Licence · 91 companies

    BSP-registered payment system operators

    Payment gateways, billing aggregators and other firms that run or process payments must register with the BSP as operators of payment systems, under the National Payment Systems Act (RA 11127). Check the official list
    2

    2C2P

    2C2P is a full-suite payments platform serving enterprises across Southeast Asia, including the Philippines. Part of Ant International (operating as 2C2P by Antom), it lets businesses accept online, offline, mobile, card, cash and alternative payments across 400+ payment methods, with tools for instalment payment plans, multi-currency pricing, wallet and card issuing, and social-commerce checkout. A BSP-registered Operator of Payment System and one of Asia-Pacific's PCI-DSS Level 1-certified providers, 2C2P powers payments for airlines, retail, hospitality, insurance and e-commerce merchants in the Philippines.

    2003 · Metro Manila, Philippines · Private

    PaymentsFintech Infrastructure
    A

    ACash

    ACash is a digital wallet developed by iSynergies, Inc., the information-technology unit of the Nueva Ecija-based ASKI Group of Companies, a microfinance and rural-development organization. Launched in 2019 for the ASKI ecosystem, the app lets users pay for purchases, settle loan and insurance payments, transfer funds, give donations, and buy telco load. It is a BSP-registered Operator of Payment System and is available on iOS and Android.

    2019 · Cabanatuan City, Nueva Ecija · Private

    Digital WalletPaymentsFinancial Inclusion
    A

    AllEasy

    A digital wallet for every juan!

    AllEasy, Inc. operates the AllEasy Pay e-wallet, a BSP-licensed electronic money issuer (EMI-NBFI) and registered Operator of Payment Systems that is part of the Villar Group ecosystem. Launched in 2020, the app lets users send money, pay bills and QR merchants, buy mobile load, cash in and out, and load toll RFIDs, with Standard and Plus account tiers. Headquartered in Las Piñas City, AllEasy has been promoted across Villar-group businesses such as Bria Homes and Camella, and is on the BSP's EMI registry as of May 2026.

    2019 · Las Piñas City, Metro Manila · Private

    Digital WalletPaymentsFinancial Inclusion
    A

    AltPayNet

    Breaking Barriers with AltPayNet

    AltPayNet (AltPayNet Corp.) is a Philippine digital-payments technology provider offering white-label payment gateways, third-party payment processing, merchant acquiring, and fraud and risk-management solutions for businesses across the Philippines and Asia-Pacific. Founded in 2015, it is a BSP-registered Operator of Payment Systems and a principal-member acquirer for Diners Club International, Discover Global Network, and UnionPay International, with integrations including GCash and GrabPay. AltPayNet is PCI DSS Level 1 certified.

    2015 · Makati City, Philippines · Private

    PaymentsFintech InfrastructureRemittances
    A

    AQWIRE

    Seamless, Secure Payments To the Philippines

    AQWIRE (operated by Qwikwire Billing Systems Inc.) is a Philippine fintech providing secure cross-border and local payment solutions for enterprises, with a focus on real estate. Its white-labeled platform lets property developers and other businesses bill, collect, and reconcile payments from buyers worldwide — supporting 150+ currencies, auto-debit enrollment, multiple payment methods, and API integrations, settling funds in Philippine pesos. In September 2025 AQWIRE became the first payments company in the Philippines to enable Google Pay and Apple Pay for cross-border payments. Clients include Ayala Land, Rockwell Land, and Megaworld.

    2013 · Makati City, Philippines · Private

    PaymentsRemittancesFintech Infrastructure
    B

    Bayad

    The Philippines' largest outsourced bills payment network

    Bayad, formerly Bayad Center, is the Philippines' pioneer and leader in outsourced payment collection, operated by CIS Bayad Center, Inc., a wholly-owned subsidiary of Meralco. It aggregates 500+ billers accessible through 100,000+ physical and digital touchpoints nationwide. Following its 2021 rebrand from Bayad Center to Bayad, it expanded from over-the-counter bills payment into a full-service fintech, launching the Bayad app and Bayad Online with remittance, e-load, e-wallet (Pera Manager) and real-time Meralco posting. It is BSP-registered as an Operator of Payment System and a Remittance and Transfer Company.

    2006 · Pasig City, Metro Manila · Private

    PaymentsFinancial InclusionDigital Wallet
    b

    beep

    beep is a contactless stored-value card and automated fare collection system operated by AF Payments Inc. (AFPI). It is the cashless fare payment for Metro Manila's three rail lines (LRT-1, LRT-2, MRT-3), the EDSA Busway, BGC buses, and a growing network of point-to-point and provincial buses, and is also accepted at partner retail merchants. AFPI was formed in 2014 by the AF Consortium, a partnership of the Ayala Group and the First Pacific Group, to deliver the government's Automated Fare Collection System. In 2024 beep partnered with Mastercard to enable open-loop tap-to-pay on transit.

    2014 · Pasay City, Metro Manila · Private

    PaymentsDigital WalletFintech Infrastructure
    B

    Billease

    Blissful Shopping. Easy Billing.

    BillEase is a Philippine buy-now-pay-later (BNPL) and consumer-credit app operated by First Digital Finance Corporation. Founded in 2017 by former McKinsey colleagues, it lets shoppers pay in installments at thousands of online and in-store merchants and also offers personal cash loans, e-wallet top-ups, mobile load, bills payment and gaming credits. Using proprietary credit scoring and alternative data, it serves underbanked Filipinos with instant approvals. It is registered with the SEC as a financing company and with the BSP as an operator of a payment system.

    2017 · Ermita, Manila, Philippines · Series C

    Buy Now Pay LaterLendingFinancial Inclusion
    B

    Blaggo

    Blaggo is a utility-engagement and bills-payment app operated by 8Nexity Technology Corporation, a BSP-registered Operator of Payment System based in Mandaue City, Cebu. It lets consumers receive utility bills, pay them, and connect with their utility providers in one mobile app, alongside QR payments, due-date reminders, and an in-app inbox. Its closed-loop Blaggo Wallet stores Blaggo Tokens (1 token = 1 peso) used to pay partner billers, with top-ups at neighborhood partner stores. The platform pairs the consumer app with a cloud portal for utility partners, targeting underserved and unbanked Filipinos.

    2023 · Mandaue City, Cebu · Private

    PaymentsDigital WalletFinancial Inclusion
    B

    Brankas

    Open finance APIs for Southeast Asia

    Brankas is a Southeast Asian open finance and banking-as-a-service company founded in 2016. It provides APIs that let banks, fintechs and businesses move money and access financial data — including online bank-debit payments (Direct), bulk disbursements (Disburse), merchant payment infrastructure, and an Open Finance Suite for account data, account opening and compliance. Brankas is ISO 27001 certified and PCI-DSS Level 1 compliant, and is a BSP-registered Operator of Payment System in the Philippines.

    2016 · Singapore / Manila · Series B

    Fintech InfrastructurePayments
    Codashop logo

    Codashop

    Codashop is the consumer storefront of Coda Payments Philippines, Inc., a BSP-registered Operator of Payment System. It lets users top up mobile games and apps (such as Mobile Legends, Free Fire, PUBG Mobile, Honor of Kings and Steam Wallet) and buy digital content without a credit card, paying via GCash, Maya, GrabPay, Coins.ph, bank transfer and over-the-counter partners. Codashop is operated globally by Singapore-founded Coda Payments (2011), whose platform serves 300+ publishers and around 120 million active users across 65+ markets, also offering the Codapay and xShop merchant tools.

    2011 · Metro Manila, Philippines · Private

    Payments
    Digipay logo

    Digipay

    Digipay is a Philippine B2B digital-payments and financial-services platform operated by FSG Technology Ventures, Inc. (a subsidiary of FSG Capital, Inc.). Launched in 2017, it turns sari-sari stores and small businesses into agent outlets ("digitindahan") that earn commissions by offering bills payment, e-load, e-pins and gaming credits, mobile-money cash-in (such as GCash and Maya), remittance and microinsurance via web or mobile app on behalf of customers. Digipay is a BSP-registered Operator of Payment System used across tens of thousands of merchant locations nationwide.

    2017 · Mandaluyong City, Metro Manila · Private

    PaymentsFinancial InclusionRemittances
    Dragonpay logo

    Dragonpay

    The pioneer in Philippine alternative payments

    Dragonpay Corporation is a Philippine alternative online payments provider founded in 2010 by Robertson "Dick" Chiang. It lets businesses accept payments via online banking, over-the-counter cash, e-wallets and cards, and offers mass payouts and recurring billing. Serving merchants including e-commerce platforms and government agencies, it is a BSP-registered Operator of Payment System. Dragonpay received a strategic investment from Xendit in 2021 and now identifies itself as a Xendit company, with new merchant onboarding directed through Xendit.

    2010 · Makati City, Philippines · Private

    Payments
    ECPay logo

    ECPay

    Nationwide bills payment and e-load network

    Electronic Commerce Payments, Inc. (ECPay) is one of the Philippines' largest electronic payments and bills-payment networks. Founded around 2001, it lets retail outlets and partners accept bills payments, e-load and electronic PINs, prepaid and cash-card reloads, e-wallet top-ups, airline tickets and online/credit-card payments, across 490,000+ over-the-counter channels and 3,000+ digital touchpoints nationwide. ECPay is a BSP-registered Operator of Payment Systems. After Globe acquired 77% in 2019, it was bought by Mynt, the parent of GCash, for up to PHP 3.0 billion (PCC-cleared 2025), making it a GCash-group subsidiary.

    2001 · Quezon City, Philippines · Private

    PaymentsFinancial Inclusion
    ENCASH logo

    ENCASH

    The Philippines' first independent ATM deployer

    Electronic Network Cash Tellers, Inc. (ENCASH) is the Philippines' first independent ATM deployer (IAD), founded in 2006 by Eric Severino. It installs privately owned, white-label ATMs in rural and underserved areas overlooked by commercial banks, partnering with rural banks, cooperatives, MFIs and merchants. ENCASH has rolled out 1,500+ terminals across 700+ partner sites in over 440 towns, and operates its own MegaLink-connected transaction switch plus a hand-held ATM/POS (KitaKit). It is a BSP-registered Operator of Payment System. Around 2012 it raised about PHP 109M (US$2.57M) from Rural Impulse Fund II and responsAbility.

    2006 · Makati City, Philippines · Series A

    Financial InclusionPaymentsFintech Infrastructure
    Enstack logo

    Enstack

    AI-Powered Entrepreneurship

    Enstack is a Philippine-built, AI-powered all-in-one mobile app that lets micro and small entrepreneurs run an entire business from a phone — building online storefronts, managing inventory, accepting payments, and arranging nationwide shipping, with AI tools for design and content. Operated by Enstack Technologies, Inc. and a BSP-registered Operator of Payment Systems, it was founded in 2021 by Macy Castillo (ex-Shopee Philippines) and Skype co-founder Geoffrey Prentice. Enstack exited beta in October 2022 and has grown to 200,000+ entrepreneurs on the platform.

    2021 · Metro Manila, Philippines · Series A

    PaymentsSME FinancingFintech Infrastructure
    ePlayment logo

    ePlayment

    Made to Create

    Eplayment Corporation is a BSP-registered Operator of Payment System that provides payment processing and collections for digital platforms, with a focus on the gaming, entertainment and content-creator economy. Through its Epaygames gateway it connects merchants and platforms to channels including GCash, Maya, Bayad, BDO, BPI, online banking and over-the-counter cash-in, and through its PIXEL platform it offers instant payouts to micro and nano content creators.

    2019 · Manila, Metro Manila · Private

    PaymentsFintech Infrastructure
    eTap logo

    eTap

    Make it easy with eTap

    eTap is a homegrown Philippine fintech making financial services accessible to the unbanked and underbanked through a nationwide network of self-service payment kiosks. Founded in 2015, it lets Filipinos cash in to e-wallets like GCash, Maya, and PalawanPay, pay bills, buy load, and send money, with cash-out machines and regional eTap Hubs expanding in 2026. Designing both its hardware and software in-house, eTap operates thousands of machines and satellite offices across Luzon, Visayas, and Mindanao, processing billions of pesos in transactions monthly as a BSP-registered Operator of Payment Systems.

    2015 · Makati City, Philippines · Private

    PaymentsRemittancesFinancial Inclusion
    Euronet Philippines logo

    Euronet Philippines

    Euronet Technology Services, Inc. is the Philippine subsidiary of Euronet Worldwide (NASDAQ: EEFT), operating one of the country's largest independent, off-branch retail ATM networks. Under a 2023 agreement with the Bank of the Philippine Islands, Euronet acquired around 500 non-branch BPI ATMs — managing roughly 300 within its own independent network and operating about 200 that remain BPI-branded — more than doubling its Philippine ATM footprint. Cardholders of participating banks can withdraw cash, check balances, and make fund transfers. It is a BSP-registered Operator of Payment System.

    2020 · Makati City, Metro Manila · Public

    PaymentsFintech Infrastructure
    ExpressPay logo

    ExpressPay

    Neighborhood payments through a nationwide franchise network

    ExpressPay, Inc. is a Philippine multi-service payments company operating an over-the-counter agent and franchise network nationwide. Launched in 2011, it began with a 3-in-1 service (bills payment, local remittance, prepaid e-loading) and expanded into a multi-in-one payment outlet model covering bills payment, money remittance, e-loading, travel and tours, and ticketing. It is a BSP-registered Operator of Payment System and part of the Sagesoft Solutions, Inc. group, with over 1,000 franchised outlets nationwide.

    2011 · San Juan, Metro Manila · Private

    PaymentsRemittancesFinancial Inclusion
    Fastek logo

    Fastek

    Fastek Payment Solutions Inc., which operates the OnePay platform, is a Metro Manila–based payment-technology company founded in 2020 and registered with the BSP as an Operator of Payment System. It provides merchant payment processing across cards, e-wallets, direct bank transfers and over-the-counter channels, alongside POS machines and self-service payment kiosks for businesses and institutions.

    2020 · Mandaluyong City, Metro Manila · Private

    PaymentsFintech Infrastructure
    FlashPay logo

    FlashPay

    Your Payment Solutions Expert

    FlashPay is a Bangko Sentral ng Pilipinas-licensed Electronic Money Issuer and registered Operator of Payment System, serving as the Philippine fintech and payments arm of Flash Group, the Thai-founded e-commerce logistics group behind Flash Express. It provides merchant-focused digital payment solutions including QR Ph, over-the-counter collection, e-wallet payments, payouts, internet banking and cross-border payments, supporting the digital transformation of Philippine merchants. It is based in Taguig City.

    2021 · Taguig City, Metro Manila · Private

    PaymentsDigital Wallet
    FortunePay logo

    FortunePay

    FortunePay is a Philippine e-wallet operated by Easypay Global EMI Corp., a Bangko Sentral ng Pilipinas-licensed Electronic Money Issuer and Operator of Payment Systems. The app lets users send and receive money instantly, pay bills, buy mobile load 24/7, shop and pay merchants, and settle government payments from their phone. Stored value is linked to the user's mobile number for fast, cashless peer-to-peer transfers, with cash-in and cash-out through partner banks and outlets nationwide.

    2021 · Taguig City, Philippines · Private

    Digital WalletPaymentsRemittances
    Fucent Gateway logo

    Fucent Gateway

    Fucent Gateway Corporation is a Philippine payment-gateway and merchant-acquiring company, BSP-registered as an Operator of Payment System. It aggregates multiple local and international payment channels — WeChat Pay, Alipay, UnionPay, GCash and GrabPay — into a single gateway for merchants, and serves as a master acquirer for WeChat Pay and Alipay in the Philippines across retail, food and beverage, hospitality, healthcare and other sectors nationwide.

    2017 · Philippines · Private

    PaymentsFintech Infrastructure
    GCash logo

    GCash

    Featured

    #1 Finance Super App

    GCash is a Philippine finance super app offering payments, transfers, savings, loans, investments and insurance. Its mobile wallet is operated by G-Xchange, Inc., a subsidiary of Mynt, Inc. Mynt listed on the Philippine Stock Exchange on October 20, 2026 under ticker GCASH after an IPO priced at PHP6.60 per share. The PSE reported PHP60.9 billion in gross proceeds from primary and secondary share sales and PHP441.51 billion in market capitalization at listing. Gross proceeds include payments to selling shareholders and are not all new company capital.

    2015 · Taguig City, Philippines · Public

    PaymentsDigital WalletLending
    GiyaPay logo

    GiyaPay

    Your complete payment solution.

    GiyaPay is an online payment gateway operated by BIMS Technologies, Inc., a Cebu-based Philippine technology company. It lets merchants accept credit and debit cards (Visa, Mastercard), e-wallets (GCash) and bank transfers (InstaPay, QR Ph) through a single customizable checkout, payment links, a payment dashboard and POS — with or without API integration, and no monthly fees. GiyaPay is PCI-DSS compliant and BSP-registered as an Operator of Payment System. BIMS originated from the Boracay Island Management System initiative; GiyaPay launched in October 2021.

    2019 · Cebu City · Private

    Payments
    Global Payments Philippines logo

    Global Payments Philippines

    Global Payments Philippines is the local merchant-acquiring and payment-processing arm of NYSE-listed Global Payments Inc. Operating as Global Payments Asia-Pacific Philippines, Incorporated, it is a joint venture formed in 2015 with the Bank of the Philippine Islands, combining their merchant-acquiring businesses. It provides card acceptance, point-of-sale terminals, and e-commerce payment processing to thousands of Philippine merchants, enabling acceptance of major credit and debit cards across in-store, online, and mobile channels. It is registered with the BSP as an Operator of Payment System.

    2015 · Quezon City, Metro Manila · Public

    PaymentsFintech Infrastructure
    GoodKredit logo

    GoodKredit

    GoodKredit is a Cebu-based mobile fintech platform from GoodApps Inc. built to bring credit and everyday spending tools to unbanked and underserved Filipinos. Through its voucher-based 4 Gives model, users receive e-vouchers redeemable at partner sponsors and merchants and settle purchases over four installments. GoodApps also runs Payday Today, an earned-wage-access app — free for employers and zero-interest for employees — that lets workers draw already-earned salary before payday. GoodApps is a BSP-registered Operator of Payment Systems, backed by a DoST-PCIEERD startup grant.

    2016 · Cebu City, Philippines · Seed

    Financial InclusionBuy Now Pay LaterLending
    GoodPay logo

    GoodPay

    Digital payments for merchants and communities

    GoodPay is a Philippine payment-processing platform built by the GoodTech group for micro-entrepreneurs, freelancers, and gig workers. It lets merchants accept payments from major banks, e-wallets (GCash, Maya), and credit and debit cards through a single QR code or shareable payment link, managed from an easy merchant dashboard. Merchants onboard online by submitting their business details, a valid ID, and a selfie. Good Tech Holdings, Inc. is registered with the Bangko Sentral ng Pilipinas as an Operator of a Payment System.

    2022 · Clark Freeport Zone, Pampanga, Philippines · Private

    PaymentsFintech InfrastructureFinancial Inclusion
    HelixPay logo

    HelixPay

    World-Class Ticket Technology for the Philippines

    HelixPay is a Philippine commerce and payments-technology company offering no-code storefronts, event ticketing (sales, on-site scanning, merchandise), subscriptions and recurring payments, and analytics for creators, communities and events. It supports cards, GCash, GrabPay, Maya and bank transfers. Clients have included Warner Music Philippines and Newport World Resorts. Operated by HelixPay Philippines Inc. (formerly BukoPay Solutions Inc.), it is a BSP-registered Operator of Payment System and PCI DSS Level 1 certified. In February 2025 it was acquired by Mosaic Solutions, with PayMongo joining as a strategic investor.

    2021 · Makati City, Metro Manila · Seed

    Payments
    HitPay logo

    HitPay

    HitPay is an all-in-one payment platform for small and medium businesses, founded in Singapore in 2016 (Y Combinator S21). It lets SMEs accept online and in-person payments through a single integration — no-code payment links, hosted checkout, point-of-sale, invoicing, recurring billing, and e-commerce plugins. In the Philippines it operates as HitPay Payment Solutions Inc., a BSP-registered Operator of Payment System, supporting GCash, Maya, QR Ph/InstaPay, PESONet, GrabPay, ShopeePay, BillEase, cards, and over-the-counter payments. It serves thousands of SME merchants across Singapore, Malaysia, the Philippines, and beyond.

    2016 · Singapore · Series A

    PaymentsFintech Infrastructure
    I-Pay logo

    I-Pay

    I-Pay Commerce Ventures, Inc. is a Philippine fintech that builds electronic-payment, remittance, and eGovernment rails for government agencies and enterprises. Its Direct-To-Bank (DTB) service lets recipients deposit Western Union remittances straight to a bank account or mobile wallet online, with same-day transfer, and I-Pay also operates as a Western Union remittance agent and powers online registration and payment systems for government services. The company is supervised by the Bangko Sentral ng Pilipinas as a non-bank Electronic Money Issuer and is a registered Operator of a Payment System.

    2015 · Makati City, Philippines · Private

    PaymentsRemittancesFintech Infrastructure
    iCorePay logo

    iCorePay

    iCorePay is the payments brand of iCore Technologies, Inc., a Philippine BSP-registered Operator of Payment System. It provides interoperable QR-code merchant payment acceptance — letting businesses accept GCash, Maya, GrabPay, ShopeePay and other e-wallets through a single platform — alongside white-label digital core-banking and computerized loans-management software for banks, cooperatives and microfinance institutions. In November 2024 it partnered with the Department of Agriculture's Agricultural Credit Policy Council to build an electronic payment-collection system for farmer and fisher loan repayments.

    2023 · Las Piñas City, Metro Manila · Private

    PaymentsFintech Infrastructure
    iPay88 Philippines logo

    iPay88 Philippines

    iPay88 Philippines is the local arm of iPay88, a leading Southeast Asian online payment gateway operating since 2006 and part of the NTT DATA Group since 2015. Incorporated in the Philippines in 2012 and BSP-registered as an Operator of Payment Systems, it lets merchants accept cards, e-wallets, and online-banking payments across web and mobile, serving e-commerce businesses nationwide with secure, integrated checkout.

    2012 · Makati City, Metro Manila · Private

    PaymentsFintech Infrastructure
    JuanTax logo

    JuanTax

    First BIR-Accredited Tax Platform

    JuanTax is a Philippine cloud-based tax-compliance platform that lets businesses, self-employed professionals, CPAs and bookkeepers prepare, file and pay BIR taxes online — covering VAT, percentage tax, withholding, income tax, books of accounts and financial reports. Launched in 2017 as the country's first BIR-accredited electronic tax software, it offers JuanTax Plus for practitioners and Fast File for individuals and SMEs, with direct online tax payment via cards, e-wallets and banks. It is operated by Ten Elleven Manila Inc., a BSP-registered Operator of Payment System ('1011 Pay').

    2017 · Metro Manila, Philippines · Seed

    Fintech InfrastructurePaymentsSME Financing
    KAYA Payment Platform logo

    KAYA Payment Platform

    Kooperatibang may Asenso, Yaman at Abilidad

    KAYA is a cooperative-owned, cloud-based payment and digital-banking platform run by the National Confederation of Cooperatives (NATCCO) with the Philippine Federation of Credit Cooperatives (PFCCO). It lets cooperatives and their members transact across branches, a mobile app, ATMs, and EFT-POS terminals — supporting account opening, fund transfers, loan applications and payments, bills payment, mobile top-up, and e-wallet reload. Launched in 2017 and relaunched as KAYA 2.0 in 2021, it has been adopted by 150+ cooperatives with 400+ branches and ATMs nationwide, advancing financial inclusion in the countryside.

    2017 · Quezon City, Metro Manila · Private

    Fintech InfrastructureDigital BankingFinancial Inclusion
    Ksher logo

    Ksher

    Ksher is a cross-border payment provider operating across Southeast Asia, with a registered Philippine entity (Ksher Philippines, Inc., formerly QFPay Philippines, Inc.) acting as a merchant acquirer and payment aggregator. It lets Philippine merchants accept QR, e-wallet and card payments — including Alipay and WeChat Pay for inbound Chinese customers — and provides cross-border e-commerce funds collection. Founded in 2016 and headquartered in Bangkok, the group reports more than 200,000 merchants and over US$10 billion in cumulative transaction volume across 10-plus markets.

    2016 · Metro Manila, Philippines · Private

    PaymentsFintech Infrastructure
    Manny Pay logo

    Manny Pay

    Manny Pay (MannyPay) is a Philippine digital payments app and e-wallet operated by 7th Pillar Integrated System Corp., the technology company owned and chaired by boxing icon and former senator Manny Pacquiao. Launched in late 2025, it began as a payment gateway and is expanding into a full e-wallet and domestic remittance service, supporting bill payments, transport top-ups, InstaPay transfers, and business mass-payout and online-collection tools. Its payment infrastructure is powered by Traxion Tech. It is a BSP-registered Operator of Payment System.

    2025 · Metro Manila, Philippines · Private

    Digital WalletPaymentsRemittances
    Maya logo

    Maya

    Featured

    It's everything and a bank

    Maya is the Philippines' leading consumer money app — an all-in-one wallet, payments and digital-banking super-app operated by Maya Innovations Holdings (legally Voyager Innovations, Inc.). In one app it offers the Maya wallet, QR payments, a cashback credit card, crypto and investments, plus full banking through Maya Bank — one of six BSP-licensed digital banks — including high-yield savings, Personal Goals, time deposits, and personal and MSME loans, with PDIC-insured deposits. Maya Bank reached profitability in 2025. Backed by PLDT, KKR, Tencent, GIC and IFC, the group has raised ~US$0.7B and reached unicorn status.

    2013 · Mandaluyong City, Philippines · Growth

    Digital BankingDigital WalletPayments
    MegaPay logo

    MegaPay

    Bringing Peso Power to Every Juan

    MegaPay is a Philippine digital payments app operated by Backend Solutions and Technologies, Inc. It turns a smartphone into a mobile loading and payments station — letting users buy prepaid load for all networks, pay bills (utilities, telco, broadband, cable, credit cards), transfer funds to other MegaPay users by mobile number or QR, shop cashless, and earn rewards through MegaRewards and MegaRefer. The company is registered with the Bangko Sentral ng Pilipinas as an Operator of Payment System and is headquartered in Makati City.

    2020 · Makati City, Metro Manila · Private

    PaymentsDigital WalletFinancial Inclusion
    Meridian logo

    Meridian

    The Digital Clearing House for high-growth markets

    Meridian is a cross-border payments infrastructure company that issues U.S. bank account numbers and runs a Real-Time Deposits network, letting Filipinos receive U.S. payroll, ACH, and wire payments in USD and settle to local accounts. Its rails power consumer-facing services through partners rather than a standalone app: it underpins RCBC Pulz's U.S. virtual accounts (launched September 2025) and the GCash Virtual US Account (launched December 2025), enabling freelancers and OFWs to receive dollars and convert to peso. Founded in 2023, Meridian is registered with the BSP as an Operator of Payment System.

    2023 · Makati City, Metro Manila · Seed

    Fintech InfrastructureRemittancesPayments
    Moneygment logo

    Moneygment

    Your finances in an app. Your future in a tap.

    Moneygment is an all-in-one financial app by Togetech, Inc. that lets Filipinos send money, pay bills, and compute, file, and pay their government contributions (SSS, PhilHealth, Pag-IBIG) and taxes from their phone. Built for freelancers, the self-employed, OFWs, small-business owners, and the unbanked, it also offers loan payments, real-property-tax processing, and insurance and investment options. Togetech is a BSP-registered Electronic Money Issuer and Operator of Payment Systems, and a subsidiary of IT firm Nessotech, Inc.

    2017 · Makati City, Philippines · Private

    Digital WalletPaymentsFinancial Inclusion
    Multisys Technologies Corporation logo

    Multisys Technologies Corporation

    Multisys Technologies Corporation is a Filipino digital-platforms and payments-technology company founded in 2010 by David Almirol Jr. A BSP-registered Operator of Payment System, Multisys builds and operates payment infrastructure used across enterprise, government, microfinance and MSME sectors — including its e-Negosyo MSME platform, the Multipay smart payment-routing technology, the Bayad bills-payment app, and AppendPay for microfinance members. Backed by PLDT (45.73% stake), it is one of the Philippines' most prominent homegrown software firms, powering cashless and e-government services nationwide.

    2010 · Parañaque City, Metro Manila · Private

    PaymentsFintech InfrastructureFinancial Inclusion
    MYEG Philippines logo

    MYEG Philippines

    MYEG Philippines is a one-stop e-government solutions and payment platform that lets Filipinos transact with government agencies anytime, anywhere. Through myeg.ph, users can pay for more than 800 government dues and services — including BIR taxes, SSS, PhilHealth, PRC, NBI clearance, PEZA, and business permits — using e-wallets such as GCash, Maya, ShopeePay, GrabPay, and PalawanPay, credit/debit cards, or cash over 100,000+ payment counters nationwide. A BSP-registered Operator of Payment System, MYEG PH is the local arm of a joint venture between Malaysia's MY E.G. Services Berhad and I-Pay Commerce Ventures.

    2017 · Makati City, Metro Manila · Private

    PaymentsFintech InfrastructureFinancial Inclusion
    myTOYOTA Wallet logo

    myTOYOTA Wallet

    myTOYOTA Wallet is a mobile e-money wallet from Toyota Financial Services Philippines Corporation, a BSP-supervised Electronic Money Issuer. Users hold stored-value e-money, cash in from any bank or e-wallet via InstaPay, and send funds peer-to-peer using a mobile number or QR code. The app supports QR Ph contactless payments and credit/debit card linking, and lets customers settle Toyota transactions such as maintenance, repairs, parts, insurance, and loan or lease dues, including recurring auto-debit. Upgraded accounts require KYC verification. The e-money facility is offered in partnership with the Bank of the Philippine Islands.

    2021 · Makati City, Metro Manila · Private

    Digital WalletPayments
    Nationlink logo

    Nationlink

    Empowering Communities.

    Nationlink is a Philippine interbank ATM and electronic-payments network operated by Infoserve, Inc., a BSP-registered Operator of Payment Systems. It connects rural banks, savings banks, credit unions, cooperatives and NGOs to nationwide ATM and POS services, enabling cash withdrawals, card issuance, fund transfers, bills payment, e-money and domestic and international remittance. As the first network-alliance member of BancNet, it extends affordable and accessible financial services to underserved and rural communities and to overseas Filipinos. Headquartered in Makati City.

    2006 · Makati City, Metro Manila · Private

    Fintech InfrastructurePaymentsFinancial Inclusion
    NextPay logo

    NextPay

    Built for the Businesses That Move the Philippines

    NextPay is a digital business-banking and payments platform built for Philippine micro, small, and medium enterprises, entrepreneurs, and freelancers — an alternative to a traditional business bank account. Businesses collect customer payments via digital invoices, manage cash, and send batch payouts for payroll, suppliers, and bills to 90+ local banks and e-wallets, including UnionBank, BDO, BPI, GCash, and Maya. Operated by NextEnterprises, Inc., a BSP-registered Operator of Payment Systems, NextPay was a Y Combinator (W21) company and has processed roughly ₱13 billion in transactions since launch.

    2019 · Metro Manila, Philippines · Seed

    PaymentsBusiness BankingFintech Infrastructure
    Novus Transact Philippines logo

    Novus Transact Philippines

    Banking and payments technology for Philippine institutions

    Novus Transact Philippines Corporation is the Philippine arm of Singapore-based Novus Technologies, a B2B digital-banking and payments infrastructure provider (part of the AGS Transact Technologies group). Through its NovaPay and Novus TRANSACT platforms it delivers ATM-as-a-Service, mobile and last-mile ATMs, transaction switching, digital wallets, merchant/POS, and core-banking software to banks and financial institutions. It powers RCBC's "ATM Go," the country's largest bank-agnostic mobile ATM network, which posted 50% revenue growth in 2024. A BSP-registered Operator of Payment Systems based in Makati.

    2014 · Makati, Philippines · Private

    Fintech InfrastructurePaymentsFinancial Inclusion
    NTT DATA Payment Services Philippines logo

    NTT DATA Payment Services Philippines

    NTT DATA Payment Services Philippines (formerly GHL ePayments / GHL Systems Philippines, acquired by Japan's NTT DATA in 2024) is a merchant payments provider serving businesses from sari-sari stores to large enterprises. It offers card-acquiring and payment acceptance for Visa, Mastercard, JCB, BancNet and e-wallets through its ADAPTIS suite: In-Store smart POS terminals, an e-commerce online payment gateway for local and cross-border transactions, enterprise-grade infrastructure, merchant financing, and value-added services. It is a BSP-registered Operator of Payment System and part of the global NTT DATA Payment Services network.

    2020 · Makati, Metro Manila · Private

    PaymentsFintech Infrastructure
    Pay&Go logo

    Pay&Go

    Pay&Go is a nationwide network of self-service payment kiosks operated by BTI Payments (Philippines), Inc., a subsidiary of Australia's Banktech Group. Its cash-accepting machines let Filipinos cash in to GCash, Maya, and ShopeePay e-wallets, pay bills and government dues, buy mobile load, reload RFID and transport cards, and make bank deposits, all without a bank account. With over 1,700 kiosks and ATMs in convenience stores, malls, and partner retailers nationwide, Pay&Go advances financial inclusion by turning community stores into accessible financial-transaction hubs.

    2020 · Metro Manila, Philippines · Private

    PaymentsFinancial Inclusion
    Payborit logo

    Payborit

    Payborit is a Philippine payment-gateway and disbursement platform operated by DigitalPH Asia Corporation (DigiPH), a Makati-based fintech registered with the Bangko Sentral ng Pilipinas as an Operator of Payment Systems. Through its Payborit Business app and web platform, it lets merchants and businesses accept online payments and disburse funds digitally, with features including online payment acceptance, withdrawals, transaction tracking, static QR generation, and staff and branch management.

    2021 · Makati City, Metro Manila · Private

    PaymentsFintech Infrastructure
    Payday Today logo

    Payday Today

    Payday Today is an Earned Wage Access (EWA) app from Cebu-based GoodApps, Inc. that lets employees draw a portion of their already-accrued salary before payday and transfer it to any bank or e-wallet. Free for participating employers and charging employees no interest on the wages they access, it aims to reduce reliance on high-cost loans during pay gaps. The app works through a web portal where employers enroll workers and release wage credits, and was built with support from a DOST-PCIEERD Startup Grant Fund award. GoodApps is a BSP-registered Operator of Payment System.

    2022 · Cebu City, Philippines · Private

    Financial InclusionLending
    Payloro logo

    Payloro

    Your Success, Our Priority.

    Payloro is the e-money and payments brand of eMandarin Ventures, Incorporated, a BSP-licensed Electronic Money Issuer and registered Operator of Payment System based in Bonifacio Global City, Taguig. It provides merchant-focused digital payment solutions including the PayLoro e-Wallet, a payment gateway, offline and POS terminals, QuickPay QR payments and mass disbursement. The company serves a growing network of partnered merchants and states that it is PCI DSS compliant.

    2021 · Bonifacio Global City, Taguig · Private

    Digital WalletPayments
    PayMongo logo

    PayMongo

    Featured

    Powerful financial tools for fast-growing disruptors

    PayMongo is a leading Philippine payments platform that lets businesses accept online and in-person payments — via cards, e-wallets (GCash, Maya), QR Ph, online banking and installments — through a single integration, plus payment links, invoices and checkout. Founded in 2019 (the first Philippine company backed by Y Combinator and Stripe), it is a BSP-registered Operator of Payment System, with an Electronic Money Issuer license held by its subsidiary PayMongo Payments, Inc. It has raised about US$46M to date, including a US$31M Series B in 2022.

    2019 · Taguig City, Philippines · Series B

    Payments
    Paynamics logo

    Paynamics

    Fintech Solutions for Smarter, Faster Digital Transactions

    Paynamics Technologies, Inc. is a Makati-based payment gateway and payments processor founded in 2010. Its platform lets businesses accept payments through 50+ channels — cards, e-wallets (GCash, Maya), online banking via InstaPay/PESONet, over-the-counter, and installments — plus mass-disbursement payouts, a business wallet, and embedded-finance (BaaS) solutions. BSP-licensed as an Electronic Money Issuer (June 2020) and a registered Operator of Payment Systems, it is PCI-DSS Level 1 certified and reports serving 5,000+ merchants (2026). In 2025 it partnered with Mastercard to launch Click to Pay in the Philippines.

    2010 · Makati, Metro Manila · Private

    PaymentsFintech Infrastructure
    Paypanda logo

    Paypanda

    Automate Your Payment With Us!

    Paypanda is an online payment platform operated by Cloud Panda PH Inc., a Filipino technology company in Taguig. It lets merchants and businesses accept and settle payments — via online banking, over-the-counter at partner banks and non-banks, cards, e-wallets and QR — through an e-commerce checkout integration and a mobile point-of-sale (ePOS) tool, with a real-time dashboard for monitoring collections. Cloud Panda PH is a BSP-registered Operator of Payment System and is also the developer behind the TokTok super-app and its toktokwallet e-money service.

    2019 · Taguig City, Metro Manila · Private

    Payments
    PayRex logo

    PayRex

    Modern payment gateway for the Philippines

    PayRex is a Philippine online payment gateway operated by Evolut10n Labs, Inc., launched in late 2023 by former PayMongo co-founders Jaime Hing and Edwin Lacierda. It lets businesses accept credit and debit cards, GCash, Maya, QR Ph and BNPL, with developer APIs, hosted checkout, payment pages, a Shopify plugin and finance-automation tools. A BSP-registered Operator of Payment System, it processes payments under PCI DSS standards, serving merchants such as the SM Store and SM Markets. In January 2026 it raised a US$2M Series A led by Kollab.

    2023 · Metro Manila, Philippines · Series A

    PaymentsFintech Infrastructure
    Payso logo

    Payso

    Payso is a Philippine e-wallet operated by Payso, Inc., a BSP-registered Operator of Payment Systems. The reloadable peso wallet lets users pay merchants in-store and online, send and receive money, settle bills, and cash in or out through partner agents. Built for everyday cashless payments, Payso connects consumers and merchants through a single mobile app with QR-based acceptance.

    2021 · Taguig City, Philippines · Private

    Digital WalletPaymentsRemittances
    Paywatch logo

    Paywatch

    Redefining Payday

    Paywatch is an Earned Wage Access (EWA) platform that lets employees withdraw a portion of wages they have already earned before payday, repaid via payroll deduction at no debt to the worker. Founded in South Korea in 2020 and headquartered in Kuala Lumpur, it operates across Malaysia, the Philippines, Indonesia, South Korea, Singapore, and Hong Kong. It entered the Philippines in November 2023 through local entity Paywatch Philippines Finance Corporation, a BSP-registered Operator of Payment Systems, serving employers such as Shangri-La, TELUS Digital Philippines, and Sagility.

    2020 · Kuala Lumpur, Malaysia · Series A

    LendingFinancial InclusionPayments
    PearlPay logo

    PearlPay

    PearlPay Inc. is a Philippine fintech founded in 2018 that provides cloud-based digital banking infrastructure to rural banks, microfinance institutions, and cooperatives that serve the country's unbanked rural communities. Built on AWS, its platform spans core banking, agent banking, loan management, a payment gateway, and white-label mobile wallets, letting small banks digitize without heavy on-premise systems. A BSP-registered Operator of Payment Systems, PearlPay also enables merchants to accept interoperable QR Ph payments and partners with institutions including RCBC to extend digital finance to LGUs, schools, clinics, and MSMEs.

    2018 · Taguig City, Philippines · Private

    Fintech InfrastructureDigital BankingFinancial Inclusion
    Peddlr logo

    Peddlr

    Free mobile POS and digital storefront for sari-sari stores and MSMEs

    Peddlr is a Philippine startup building digital infrastructure for micro and small businesses. Its free mobile POS and bookkeeping app lets sari-sari stores and micro-MSMEs track sales, inventory, expenses and customer credit (utang) offline. It is expanding into fintech: accepting GCash, Maya and bank payments via a single QRPH code (Kankolek), plus e-load, bills payment, gaming pins and planned inventory financing. Founded 2021 in Catbalogan, Samar by Nel Laygo, Peddlr reports over 2 million app downloads and raised ~PHP 240M (US$4.6M) in seed and pre-seed funding.

    2021 · Catbalogan City, Samar, Philippines · Seed

    PaymentsDigital WalletFinancial Inclusion
    PERA HUB logo

    PERA HUB

    PERA HUB is the retail financial-services brand of PETNET, Inc., one of the Philippines' largest payments and remittance networks with over 3,000 locations nationwide. It offers domestic and international money remittance, foreign exchange, bills payment, e-loading, airline ticketing, ATM cash-out, microinsurance, and e-wallet cash-in/cash-out, and is the country's biggest Western Union agent. Its corporate arm, PETNET Forex Solutions, provides USD trading and cross-border B2B payments. A BSP-supervised institution founded in 1998, PETNET is part of the UnionBank of the Philippines group.

    1998 · Makati City, Philippines · Private

    RemittancesPaymentsFinancial Inclusion
    PesoPay logo

    PesoPay

    Accept Online Payments Better. Faster. Safer.

    PesoPay is one of the Philippines' longest-running online payment gateways, operated by AsiaPay Payment Technology Corp., the Manila-based subsidiary of Hong Kong payment group AsiaPay (founded 2000). Established in 2006 and BSP-registered as an Operator of Payment Systems, PesoPay lets local merchants accept Visa, Mastercard, AmEx, JCB, BancNet, GCash, GrabPay, ShopeePay, Alipay, WeChat Pay, PayPal, over-the-counter cash and Google Pay (added 2025) through a single PCI DSS Level 1-certified platform, with offices in Makati and Cebu.

    2006 · Makati, Metro Manila · Private

    PaymentsFintech Infrastructure
    PHILTECH logo

    PHILTECH

    We Provide Business

    PHILTECH (Phil. Technology for Entrepreneurs and Consumers Hub, Inc.) is a Zamboanga City-based financial-inclusion fintech that turns micro-retailers, sari-sari stores, and OFW-backed entrepreneurs into community banking and payment agents. Through its Negosyo Package model and the PHILTECH ATM Go Merchant solution — built on RCBC's ATM Go mobile terminals — partners can offer ATM cash withdrawals, fund transfers, cash-in/cash-out, bills payment, e-loading, and remittance in underserved areas. A BSP-registered Operator of Payment System, it brings everyday digital financial services where bank branches don't reach.

    2016 · Zamboanga City, Philippines · Private

    Financial InclusionPaymentsRemittances
    PisoPay logo

    PisoPay

    Innovative, fast & secure remittance service for as low as one peso

    Pisopay.com, Inc. is a Makati-based Philippine fintech offering remittance and digital payment services for as low as one peso. Founded in 2017, it operates a BSP-registered payments business spanning domestic and international money transfers, an online payment gateway for merchants, bills payment, e-load, a payroll solution (PisoPayRoll), and a VISA prepaid card. Its agent network lets local shops act as "Pisopay Centres," community financial hubs that extend digital payments and remittance to areas underserved by traditional banking. The gateway accepts GCash, Maya, WeChat, cards, and over-the-counter channels.

    2017 · Makati City, Metro Manila · Private

    PaymentsRemittancesFinancial Inclusion
    PlataPay logo

    PlataPay

    Financial Freedom at Your Fingertips

    PlataPay is a Philippine digital payments and agent-network platform operated by InnovateHub, Inc. of Batangas City. It equips micropreneurs and neighborhood agents with a digital wallet and "Business Center" tools to offer bills payment, e-loading, remittance, QR payments, and cash-in/cash-out to their communities through tiered agent subscription plans. InnovateHub is a BSP-registered Operator of Payment Systems and partners with banks such as AllBank for QR acceptance, helping bring digital financial services to underserved areas.

    2024 · Batangas City, Philippines · Private

    PaymentsDigital WalletRemittances
    Pluxee Philippines logo

    Pluxee Philippines

    Live Joyful

    Pluxee Philippines, formerly Sodexo Benefits and Rewards Services, is the country's pioneer and largest issuer of gift certificates since 2003 and now a digital-first employee-benefits and rewards platform. Through the Pluxee app, employees and consumers manage meal and gift credits, make fast in-store payments at over 17,000 accredited merchants, redeem rewards down to the last centavo online and offline, and send credits from as little as ₱1. Part of the global Pluxee Group (spun off from Sodexo in 2024), it also powers the SM Gift Pass and Walter Mart Gift Pass.

    2003 · Metro Manila, Philippines · Public

    Digital WalletPaymentsFinancial Inclusion
    POSIBLE logo

    POSIBLE

    Remit. Bayad. Bili.

    POSIBLE is a Filipino fintech platform operated by Action.Able, Inc. that turns sari-sari stores, loading stalls and small retailers into community touchpoints for digital financial services. Through a tablet device and app, accredited agents offer bills payment, e-money cash-in and cash-out (GCash, Maya, Coins.ph and others), prepaid load and RFID reloading, e-PINs, insurance and money remittance. Founded in 2016 and a BSP-registered Operator of Payment Systems, POSIBLE runs a B2B2C agent network focused on financial inclusion for underserved communities across the Philippines.

    2016 · Makati City, Metro Manila · Private

    PaymentsFinancial InclusionRemittances
    Pouch.ph logo

    Pouch.ph

    Pouch is the Philippines' first Bitcoin Lightning Network wallet, founded in 2022 by Ethan Rose. It lets merchants accept Bitcoin via QR with no FX-volatility exposure — Pouch converts BTC to pesos and settles to the merchant's bank or e-wallet — and powers low-cost cross-border remittances over Lightning, including PH-to-US "Send Globally" transfers and Batch Pay for payroll. It anchors the Boracay "Bitcoin Island" initiative (250+ merchants) and reported 400+ merchants nationwide by 2023. It is a BSP-registered Operator of Payment Systems.

    2022 · Cebu City · Seed

    CryptocurrencyPaymentsDigital Wallet
    PriceLOCQ logo

    PriceLOCQ

    The ultimate fuel tipid app

    PriceLOCQ is a Philippine fuel-fintech app that lets motorists and businesses prepay and lock in fuel prices to protect against price hikes, storing purchased liters in a virtual tank for later redemption. Founded by SEAOIL executive Mark L. Yu and operated by LOCQ, Inc., it is the official app for SEAOIL VIP Rewards, with fuel redeemable at 400+ partner SEAOIL stations nationwide. Its LOCQPay digital wallet supports cash-in via cards, online banking and e-wallets, scan-to-pay at stations, rewards, toll RFID top-ups and a PriceLOCQ for Business fleet-fuel platform.

    2020 · Pasig City, Metro Manila · Private

    PaymentsDigital Wallet
    Remitly Philippines logo

    Remitly Philippines

    Remitly is a digital cross-border money-transfer service and one of the largest remittance providers serving the Philippines, a top global corridor it has prioritized since 2013. Filipinos abroad use the Remitly app to send money home, with recipients receiving funds via GCash and other e-wallets, direct bank deposit, or cash pickup at thousands of pawnshop and agent locations nationwide. It is operated locally by Remitly Philippines, Inc. (a BSP-registered Operator of Payment System with major operations offices in Makati and BGC, Taguig) under parent Remitly Global, Inc. (NASDAQ: RELY).

    2011 · Makati, Metro Manila · Public

    RemittancesPaymentsFinancial Inclusion
    RePay logo

    RePay

    RePay your Bills the Smartest Way!

    RePay is a Philippine digital wallet and financial-services app built for overseas Filipino workers and their families. It combines remittances, bills payment with scheduling and reminders, savings, and the ability to invest in local businesses in one mobile app. RePay Digital Banking Solutions Inc. is a BSP-registered Operator of Payment System and has formalized a collaboration with UnionBank of the Philippines to support its banking and digital capabilities. It targets corridors with large OFW and Filipino-immigrant populations, including Singapore, the United States, Canada, the UAE, and Saudi Arabia.

    2023 · Philippines · Private

    Digital WalletRemittancesPayments
    RUSH Technologies logo

    RUSH Technologies

    Drive sales, win customers for life

    RUSH Technologies, Inc. is a Philippine eCommerce and customer-loyalty SaaS provider and the eCommerce-and-loyalty arm of Globe Group's 917Ventures (via Brave Connective Holdings, Inc.). It gives merchants an all-in-one toolkit — RUSH eStore for online storefronts and checkout with embedded payments, plus RUSH Loyalty and RUSH+ for digital rewards, punch cards, and gamification — alongside AdTech and AI insights. A BSP-registered Operator of Payment Systems, RUSH serves 1,700+ stores and brands, including Coca-Cola, Unilever, Shakey's, and the Bistro Group, and over 8 million registered customers.

    2017 · Mandaluyong, Metro Manila, Philippines · Private

    PaymentsFintech Infrastructure
    Saripay logo

    Saripay

    Saripay is the digital financial-services platform of G2M Fintech Corporation, part of the GrowSari group, built for Philippine micro and small retailers — sari-sari stores, botikas and carinderias. Through its business wallet, QR Ph acceptance and the ELista buy-now-pay-later inventory-financing program, Saripay lets storeowners accept cashless payments, pay suppliers, buy load and settle bills. It serves GrowSari's nationwide network of 250,000+ MSMEs. G2M Fintech Corporation is a BSP-registered Operator of Payment System.

    2023 · Bonifacio Global City, Taguig · Private

    PaymentsDigital WalletBuy Now Pay Later
    SKYPAY logo

    SKYPAY

    Your Payment Bridge

    SKYPAY is a Philippine payment gateway operated by Skybridge Payment, Inc., a BSP-registered Operator of Payment Systems. It lets businesses accept payments via credit and debit cards, e-wallets such as GCash and Maya, and over-the-counter channels, and disburse funds across thousands of cash-in and payout points. SKYPAY also supports QR Ph merchant acceptance, international remittance, white-label e-wallet, and cross-border payment services. Part of the regional Skybridge Group, it bridges Philippine merchants to fast, secure digital payments.

    2018 · Makati City, Philippines · Private

    PaymentsRemittancesFintech Infrastructure
    SmartPay logo

    SmartPay

    The Next Generation Secure Digital Payment Solutions

    Smartpay Asia Philippines, Inc. is a Mandaluyong-based digital payments provider offering merchants a single-API payment gateway that accepts credit and debit cards, digital wallets, and online banking, alongside its SmartPayPOS and SmartPay Wallet products for cashless collection. Registered with the Bangko Sentral ng Pilipinas as an Operator of Payment System (OPS) under the National Payment Systems Act, it provides merchant onboarding portals, real-time processing, and reporting and analytics to help Philippine businesses adopt contactless and e-commerce payments.

    2022 · Mandaluyong City, Metro Manila · Private

    PaymentsFintech Infrastructure
    SplitMo logo

    SplitMo

    SplitMo is a Philippine credit-card installment platform operated by 4Gives Lending Services Corp. It lets shoppers split purchases into installments using their existing Visa, Mastercard, JCB or American Express cards at checkout, with no separate bank installment approval, while merchants receive the full amount upfront within 1–2 banking days. 4Gives positions itself as an embedded-finance and BNPL platform serving consumers, merchants and employers. It is a BSP-registered Operator of Payment System and an SEC-registered lending company.

    2020 · Makati City, Metro Manila · Private

    Buy Now Pay LaterLendingPayments
    Starpay logo

    Starpay

    Pitaka ng Bayan

    Starpay Corporation is a Pasig City fintech operating the Starpay e-wallet ('Pitaka ng Bayan'), licensed by the BSP as an electronic money issuer and registered operator of payment systems. The app offers cash-in/out, InstaPay and QR Ph transfers, bills payment, e-load, and inbound remittances via UniTeller, alongside Starpay Business merchant services. Founded in 2012, it grew from ~600,000 to nearly 10 million users between 2020 and 2024, partly through its role as one of the financial service providers tapped by the DSWD to disburse Social Amelioration Program aid in 2020-21.

    2012 · Pasig City, Metro Manila · Private

    Digital WalletPaymentsFinancial Inclusion
    Surepay Technologies logo

    Surepay Technologies

    Surepay Technologies Inc. (SPTI) is a Philippine provider of digital payment and automation solutions and a BSP-registered Operator of Payment System. It builds electronic payment and collection systems (EPCS), payment-gateway integrations, and electronic bill presentment and payment for businesses and government. SPTI specializes in digitizing local government units — powering treasury and e-services suites such as its DigiGov platform and the ADB-funded LGU Integrated Financial Tools (LIFT) system — and provides the eBoracay cash-lite tourism ticketing portal used with GCash. It is ISO 9001:2015 certified.

    2019 · Philippines · Private

    PaymentsFintech InfrastructureFinancial Inclusion
    Swyftly logo

    Swyftly

    Swyftly is a BSP-registered payment infrastructure provider that gives online merchants, fintech partners, and institutional clients one platform to accept payments and send disbursements. Through a single API integration, businesses can collect via e-wallets (GCash, Maya) and QR Ph, take direct bank payments over InstaPay and PESONet, run mass payouts of salaries and commissions to bank accounts and e-wallets, and settle international payments in USD, SGD, and HKD. It bakes in AML/KYC compliance, fraud screening, and automated BSP reporting. Swyftly is a subsidiary of JD Group Inc.

    2025 · Metro Manila, Philippines · Private

    PaymentsFintech Infrastructure
    Tala Philippines logo

    Tala Philippines

    Instant loans for the underbanked, powered by your phone

    Tala is a digital lending app operated in the Philippines by Tala Financing Philippines, Inc., a US-founded (Santa Monica) global fintech serving the underbanked. Through its mobile app, Tala provides instant, collateral-free personal loans of up to ₱25,000, underwriting customers with little or no formal credit history using alternative data from their smartphones. Since entering the Philippines in 2017, Tala has disbursed billions of pesos to millions of Filipino borrowers and surpassed 4 million customers in the country.

    2017 · Metro Manila, Philippines · Growth

    LendingFinancial InclusionCredit Scoring
    Toktokwallet logo

    Toktokwallet

    Toktokwallet Inc. is the BSP-licensed e-wallet and fintech arm of TokTok, a homegrown Filipino super-app. It lets users cash in, transfer funds, send money to other toktokwallet accounts, pay bills, buy mobile load (toktokload) and scan-to-pay via QR, and serves as the in-app payment rail for TokTok's delivery, food and marketplace services. A registered Electronic Money Issuer and Operator of Payment System, it extends digital payments across the TokTok ecosystem, which has surpassed two million app downloads.

    2020 · Makati City, Metro Manila · Private

    Digital WalletPaymentsFinancial Inclusion
    TOP.ph logo

    TOP.ph

    Go Cashless, Live Priceless

    TOP.ph (The Orange Platform) is a Filipino-made digital wallet and lifestyle payments app from The Orange Company Inc., a BSP-registered Operator of Payment System. The app lets users store e-money, send and receive money, cash in and out, buy prepaid load, and pay bills and utilities, with a partner-merchant network and a linked ATM/physical card option. It positions itself around financial inclusion — serving unbanked Filipinos and narrowing the financial-literacy gap — and runs BSP-compliant KYC onboarding. It is available on Android, iOS, and Huawei AppGallery.

    2021 · Metro Manila, Philippines · Private

    Digital WalletPaymentsFinancial Inclusion
    UBX logo

    UBX

    Open finance & embedded-finance platform

    UBX is the fintech venture studio and open-finance platform spun out of UnionBank of the Philippines (Aboitiz Group), operating since 2018. It builds embedded-finance infrastructure that lets enterprises, MSMEs, and financial institutions offer digital payments, lending, and banking-as-a-service. Its core products are Bux (an end-to-end payment gateway for merchants), SeekCap (a same-day-approval MSME lending marketplace), and i2i (an open-finance/BaaS network connecting rural banks and banking agents). UBX is a BSP-registered Operator of Payment System and has served over 250,000 businesses; Japan's SBI Holdings holds a ~16.67% stake.

    2018 · Pasig City, Philippines · Growth

    Fintech InfrastructurePaymentsFinancial Inclusion
    USSC logo

    USSC

    USSC (Universal Storefront Services Corporation), also known as "U," is a homegrown Philippine financial-services retailer offering domestic and international remittance, bills payment, currency exchange, cash-in/cash-out, prepaid cards and e-wallet services. Tracing its roots to 1958 and relaunched under the USSC brand in 2005, it serves customers through 700+ branches and 1,000+ partner locations nationwide plus the U mobile app. Its subsidiary, USSC Money Services, Inc., is a BSP-licensed Electronic Money Issuer, extending digital wallet and payment services to millions of Filipinos, including the unbanked.

    2005 · Cubao, Quezon City, Metro Manila · Private

    RemittancesPaymentsDigital Wallet
    V5Pay logo

    V5Pay

    V5 Philippines Corp. operates V5Pay, a cross-border payment gateway and merchant-acquiring platform serving businesses from SMEs to large enterprises. A BSP-registered Operator of Payment System (also registered as a remittance and transfer company and foreign-exchange provider), it processes payments, fund transfers and settlements across Southeast Asia and Latin America, supporting 200+ payment methods and multiple currencies.

    2021 · Muntinlupa City, Metro Manila · Private

    PaymentsFintech Infrastructure
    Ventaja logo

    Ventaja

    Simplifying Payments. Driving Growth.

    Ventaja International Corp. is a Filipino fintech founded in 2004 that simplifies payments for overseas Filipino workers and their families. It is one of the Philippine government's largest overseas collection partners for SSS, Pag-IBIG and PhilHealth contributions, and was the first to collect SSS payments electronically from OFWs. Its platform powers 1,000+ counters and kiosks across 69 countries for partners including Metrobank, BDO, RCBC and Landbank. Through its PayRemit brand it offers remittance, e-loading and bills payment for 350+ billers. It is a BSP-registered Operator of Payment System.

    2004 · Ortigas Center, Pasig City · Private

    RemittancesPaymentsFinancial Inclusion
    VeritasPay logo

    VeritasPay

    VeritasPay (VeritasPay Philippines, Inc.) is a Pasig-based payments provider that lets merchants accept digital payments across one platform — in-store POS terminals, mobile devices, online checkout, payment links, and over-the-counter and online-banking channels. It supports credit, debit, prepaid, QR, and e-wallet payments, with direct settlement to any local bank account via PESONet and a centralized merchant dashboard (VeritasPay Hub) for real-time sales monitoring, reporting, and reconciliation. A BSP-registered Operator of Payment System, it serves SMEs and enterprises nationwide across Luzon, Visayas, and Mindanao.

    2021 · Pasig City, Metro Manila · Private

    PaymentsFintech Infrastructure
    WeePay logo

    WeePay

    Weepay Payment Processing Corporation is a Pasig City–based payments company supervised by the BSP as an Operator of Payment System. Founded in 2007, it provides merchant payment-acceptance services — online payment gateways, virtual and physical POS terminals, and card acquiring across Visa, Mastercard and China UnionPay (as a registered payment facilitator), plus BancNet, MegaLink and ExpressNet — and supports agency-banking cash-in and cash-out services that extend financial access to underserved communities.

    2007 · Pasig City, Metro Manila · Private

    PaymentsFintech InfrastructureFinancial Inclusion
    Xendit Philippines logo

    Xendit Philippines

    Payment infrastructure for Southeast Asia

    Xendit is a Southeast Asian digital payments company founded in 2015. It provides payment infrastructure that lets businesses — from startups and SMEs to large enterprises — accept and send money across the region. In the Philippines it operates as Xendit Philippines, Inc., offering a payment gateway supporting 30+ local payment methods (cards, e-wallets, bank transfers, over-the-counter), plus payouts, payment links, subscriptions and marketplace tools. It became a unicorn in 2021 and has raised about US$538 million to date.

    2015 · Bonifacio Global City, Taguig, Philippines · Growth

    PaymentsFintech InfrastructureRemittances
    Zip logo

    Zip

    Fastest way to collect payments

    ZIP Financial Technologies, Inc. (Zip, formerly Magpie) is a Makati-based payment technology company operating since 2018. Zip provides online payment processing for businesses of all sizes — a hosted checkout, payment links and requests, the PayTerminal mobile payment app, and a white-label payment platform — plus developer APIs, SDKs, and plugins for custom integrations. It is a BSP-registered Operator of Payment System and is PCI-DSS Level 1 certified, supporting both PHP and USD transactions.

    2018 · Makati, Philippines · Private

    PaymentsFintech Infrastructure

    From the licences each company lists on fintech.ph. Always confirm with the regulator before you sign up.