Founded
    2021
    Headquarters
    Singapore (with Philippine operations)
    Stage
    Seed

    Overview

    Smile API (Smile Technology Pte Ltd) is a Singapore-headquartered data-infrastructure company providing consumer-permissioned employment and income verification across Asia, with a major Philippines presence. Through a single API, businesses get real-time, user-authorized access to verified employment and income data from government systems, HR/payroll providers, and gig platforms. Lenders, BNPL providers, banks, and recruiters use it to strengthen credit decisioning and expand financial inclusion.

    Mission

    To give individuals access to and control over their own employment and income data.

    Products

    • Employment & Income Verification API
    • Account Linking
    • Document Processing
    • Risk & Fraud Indicators
    • Smile Checks

    Serves

    LendersBNPL providersBanksRecruiters

    Funding and ownership

    Stage

    Seed

    Parent organisation: Smile Technology Pte Ltd (Singapore)

    Investors and shareholders

    Afore CapitalCreditEasePlug and Play VenturesDEG

    People

    • Jerome EgerCo-founder & CEO
    • Bond ChenCo-founder & CTO
    • Jan PabellonCo-founder & CPO

    Licences and certifications

    • Philippine NPC-registered (data privacy)Certification

    Developers

    APIs available

    Smile API's official entry point for developer and integration work. Depending on the company it may be public documentation, a sandbox, or a partnership contact.

    Developer and integration access

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