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    MoneyCat

    Online consumer lending in the Philippines

    Founded
    2019
    Headquarters
    Mandaluyong City, Philippines
    Stage
    Private
    Licences
    1
    SEC

    Overview

    MoneyCat is an online cash-loan service operated by MoneyCat Financing Inc., an SEC-registered Philippine financing company (Certificate of Authority No. 1254). MoneyCat offers fully digital personal loans from PHP 500 up to PHP 20,000 for terms of 65 to 180 days, with applications processed online in minutes and funds disbursed to a bank account or e-wallet. It uses telco-based alternative credit scoring to serve first-time and underbanked borrowers, and offers a 0%-interest promo on a first loan.

    Products

    • Online cash loans
    • Telco-based alternative credit scoring

    Serves

    Individual borrowers

    Funding and ownership

    Stage

    Private

    People

    • Denis KhrulenkoOperations Director / COO of MoneyCat Financing Inc. (self-reported public profile: April 2025–present, Manila; accessed 17 October 2026)

    Licences and certifications

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