Plentina

Getting credit has never been simpler

Buy Now Pay Later Lending Credit Scoring Financial Inclusion

Founded: 2019
Headquarters: Parañaque, Metro Manila
Stage: Seed
Total raised: ₱255M; From recorded rounds
Licences: 2; SEC

Overview

Plentina is a Filipino-American fintech building alternative credit access in emerging markets. Through its Philippine lending arm, Plentina Lending, Inc. (SEC-registered), it offers a buy-now-pay-later app letting consumers split payments and build credit history at 60+ partner merchants including SM, Robinsons, Shopee, Lazada, Grab and foodpanda, with repayment via e-wallets or over-the-counter at 7-Eleven. Founded in 2019 by Stanford classmates Kevin Gabayan (ex-Google/NASA) and Earl Valencia, it has raised over US$5M from Techstars, 500 Startups, TMV and Global Founders Capital.

Products

BNPL installment loans (Plentina app)
Employer salary-advance program
Alternative credit scoring
Plentina Wealth (US robo-advisory)

Serves

ConsumersEmployers

Funding and ownership

Total raised

₱255M

Sum of recorded funding rounds

Stage

Seed

Investors and shareholders

Techstars500 Global (formerly 500 Startups)TMVGlobal Founders CapitalAV VenturesUnpopular Ventures

Figures are calculated from the funding rounds recorded for this company.

People

Kevin GabayanCo-Founder & CEO
Earl ValenciaCo-Founder & Chief Business Officer

Licences and certifications

SEC Registration No. CS20200001117 (Plentina Lending, Inc.)Check: Plentina T&C (SEC CS20200001117, CoA 3266)
SEC Certificate of Authority to Operate as a Lending Company No. 3266 Check: SEC lists of lending and financing companies
Lending Company Regulation Act (RA 9474)Certification
Data Privacy Act compliantCertification

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