Directory

#1 Finance Super App

GCash is a Philippine finance super app offering payments, transfers, savings, loans, investments and insurance. Its mobile wallet is operated by G-Xchange, Inc., a subsidiary of Mynt, Inc. Mynt listed on the Philippine Stock Exchange on October 20, 2026 under ticker GCASH after an IPO priced at PHP6.60 per share. The PSE reported PHP60.9 billion in gross proceeds from primary and secondary share sales and PHP441.51 billion in market capitalization at listing. Gross proceeds include payments to selling shareholders and are not all new company capital.

2015 · Taguig City, Philippines · Public

It's everything and a bank

Maya is the Philippines' leading consumer money app — an all-in-one wallet, payments and digital-banking super-app operated by Maya Innovations Holdings (legally Voyager Innovations, Inc.). In one app it offers the Maya wallet, QR payments, a cashback credit card, crypto and investments, plus full banking through Maya Bank — one of six BSP-licensed digital banks — including high-yield savings, Personal Goals, time deposits, and personal and MSME loans, with PDIC-insured deposits. Maya Bank reached profitability in 2025. Backed by PLDT, KKR, Tencent, GIC and IFC, the group has raised ~US$0.7B and reached unicorn status.

2013 · Mandaluyong City, Philippines · Growth

We Find Ways

BDO Unibank, Inc. (PSE: BDO) is the Philippines' largest bank by assets, loans, and deposits, with total assets of about ₱5.4 trillion at end-2025. Part of the SM Group controlled by the Sy family, BDO is a full-service universal bank offering consumer and corporate banking, lending, payments, remittances, investments, insurance, and wealth/private banking through one of the country's most extensive branch and ATM networks. It traces its roots to Acme Savings Bank (1968), was acquired by the SM Group in 1976, and merged with Equitable PCI Bank in 2007.

1968 · Makati City, Philippines · Public

The Tech Bank of the Philippines

Union Bank of the Philippines, Inc. (UnionBank; PSE: UBP) is an Aboitiz-led universal bank founded in 1968 and headquartered in Pasig City. A pioneer of digital banking in the Philippines, it serves millions of customers through platforms such as UnionBank Online and the New EON app, and reported total assets of roughly ₱1.14 trillion in 2025. In 2022 it acquired Citibank Philippines' consumer banking business. Its group includes digital-only UnionDigital Bank, fintech/open-finance arm UBX, and thrift bank CitySavings. UnionBank champions financial inclusion under its "Tech Up Pilipinas" advocacy.

1968 · Ortigas Center, Pasig City, Philippines · Public

Do More with BPI

Bank of the Philippine Islands (BPI) is the oldest bank in the Philippines and Southeast Asia, founded in 1851. A universal bank controlled by Ayala Corporation and listed on the Philippine Stock Exchange (ticker: BPI), it offers consumer and corporate banking, lending, payments, investments, wealth management, and insurance. BPI absorbed Robinsons Bank in a merger effective 1 January 2024. In FY2025 it posted record net income of about ₱66.6 billion with total assets of roughly ₱3.7 trillion.

1851 · Makati City, Philippines · Public

You're in Good Hands

Metropolitan Bank & Trust Company (Metrobank; PSE: MBT) is one of the Philippines' largest universal banks, founded in 1962 by Dr. George S.K. Ty. Affiliated with GT Capital Holdings, it offers consumer and corporate banking, lending, credit cards, wealth management, and trust services through a nationwide branch and ATM network plus overseas offices. It posted record FY2025 net income of ₱49.7 billion with total assets of about ₱3.88 trillion, and is the parent of thrift bank PSBank.

1962 · Bonifacio Global City, Taguig, Philippines · Public

Trusted Crypto Wallet & Exchange

Coins.ph is the Philippines' largest BSP-regulated crypto wallet and exchange, with about 18 million registered users. Founded in 2014, it lets Filipinos buy, sell and use digital currencies, pay bills and send remittances. It is a BSP-licensed Virtual Asset Service Provider and Electronic Money Issuer (and the first VASP granted an Advanced EPFS license). In 2024 it launched PHPC, the first BSP-regulated Philippine-peso stablecoin. Acquired by Gojek in 2019, the company was bought out in 2022 by a group led by CEO Wei Zhou (former Binance CFO) with Joffre Capital, and is now privately held.

2014 · Taguig City, Philippines · Private

We Believe in You

Rizal Commercial Banking Corporation (RCBC) is one of the largest universal banks in the Philippines, founded in 1960 by Alfonso Yuchengco and headquartered at RCBC Plaza in Makati. Listed on the PSE (ticker: RCB) and part of the Yuchengco Group, it offers retail and corporate banking, lending, credit cards (RCBC Bankard), remittances, and digital services. It operates the financial-inclusion super app DiskarTech. Japan's SMBC is a major strategic shareholder (about 24.5% as of December 2025).

1960 · Makati City, Philippines · Public

BetterBanking

Security Bank Corporation (PSE: SECB) is a Philippine universal bank founded in 1951 as the country's first private, Filipino-controlled bank after WWII. Headquartered in Makati, it is controlled by the Dy family, with Japan's MUFG Bank holding a 20% strategic stake since 2016. It offers retail, business, corporate and investment banking, credit cards, and wealth management through its branch network, ATMs, and the Security Bank App. In 2025 it posted record net income of ₱11.6 billion on total assets of about ₱1.2 trillion.

1951 · Makati City, Philippines · Public

Philippines’ First Digital Bank

Tonik is a standalone digital bank in the Philippines, operating under a BSP digital-bank license secured in 2021. Founded in 2018 as a Singapore group and launched in the Philippines in March 2021, it offers savings, time deposits, Stashes and consumer loans, with PDIC-insured deposits. Its recorded financing rounds total US$187M, including the US$131M Series B led by Mizuho Bank in 2022 and a US$12M Pre-Series C raised by controlling shareholder Tonik Financial in November 2025, led by Diligent Capital Partners. Tonik reported reaching profitability in Q1 2026.

2018 · Pasig City, Philippines · Growth

All-digital banking, all in one app

KOMO is the all-digital banking service of East West Rural Bank, Inc., a wholly owned subsidiary of EastWest Banking Corporation (PSE: EW). Launched in May 2020 as the first exclusively digital banking service offered by a Philippine universal banking group, KOMO lets customers open an account in minutes and save, transfer funds, and pay bills entirely through its mobile app — no branch required. It offers a free Visa debit card, free fund transfers, and bills payment. KOMO operates under EastWest Rural Bank's BSP licence and is a PDIC member. (The name stands for "kontrol mo ang pera mo".)

2020 · Bonifacio Global City, Taguig, Philippines · Growth

Serving the Nation

Land Bank of the Philippines (LANDBANK) is a 100% government-owned universal bank created in 1963 under RA 3844 to finance agrarian reform and rural development. It is the country's largest government bank and among the largest banks overall by assets (about ₱3.5 trillion in 2025), serving farmers, fisherfolk, agrarian-reform beneficiaries, MSMEs, LGUs and government agencies. It combines a developmental mandate in agriculture with full commercial and digital banking, prioritizing lending to the agriculture, fisheries and rural development sectors.

1963 · Manila, Philippines · Government

A full-spectrum digital bank

UNObank (UNO Digital Bank) is a Philippine digital-only bank operated by Singapore fintech DigibankASIA / UNOAsia. Founded by Manish Bhai and granted a BSP digital banking licence in 2021, it launched to the public in 2022 as one of the country's six licensed digital banks — and the first new entrant under the framework. The app offers high-interest savings, time deposits, and collateral-free loans, targeting financial inclusion for underbanked Filipinos. Deposits are PDIC-insured up to ₱1 million.

2021 · Bonifacio Global City, Taguig, Philippines · Series B

Focused on You

China Banking Corporation (Chinabank, PSE: CBC) is a leading private universal bank in the Philippines, founded in 1920 as the country's first privately owned local commercial bank. A member of the SM Group, it offers deposits, lending, wealth management, trust, treasury, and digital banking to retail, SME, and corporate clients through a nationwide branch network and subsidiaries including China Bank Savings, Chinabank Capital, and Chinabank Securities. In 2025 it posted record net income of about ₱28 billion with total assets of roughly ₱1.8 trillion.

1920 · Makati City, Philippines · Public

The new era of digital banking

CIMB Bank Philippines, Inc. is a digital-only, mobile-first bank operating under a BSP commercial banking license and a wholly-owned subsidiary of Malaysia's Bursa Malaysia-listed CIMB Group. Launched in 2018–2019 as CIMB Group's first all-digital bank in ASEAN, it lets customers open an account in minutes with no maintaining balance. It has grown to over 10 million customers and ranked #41 on The Asian Banker's World's Top 100 Digital Banks 2025. Products span high-yield savings (incl. the GSave partnership with GCash), time deposits, virtual cards, and consumer loans, often via partner apps like GCash and Lazada.

2018 · Bonifacio Global City, Taguig, Philippines · Private

The #1 payment method for Philippine e-commerce

ShopeePay is the official e-wallet of the Shopee e-commerce platform in the Philippines, operated by ShopeePay Philippines, Inc., a BSP-licensed Electronic Money Issuer and part of Sea Limited's fintech arm (Monee, formerly SeaMoney). Launched in 2019, it lets users pay for Shopee orders, scan-to-pay at merchants, pay bills, and send or transfer money. It is paired with SPayLater, a buy-now-pay-later and cash-loan service run by SEC-licensed SeaMoney (Credit) Finance Philippines, Inc.

2019 · Mandaluyong City, Philippines · Public

Make every payment rewarding

GrabPay is the financial-services brand built into the Grab super-app in the Philippines. The GrabPay wallet, operated by BSP-regulated GPay Network PH Inc., lets users pay for Grab rides, food and delivery, scan merchant QR codes, check out online, pay bills, buy load, transfer funds and earn GrabRewards, plus PayLater BNPL. Through SEC-licensed Grab Financial Services Philippines, Inc., Grab also offers GrabFinance Quick Cash working-capital loans for merchant-partners and Grab Cash Loan for consumers and drivers. A wholly owned part of NASDAQ-listed Grab Holdings (NASDAQ: GRAB).

2018 · Metro Manila, Philippines · Public

You First

Philippine National Bank (PNB; PSE: PNB) is one of the country's largest universal banks, founded by the Philippine government in 1916 and historically the nation's de facto central bank until 1949. Privatized in 1989 and now controlled by the Lucio Tan Group (LT Group), it offers consumer and corporate banking, lending, deposits, investments, trust services, and an extensive overseas remittance network for Filipinos worldwide. In 2025 it posted net income of about ₱25.3 billion with total assets of roughly ₱1.37 trillion.

1916 · Pasay City, Philippines · Public

Philippine pawnshop, remittance and microfinancial services

Cebuana Lhuillier is one of the Philippines' largest microfinancial services providers, operated by PJ Lhuillier, Inc. Under the trade name adopted in 1987 (with roots in the Lhuillier family's Agencia Cebuana pawnshops), it offers pawnbroking, domestic and international money remittance (Pera Padala), microinsurance, micro-loans, micro-savings, bills payment, money changing and e-loading. It serves over 30 million clients through a nationwide network of 2,500+ branches and is part of the PJ Lhuillier Group of Companies.

1987 · Makati City, Philippines · Private

Blissful Shopping. Easy Billing.

BillEase is a Philippine buy-now-pay-later (BNPL) and consumer-credit app operated by First Digital Finance Corporation. Founded in 2017 by former McKinsey colleagues, it lets shoppers pay in installments at thousands of online and in-store merchants and also offers personal cash loans, e-wallet top-ups, mobile load, bills payment and gaming credits. Using proprietary credit scoring and alternative data, it serves underbanked Filipinos with instant approvals. It is registered with the SEC as a financing company and with the BSP as an operator of a payment system.

2017 · Ermita, Manila, Philippines · Series C

Powerful financial tools for fast-growing disruptors

PayMongo is a leading Philippine payments platform that lets businesses accept online and in-person payments — via cards, e-wallets (GCash, Maya), QR Ph, online banking and installments — through a single integration, plus payment links, invoices and checkout. Founded in 2019 (the first Philippine company backed by Y Combinator and Stripe), it is a BSP-registered Operator of Payment System, with an Electronic Money Issuer license held by its subsidiary PayMongo Payments, Inc. It has raised about US$46M to date, including a US$31M Series B in 2022.

2019 · Taguig City, Philippines · Series B

Kwarta Padala, Palaging Sigurado

M Lhuillier Financial Services, Inc. is one of the Philippines' largest non-bank financial institutions, operating the ML Kwarta Padala remittance network through more than 3,000 branches nationwide. Founded in Cebu City in the 1980s by Michel J. Lhuillier, the company grew into a nationwide money-services business. Today it offers domestic and international money transfer (including a Western Union partnership), pawning and quick cash loans, foreign exchange, bills payment for 1,000+ billers, micro-insurance, and the MCash/ML Wallet mobile wallet. It is supervised by the Bangko Sentral ng Pilipinas (BSP).

1992 · Cebu City, Philippines · Private

Open finance & embedded-finance platform

UBX is the fintech venture studio and open-finance platform spun out of UnionBank of the Philippines (Aboitiz Group), operating since 2018. It builds embedded-finance infrastructure that lets enterprises, MSMEs, and financial institutions offer digital payments, lending, and banking-as-a-service. Its core products are Bux (an end-to-end payment gateway for merchants), SeekCap (a same-day-approval MSME lending marketplace), and i2i (an open-finance/BaaS network connecting rural banks and banking agents). UBX is a BSP-registered Operator of Payment System and has served over 250,000 businesses; Japan's SBI Holdings holds a ~16.67% stake.

2018 · Pasig City, Philippines · Growth

Cryptocurrency Trading Platform in the Philippines

PDAX (Philippine Digital Asset Exchange), operated by Fyntegrate Inc., is a BSP-licensed cryptocurrency exchange serving Filipino retail and institutional investors. Founded in 2018, it offers spot crypto trading, a digital wallet, remittance and institutional services, and has expanded into real-world-asset tokenization — launching tokenized Philippine treasury bills and Project Bayani in 2025. It is a BSP-registered Virtual Asset Service Provider, Electronic Money Issuer and Remittance and Transfer Company. PDAX raised a US$50M Series B led by Tiger Global in 2022.

2018 · Taguig City, Philippines · Series B

Payment infrastructure for Southeast Asia

Xendit is a Southeast Asian digital payments company founded in 2015. It provides payment infrastructure that lets businesses — from startups and SMEs to large enterprises — accept and send money across the region. In the Philippines it operates as Xendit Philippines, Inc., offering a payment gateway supporting 30+ local payment methods (cards, e-wallets, bank transfers, over-the-counter), plus payouts, payment links, subscriptions and marketplace tools. It became a unicorn in 2021 and has raised about US$538 million to date.

2015 · Bonifacio Global City, Taguig, Philippines · Growth

Invest today, shape your tomorrow.

Seedbox is a Philippine digital investment platform that lets Filipinos invest in mutual funds, UITFs, PERA, and local and global stocks from one app, with sachet investing starting as low as PHP 50. Founded in 2016 and operated by Seedbox Technologies, Inc. in partnership with ATR Asset Management (ATRAM), Indonesia's Indivara Group, and Rampver Financials, it also offers white-label investment solutions for businesses. Its sister firm Seedbox Securities, Inc. is an SEC-licensed broker-dealer and PSE Trading Participant (Broker ID 365). In 2022 Seedbox raised US$6M (~PHP 306M) led by SBI Ventures Singapore and Philippine Equity Partners.

2016 · Makati City, Philippines · Series A

Making education affordable for Filipino youths

Bukas is a Philippine education-financing platform, operated by Bukas Finance Corp. (an SEC-registered financing company) under regional parent ErudiFi. It partners with colleges and universities to let students and families pay tuition in affordable monthly installments instead of large upfront lump sums. Plans can cover up to 100% of tuition, payable over 3, 6, 9, or 12 months, with funds disbursed directly to the partner school. Applications are fully online. ErudiFi also operates Danacita in Indonesia.

2019 · Makati City, Philippines · Series A

The pioneer in Philippine alternative payments

Dragonpay Corporation is a Philippine alternative online payments provider founded in 2010 by Robertson "Dick" Chiang. It lets businesses accept payments via online banking, over-the-counter cash, e-wallets and cards, and offers mass payouts and recurring billing. Serving merchants including e-commerce platforms and government agencies, it is a BSP-registered Operator of Payment System. Dragonpay received a strategic investment from Xendit in 2021 and now identifies itself as a Xendit company, with new merchant onboarding directed through Xendit.

2010 · Makati City, Philippines · Private

Instant loans for the underbanked, powered by your phone

Tala is a digital lending app operated in the Philippines by Tala Financing Philippines, Inc., a US-founded (Santa Monica) global fintech serving the underbanked. Through its mobile app, Tala provides instant, collateral-free personal loans of up to ₱25,000, underwriting customers with little or no formal credit history using alternative data from their smartphones. Since entering the Philippines in 2017, Tala has disbursed billions of pesos to millions of Filipino borrowers and surpassed 4 million customers in the country.

2017 · Metro Manila, Philippines · Growth

Open finance APIs for Southeast Asia

Brankas is a Southeast Asian open finance and banking-as-a-service company founded in 2016. It provides APIs that let banks, fintechs and businesses move money and access financial data — including online bank-debit payments (Direct), bulk disbursements (Disburse), merchant payment infrastructure, and an Open Finance Suite for account data, account opening and compliance. Brankas is ISO 27001 certified and PCI-DSS Level 1 compliant, and is a BSP-registered Operator of Payment System in the Philippines.

2016 · Singapore / Manila · Series B