
MB Philippines (MBPhil) is a Philippine core-banking software provider for rural banks, cooperative and thrift banks, and credit unions. Established in 1995 through rural bankers in cooperation with the UN Food and Agriculture Organization, it was the first to bring fully integrated core-banking software to the country's rural banking and cooperative sector. Its flagship Express-O Integrated Core Banking System is a web-based platform built to meet Bangko Sentral ng Pilipinas, AMLA and PDIC regulatory requirements, supported by loan-origination and compliance-reporting tools and a nationwide field-support network.