1B. From recorded rounds
- **Licences**: 1. BSP

## Overview

UnionDigital Bank is the BSP-licensed digital banking subsidiary of UnionBank of the Philippines, the only digital bank in the country established by a universal bank. Granted a digital banking licence in July 2021 and authority to operate in July 2022, it serves underbanked Filipinos through a mobile app offering high-yield savings and time deposits, plus instant UD Cash Loans (up to PHP 30,000, no collateral), QRPh transfers and bill payments. Deposits are PDIC-insured up to PHP 1M.

### Products

- UD Savings Account
- UD Time Deposit
- UD Cash Loan (up to PHP 30,000)
- QRPh transfers
- Bill Payments

### Serves

Underserved consumers Consumers

## Funding and ownership

Total raised

₱6.1B

Sum of recorded funding rounds

Stage

Private

Parent organisation: UnionBank of the Philippines

### Investors and shareholders

UnionBank of the Philippines (Aboitiz group)

Figures are calculated from the funding rounds recorded for this company.

## People

- Danilo "Bong" J. Mojica II President & CEO

## Licences and certifications

- [BSP Digital Banking Licence (granted July 2021; Authority to Operate July 2022)](https://fintech.ph/licence/digital-banks) [Check: BSP directory of banks and financial institutions](https://www.bsp.gov.ph/SitePages/FinancialStability/DirBanksFIList.aspx)
- BSP-supervised Certification
- PDIC-insured deposits up to PHP 1,000,000 Certification

## News

- [UnionBank nine-month profit rises 53% to ₱9.9 billion Weekly Brief, week of 19 October 2026](https://fintech.ph/brief/2026-10-19#story-4)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[uniondigitalbank.io/en](https://uniondigitalbank.io/en)

- [youtube](https://www.youtube.com/channel/UCZWdYnqjFp2-TuoD816VrMg)
- [facebook](https://www.facebook.com/UnionDigitalBank)
- [linkedin](https://www.linkedin.com/company/uniondigitalph)

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[More in Digital Banking](https://fintech.ph/category/digital-banking)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/uniondigital when citing this page.