BSP-registered virtual asset service providers

Cryptocurrency exchanges for emerging economies

Bloom Solutions (Bloomsolutions, Inc.) is a BSP-registered blockchain fintech that uses cryptocurrency as a settlement rail to cut the cost of cross-border money transfer. Operating as BloomX, it runs a B2B remittance-and-FX platform: BloomRemit lets money-transfer operators settle overseas payouts cheaply, BloomX (bloomx.app) is a peso crypto exchange supporting 250+ coins, and BloomX Teller lets money changers retail crypto over the counter. Founded in 2015, it reports powering over US$250M in trades across Southeast Asia. Part of Singapore-based Bloom Technologies Pte. Ltd., led by CEO Israel Philip Keys.

2015 · Manila · Private

Trusted Crypto Wallet & Exchange

Coins.ph is the Philippines' largest BSP-regulated crypto wallet and exchange, with about 18 million registered users. Founded in 2014, it lets Filipinos buy, sell and use digital currencies, pay bills and send remittances. It is a BSP-licensed Virtual Asset Service Provider and Electronic Money Issuer (and the first VASP granted an Advanced EPFS license). In 2024 it launched PHPC, the first BSP-regulated Philippine-peso stablecoin. Acquired by Gojek in 2019, the company was bought out in 2022 by a group led by CEO Wei Zhou (former Binance CFO) with Joffre Capital, and is now privately held.

2014 · Taguig City, Philippines · Private

Where Remittance meets Digital Revolution

Direct Agent 5, Inc. (DA5) is a Makati-based Philippine fintech and money service business founded in 2006, originally as one of Western Union's largest authorized agents with a nationwide footprint of over 1,800 partner locations. DA5 offers remittance, foreign exchange, bills payment, merchant acquiring and crypto exchange (DX5), and runs SurgePay, its BSP-licensed hybrid digital wallet for blockchain-based international transfers, crypto cash-in/out, bills payment and microloans. It is one of the few entities holding BSP EMI, VASP and EPFS licences simultaneously.

2006 · Makati City, Metro Manila · Private

It's everything and a bank

Maya is the Philippines' leading consumer money app — an all-in-one wallet, payments and digital-banking super-app operated by Maya Innovations Holdings (legally Voyager Innovations, Inc.). In one app it offers the Maya wallet, QR payments, a cashback credit card, crypto and investments, plus full banking through Maya Bank — one of six BSP-licensed digital banks — including high-yield savings, Personal Goals, time deposits, and personal and MSME loans, with PDIC-insured deposits. Maya Bank reached profitability in 2025. Backed by PLDT, KKR, Tencent, GIC and IFC, the group has raised ~US$0.7B and reached unicorn status.

2013 · Mandaluyong City, Philippines · Growth

Buy and sell crypto with ease!

Moneybees Forex Corporation is the Philippines' first over-the-counter (OTC) cryptocurrency buy/sell service, BSP-registered as a Virtual Asset Service Provider since 2020. Customers trade Bitcoin, Ethereum and USDT in cash, in person, at BSP-licensed money changers, remittance agents and pawnshops in malls and business centers nationwide (around 26 OTC locations as of 2024) and via an online trading desk. It also offers white-label OTC technology to money-service businesses. Founded in 2017, it is part of founder Jay Villarante's 8Ventures group.

2017 · Metro Manila · Private

Cryptocurrency Trading Platform in the Philippines

PDAX (Philippine Digital Asset Exchange), operated by Fyntegrate Inc., is a BSP-licensed cryptocurrency exchange serving Filipino retail and institutional investors. Founded in 2018, it offers spot crypto trading, a digital wallet, remittance and institutional services, and has expanded into real-world-asset tokenization — launching tokenized Philippine treasury bills and Project Bayani in 2025. It is a BSP-registered Virtual Asset Service Provider, Electronic Money Issuer and Remittance and Transfer Company. PDAX raised a US$50M Series B led by Tiger Global in 2022.

2018 · Taguig City, Philippines · Series B

Stay connected, Earn connected

TopWallet is a blockchain-enabled mobile e-wallet operated by TopJuan Technologies Corporation, holding both Electronic Money Issuer (EMI) and Virtual Asset Service Provider (VASP) registrations from the Bangko Sentral ng Pilipinas. It lets Filipinos send money, pay bills, buy load, shop, save and buy or sell cryptocurrency in one app, with support for the national QR Ph standard. The platform serves both consumers and businesses through a nationwide network of cash-in and cash-out points and accredited billers.

2019 · Manila, Metro Manila · Private

The Tech Bank of the Philippines

Union Bank of the Philippines, Inc. (UnionBank; PSE: UBP) is an Aboitiz-led universal bank founded in 1968 and headquartered in Pasig City. A pioneer of digital banking in the Philippines, it serves millions of customers through platforms such as UnionBank Online and the New EON app, and reported total assets of roughly ₱1.14 trillion in 2025. In 2022 it acquired Citibank Philippines' consumer banking business. Its group includes digital-only UnionDigital Bank, fintech/open-finance arm UBX, and thrift bank CitySavings. UnionBank champions financial inclusion under its "Tech Up Pilipinas" advocacy.

1968 · Ortigas Center, Pasig City, Philippines · Public

Payment infrastructure for Southeast Asia

Xendit is a Southeast Asian digital payments company founded in 2015. It provides payment infrastructure that lets businesses — from startups and SMEs to large enterprises — accept and send money across the region. In the Philippines it operates as Xendit Philippines, Inc., offering a payment gateway supporting 30+ local payment methods (cards, e-wallets, bank transfers, over-the-counter), plus payouts, payment links, subscriptions and marketplace tools. It became a unicorn in 2021 and has raised about US$538 million to date.

2015 · Bonifacio Global City, Taguig, Philippines · Growth