Founded
    2016
    Headquarters
    Cebu City, Philippines
    Stage
    Seed
    Total raised
    ₱3M
    From recorded rounds
    Licences
    1
    BSP

    Overview

    GoodKredit is a Cebu-based mobile fintech platform from GoodApps Inc. built to bring credit and everyday spending tools to unbanked and underserved Filipinos. Through its voucher-based 4 Gives model, users receive e-vouchers redeemable at partner sponsors and merchants and settle purchases over four installments. GoodApps also runs Payday Today, an earned-wage-access app — free for employers and zero-interest for employees — that lets workers draw already-earned salary before payday. GoodApps is a BSP-registered Operator of Payment Systems, backed by a DoST-PCIEERD startup grant.

    Products

    • GoodKredit (4 Gives voucher BNPL)
    • Payday Today (earned-wage access)

    Serves

    Underserved consumersEmployees

    Funding and ownership

    Total raised

    ₱3M

    Sum of recorded funding rounds

    Stage

    Seed

    Parent organisation: GoodApps Inc. (Global Optimum Data Ventures)

    Investors and shareholders

    DoST-PCIEERD

    Figures are calculated from the funding rounds recorded for this company.

    People

    • Caesar T. MichelenaPresident (Global Optimum Data Ventures)

    Licences and certifications

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