Source: https://fintech.ph/listing/zed

Z

# Zed

The credit you've always deserved

[Digital Banking](https://fintech.ph/category/digital-banking) [Lending](https://fintech.ph/category/lending) [Payments](https://fintech.ph/category/payments)

[Visit website](https://www.zed.co/)

- **Founded**: 2023
- **Headquarters**: Taguig, Metro Manila
- **Stage**: Series A
- **Total raised**: US$23M. From recorded rounds
- **Licences**: 1. BSP

## Overview

Zed is a credit-led neobank building modern credit products for young Filipino professionals. The Zed Card is a premium no-annual-fee Mastercard with no foreign-transaction fees and an interest-free grace period of up to 31 days. Instead of relying on traditional credit scores, Zed uses AI-driven underwriting that assesses current and potential income to set credit limits — extending access to people often overlooked by banks. Cardholders also get unlimited virtual cards. Zed is the first Philippine neobank licensed by the Bangko Sentral ng Pilipinas to operate as a standalone credit card issuer.

### Products

- Zed Card (Mastercard)
- Unlimited virtual cards
- Flexible installments

### Serves

Young professionals

## Funding and ownership

Total raised

US$23M

Sum of recorded funding rounds

Stage

Series A

### Investors and shareholders

Accel Valar Ventures

Figures are calculated from the funding rounds recorded for this company.

## People

- Danielle Cojuangco-Abraham Co-founder & CEO
- Steve Abraham Co-founder

## Licences and certifications

- BSP Certificate of Authority — standalone credit card issuer [Check: Credit card startup Zed secures license from BSP](https://business.inquirer.net/465817/credit-card-startup-zed-secures-license-from-bsp)

Something out of date? [Suggest a correction](https://fintech.ph/contact)

## Contact and links

[zed.co](https://www.zed.co/)

- [tiktok](https://www.tiktok.com/@zedphilippines)
- [linkedin](https://www.linkedin.com/company/zedfinancial)
- [instagram](https://www.instagram.com/zedphilippines)

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[More in Digital Banking](https://fintech.ph/category/digital-banking)

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From fintech.ph, an independent directory of fintech companies in the Philippines, as of October 27, 2026. Please link to https://fintech.ph/listing/zed when citing this page.