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    N90 Lending Corp.

    This is finance built for SMEs

    Founded
    2024
    Headquarters
    Bonifacio Global City, Taguig
    Stage
    Private
    Licences
    1
    SEC

    Overview

    N90 Lending Corp. is an SEC-registered, born-digital alternative lender giving Philippine small and medium enterprises fast, fair, and flexible access to capital. Built around the realities of delayed payments and rigid bank requirements, N90 offers small business loans, invoice financing, purchase-order and working-capital funding, and bridge loans of up to ₱25 million — with minimal documentation, upfront pricing, and quick decisions. It also extends to the workforce through Earned Wage Access via its AgadPay product. Based in Bonifacio Global City, Taguig.

    Products

    • Small Business Loans
    • Invoice Financing
    • Purchase-Order Financing
    • Working-Capital Financing
    • Bridge Loans
    • Earned Wage Access (AgadPay)

    Serves

    MSMEs

    Funding and ownership

    Stage

    Private

    People

    • Jay HaendlerFounder
    • Simon BauerCOO (identified in the 17th Philippine SME Business Expo directory; November 2025 event)

    Licences and certifications

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