Founded
    1960
    Headquarters
    Makati City, Philippines
    Stage
    Public
    Licences
    2
    BSP

    Overview

    Rizal Commercial Banking Corporation (RCBC) is one of the largest universal banks in the Philippines, founded in 1960 by Alfonso Yuchengco and headquartered at RCBC Plaza in Makati. Listed on the PSE (ticker: RCB) and part of the Yuchengco Group, it offers retail and corporate banking, lending, credit cards (RCBC Bankard), remittances, and digital services. It operates the financial-inclusion super app DiskarTech. Japan's SMBC is a major strategic shareholder (about 24.5% as of December 2025).

    Mission

    To be the most helpful bank in the Philippines.

    Products

    • RCBC Online & Pulz app
    • DiskarTech (financial inclusion app)
    • RCBC Bankard (credit cards)
    • RCBC Telemoney (remittance)

    Serves

    ConsumersOFWsMSMEsEnterprises

    Funding and ownership

    Stage

    Public

    Parent organisation: Yuchengco Group (Pan Malayan Management and Investment Corporation)

    Investors and shareholders

    Pan Malayan Management (Yuchengco Group, ~34%)Sumitomo Mitsui Banking Corporation (SMBC, ~24.5%)

    People

    • Alfonso T. Yuchengcofounder; d. 2017
    • Helen Y. DeeChairperson
    • Reginaldo B. CariasoPresident & CEO

    Licences and certifications

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