Founded
    1968
    Headquarters
    Makati City, Philippines
    Stage
    Public
    Licences
    2
    BSP

    Overview

    BDO Unibank, Inc. (PSE: BDO) is the Philippines' largest bank by assets, loans, and deposits, with total assets of about ₱5.4 trillion at end-2025. Part of the SM Group controlled by the Sy family, BDO is a full-service universal bank offering consumer and corporate banking, lending, payments, remittances, investments, insurance, and wealth/private banking through one of the country's most extensive branch and ATM networks. It traces its roots to Acme Savings Bank (1968), was acquired by the SM Group in 1976, and merged with Equitable PCI Bank in 2007.

    Mission

    To be the preferred bank in every market we serve.

    Products

    • BDO Online
    • BDO Pay
    • BDO Securities (formerly BDO Nomura)
    • BDO Network Bank
    • BDO Remit

    Serves

    ConsumersEnterprisesCorporationsMSMEs

    Funding and ownership

    Stage

    Public

    Parent organisation: SM Investments Corporation (SM Group)

    Investors and shareholders

    SM Investments Corporation (Sy family)

    People

    • Henry Sy Sr.founder, SM Group; d. 2019
    • Teresita Sy-CosonChairperson
    • Nestor V. TanPresident & CEO

    Licences and certifications

    Awards and recognition

    • Euromoney Awards for Excellence — Best Bank in the Philippines (2024)

    Developers

    APIs available

    BDO Unibank's official entry point for developer and integration work. Depending on the company it may be public documentation, a sandbox, or a partnership contact.

    Developer and integration access

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