Founded
    2020
    Headquarters
    Makati City, Metro Manila
    Stage
    Private
    Licences
    2
    BSP, SEC

    Overview

    SplitMo is a Philippine credit-card installment platform operated by 4Gives Lending Services Corp. It lets shoppers split purchases into installments using their existing Visa, Mastercard, JCB or American Express cards at checkout, with no separate bank installment approval, while merchants receive the full amount upfront within 1–2 banking days. 4Gives positions itself as an embedded-finance and BNPL platform serving consumers, merchants and employers. It is a BSP-registered Operator of Payment System and an SEC-registered lending company.

    Products

    • SplitMo credit-card installment checkout
    • Embedded finance / BNPL platform

    Serves

    Online shoppersMerchants

    Funding and ownership

    Stage

    Private

    People

    • Edward RefundoFounder & CEO

    Licences and certifications

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