Source: https://fintech.ph/listing/ussc

U

# USSC

[Remittances](https://fintech.ph/category/remittances) [Payments](https://fintech.ph/category/payments) [Digital Wallet](https://fintech.ph/category/digital-wallet) [Financial Inclusion](https://fintech.ph/category/financial-inclusion)

[Visit website](https://www.ussc.com.ph/)

- **Founded**: 2005
- **Headquarters**: Cubao, Quezon City, Metro Manila
- **Stage**: Private
- **Licences**: 2. BSP

## Overview

USSC (Universal Storefront Services Corporation), also known as "U," is a homegrown Philippine financial-services retailer offering domestic and international remittance, bills payment, currency exchange, cash-in/cash-out, prepaid cards and e-wallet services. Tracing its roots to 1958 and relaunched under the USSC brand in 2005, it serves customers through 700+ branches and 1,000+ partner locations nationwide plus the U mobile app. Its subsidiary, USSC Money Services, Inc., is a BSP-licensed Electronic Money Issuer, extending digital wallet and payment services to millions of Filipinos, including the unbanked.

### Products

- USSC Pera Padala remittance
- Western Union remittance (largest PH agent)
- Bills payment
- Currency exchange
- Cash-in/cash-out for banks and e-wallets
- U Visa Prepaid Card
- U Mobile App / U e-wallet

### Serves

Consumers Remittance senders and receivers

## Funding and ownership

Stage

Private

## People

- Jose Xavier B. Gonzales President & CEO
- Gabriel Paredes Chairman
- Antonino Cuarteros COO

## Licences and certifications

- [BSP-licensed Electronic Money Issuer (via subsidiary USSC Money Services, Inc.)](https://fintech.ph/licence/e-money-issuers) [Check: List of BSP Supervised Electronic Money Issuers (USSC Money Services Incorporated), as of 31 May 2026](https://www.bsp.gov.ph/Lists/Directories/Attachments/7/emi.pdf)
- [BSP-registered Operator of Payment System (OPS)](https://fintech.ph/licence/payment-system-operators) [Check: List of BSP Registered Operators of Payment Systems (OPSCOR-2020-0091)](https://www.bsp.gov.ph/PaymentAndSettlement/COR.pdf)
- BancNet member Certification
- InstaPay and PESONet participant Certification

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## Contact and links

[ussc.com.ph](https://www.ussc.com.ph/)

- [facebook](https://www.facebook.com/ussc.philippines/)
- [linkedin](https://www.linkedin.com/company/universal-storefront-services-corporation)
- [instagram](https://www.instagram.com/ussc.ph/)

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[More in Remittances](https://fintech.ph/category/remittances)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/ussc when citing this page.
