Pondo Pinoy

Pondo Pinoy is a Philippine online lending company providing collateral-free working-capital loans to micro, small, and medium enterprises. It serves sari-sari store owners, franchisees, and entrepreneurs with business loans ranging from about ₱15,000 up to ₱5 million. Its model combines field agents with a web-based application portal and online payment gateways for application, disbursement, and repayment. Products include short-term working-capital loans, long-term installment loans, franchise and small-business loans, invoice financing, and revolving credit lines. The company is SEC-registered and based in Makati City.