P

    Proficio

    Verified

    SME credit intelligence for Philippine lenders

    Founded
    2024
    Headquarters
    San Pablo City, Laguna
    Stage
    Pre-seed

    Overview

    Proficio is a Philippine fintech company building SMEVE (the SME Valuation Engine)—the credit intelligence workbench that helps banks and MFIs read the business behind the borrower. SMEVE takes an SME lending team from the borrower's raw file to the Credit Committee pack in one structured workflow. SMEVE cross-checks declared figures against bank statements, evaluates whether the underlying business is viable alongside traditional debt-service ratios, and keeps the source page attached to every number.

    Products

    • SMEVE (SME Valuation Engine)

    Serves

    Rural banksThrift banksCooperative banksMicrofinance institutions

    Funding and ownership

    Stage

    Pre-seed

    People

    • Austin AlipCo-founder, Director & CEO
    • Jimmy LinCo-founder, President & CFO
    • Kris NeudeckCo-founder, Director & CGO

    Something out of date? Suggest a correction