Licence · 14 companies
We Find Ways
BDO Unibank, Inc. (PSE: BDO) is the Philippines' largest bank by assets, loans, and deposits, with total assets of about ₱5.4 trillion at end-2025. Part of the SM Group controlled by the Sy family, BDO is a full-service universal bank offering consumer and corporate banking, lending, payments, remittances, investments, insurance, and wealth/private banking through one of the country's most extensive branch and ATM networks. It traces its roots to Acme Savings Bank (1968), was acquired by the SM Group in 1976, and merged with Equitable PCI Bank in 2007.
1968 · Makati City, Philippines · Public
Founded 1968
Makati City, Philippines
Public
Do More with BPI
Bank of the Philippine Islands (BPI) is the oldest bank in the Philippines and Southeast Asia, founded in 1851. A universal bank controlled by Ayala Corporation and listed on the Philippine Stock Exchange (ticker: BPI), it offers consumer and corporate banking, lending, payments, investments, wealth management, and insurance. BPI absorbed Robinsons Bank in a merger effective 1 January 2024. In FY2025 it posted record net income of about ₱66.6 billion with total assets of roughly ₱3.7 trillion.
1851 · Makati City, Philippines · Public
Founded 1851
Makati City, Philippines
Public
Focused on You
China Banking Corporation (Chinabank, PSE: CBC) is a leading private universal bank in the Philippines, founded in 1920 as the country's first privately owned local commercial bank. A member of the SM Group, it offers deposits, lending, wealth management, trust, treasury, and digital banking to retail, SME, and corporate clients through a nationwide branch network and subsidiaries including China Bank Savings, Chinabank Capital, and Chinabank Securities. In 2025 it posted record net income of about ₱28 billion with total assets of roughly ₱1.8 trillion.
1920 · Makati City, Philippines · Public
Founded 1920
Makati City, Philippines
Public
The new era of digital banking
CIMB Bank Philippines, Inc. is a digital-only, mobile-first bank operating under a BSP commercial banking license and a wholly-owned subsidiary of Malaysia's Bursa Malaysia-listed CIMB Group. Launched in 2018–2019 as CIMB Group's first all-digital bank in ASEAN, it lets customers open an account in minutes with no maintaining balance. It has grown to over 10 million customers and ranked #41 on The Asian Banker's World's Top 100 Digital Banks 2025. Products span high-yield savings (incl. the GSave partnership with GCash), time deposits, virtual cards, and consumer loans, often via partner apps like GCash and Lazada.
2018 · Bonifacio Global City, Taguig, Philippines · Private
Founded 2018
Bonifacio Global City, Taguig, Philippines
Private
Banking Made Beautiful
GoTyme Bank is a BSP-licensed digital bank in the Philippines, launched in October 2022 as a joint venture between the Gokongwei Group (JG Summit) and the multi-country digital banking group Tyme. It offers app-based savings accounts, a Visa debit card, stock trading, crypto, remittances, the MoreTyme buy-now-pay-later credit line, and merchant cash advances, supported by in-person onboarding kiosks in Robinsons malls nationwide. It has grown to over 9 million customers and ranks among the country's fastest-growing and most downloaded banking apps.
2022 · Quezon City, Philippines · Growth
Founded 2022
Quezon City, Philippines
Growth
₱14.5B raised
₱87.0B valuation
All-digital banking, all in one app
KOMO is the all-digital banking service of East West Rural Bank, Inc., a wholly owned subsidiary of EastWest Banking Corporation (PSE: EW). Launched in May 2020 as the first exclusively digital banking service offered by a Philippine universal banking group, KOMO lets customers open an account in minutes and save, transfer funds, and pay bills entirely through its mobile app — no branch required. It offers a free Visa debit card, free fund transfers, and bills payment. KOMO operates under EastWest Rural Bank's BSP licence and is a PDIC member. (The name stands for "kontrol mo ang pera mo".)
2020 · Bonifacio Global City, Taguig, Philippines · Growth
Founded 2020
Bonifacio Global City, Taguig, Philippines
Growth
Serving the Nation
Land Bank of the Philippines (LANDBANK) is a 100% government-owned universal bank created in 1963 under RA 3844 to finance agrarian reform and rural development. It is the country's largest government bank and among the largest banks overall by assets (about ₱3.5 trillion in 2025), serving farmers, fisherfolk, agrarian-reform beneficiaries, MSMEs, LGUs and government agencies. It combines a developmental mandate in agriculture with full commercial and digital banking, prioritizing lending to the agriculture, fisheries and rural development sectors.
1963 · Manila, Philippines · Government
Founded 1963
Manila, Philippines
Government
You're in Good Hands
Metropolitan Bank & Trust Company (Metrobank; PSE: MBT) is one of the Philippines' largest universal banks, founded in 1962 by Dr. George S.K. Ty. Affiliated with GT Capital Holdings, it offers consumer and corporate banking, lending, credit cards, wealth management, and trust services through a nationwide branch and ATM network plus overseas offices. It posted record FY2025 net income of ₱49.7 billion with total assets of about ₱3.88 trillion, and is the parent of thrift bank PSBank.
1962 · Bonifacio Global City, Taguig, Philippines · Public
Founded 1962
Bonifacio Global City, Taguig, Philippines
Public
Accelerating Filipino Fintech
Netbank (A Rural Bank), Inc. is a Philippine Banking-as-a-Service provider — a BSP-licensed, PDIC-insured rural bank that lets fintechs and businesses embed regulated banking into their products. Through modular APIs (Account-, Collect-, Disburse-, and Lend-as-a-Service), partners across payments, e-commerce, lending, HRIS, and vehicle financing can offer deposits, payments, and loans without holding their own banking licence. Founded in 2019 and launched in 2021, it bills itself as the first fully regulated Filipino bank built to power fintechs.
2019 · Manila, Philippines · Series B
Founded 2019
Manila, Philippines
Series B
You First
Philippine National Bank (PNB; PSE: PNB) is one of the country's largest universal banks, founded by the Philippine government in 1916 and historically the nation's de facto central bank until 1949. Privatized in 1989 and now controlled by the Lucio Tan Group (LT Group), it offers consumer and corporate banking, lending, deposits, investments, trust services, and an extensive overseas remittance network for Filipinos worldwide. In 2025 it posted net income of about ₱25.3 billion with total assets of roughly ₱1.37 trillion.
1916 · Pasay City, Philippines · Public
Founded 1916
Pasay City, Philippines
Public
We Believe in You
Rizal Commercial Banking Corporation (RCBC) is one of the largest universal banks in the Philippines, founded in 1960 by Alfonso Yuchengco and headquartered at RCBC Plaza in Makati. Listed on the PSE (ticker: RCB) and part of the Yuchengco Group, it offers retail and corporate banking, lending, credit cards (RCBC Bankard), remittances, and digital services. It operates the financial-inclusion super app DiskarTech. Japan's SMBC is a major strategic shareholder (about 24.5% as of December 2025).
1960 · Makati City, Philippines · Public
Founded 1960
Makati City, Philippines
Public
BetterBanking
Security Bank Corporation (PSE: SECB) is a Philippine universal bank founded in 1951 as the country's first private, Filipino-controlled bank after WWII. Headquartered in Makati, it is controlled by the Dy family, with Japan's MUFG Bank holding a 20% strategic stake since 2016. It offers retail, business, corporate and investment banking, credit cards, and wealth management through its branch network, ATMs, and the Security Bank App. In 2025 it posted record net income of ₱11.6 billion on total assets of about ₱1.2 trillion.
1951 · Makati City, Philippines · Public
Founded 1951
Makati City, Philippines
Public
The Tech Bank of the Philippines
Union Bank of the Philippines, Inc. (UnionBank; PSE: UBP) is an Aboitiz-led universal bank founded in 1968 and headquartered in Pasig City. A pioneer of digital banking in the Philippines, it serves millions of customers through platforms such as UnionBank Online and the New EON app, and reported total assets of roughly ₱1.14 trillion in 2025. In 2022 it acquired Citibank Philippines' consumer banking business. Its group includes digital-only UnionDigital Bank, fintech/open-finance arm UBX, and thrift bank CitySavings. UnionBank champions financial inclusion under its "Tech Up Pilipinas" advocacy.
1968 · Ortigas Center, Pasig City, Philippines · Public
Founded 1968
Ortigas Center, Pasig City, Philippines
Public

A full-spectrum digital bank
UNObank (UNO Digital Bank) is a Philippine digital-only bank operated by Singapore fintech DigibankASIA / UNOAsia. Founded by Manish Bhai and granted a BSP digital banking licence in 2021, it launched to the public in 2022 as one of the country's six licensed digital banks — and the first new entrant under the framework. The app offers high-interest savings, time deposits, and collateral-free loans, targeting financial inclusion for underbanked Filipinos. Deposits are PDIC-insured up to ₱1 million.
2021 · Bonifacio Global City, Taguig, Philippines · Series B
Founded 2021
Bonifacio Global City, Taguig, Philippines
Series B
₱2.4B raised
From the licences each company lists on fintech.ph. Always confirm with the regulator before you sign up.