Founded
    2023
    Headquarters
    Makati, Metro Manila
    Stage
    Seed
    Total raised
    US$7M
    From recorded rounds
    Licences
    1
    SEC

    Overview

    OneLot is a Philippine financing platform built for independent used-car dealers, combining secured inventory loans with digital dealership tools. Operated by OneLot Financing Corporation, an SEC-licensed financing company, it uses AI-driven underwriting paired with on-the-ground vehicle appraisal to issue credit decisions within hours, giving dealers revolving credit lines to buy and stock inventory. Beyond floorplan financing, OneLot offers new-car acquisition and bank-auction loans. Founded in 2023, it has issued over US$7M in loans to 150+ dealers and raised the Philippines' largest seed round of 2025.

    Products

    • Inventory financing (floorplan)
    • New car acquisition loans
    • Bank auction financing
    • Dealership management platform

    Serves

    Used-car dealers

    Funding and ownership

    Total raised

    US$7M

    Sum of recorded funding rounds

    Stage

    Seed

    Investors and shareholders

    468 CapitalAccion Venture LabSeedstarsCrestone Venture CapitalKaya Founders

    Figures are calculated from the funding rounds recorded for this company.

    People

    • Harm-Julian SchumacherCo-Founder & CEO
    • Tommy CamposCo-Founder & COO
    • Subramaniam SrinivasanCo-Founder

    Licences and certifications

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