UBX is the fintech venture studio and open-finance platform spun out of UnionBank of the Philippines (Aboitiz Group), operating since 2018. It builds embedded-finance infrastructure that lets enterprises, MSMEs, and financial institutions offer digital payments, lending, and banking-as-a-service. Its core products are Bux (an end-to-end payment gateway for merchants), SeekCap (a same-day-approval MSME lending marketplace), and i2i (an open-finance/BaaS network connecting rural banks and banking agents). UBX is a BSP-registered Operator of Payment System and has served over 250,000 businesses; Japan's SBI Holdings holds a ~16.67% stake.
To democratize access to financial services through open and embedded finance.
Stage
Growth
Parent organisation: UnionBank of the Philippines (Aboitiz Group)
UBX's official entry point for developer and integration work. Depending on the company it may be public documentation, a sandbox, or a partnership contact.
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