Building Financial Resiliency, Empowering Financial Inclusion
Higala is a Philippine payments-infrastructure startup building the country's first inclusive instant payment system, connecting rural banks, thrift banks, cooperatives and microfinance institutions to real-time payments. Built on open-source Mojaloop and ISO 20022, its SynerFi rail and API-first core banking platform let smaller financial institutions join InstaPay at a fraction of traditional switching costs. Co-launched with Chemonics International and partnered with RCBC, Higala has onboarded rural banks nationwide, bringing affordable digital finance to underserved Filipino communities.
Total raised
US$4M
Sum of recorded funding rounds
Stage
Seed
Figures are calculated from the funding rounds recorded for this company.
Higala's official entry point for developer and integration work. Depending on the company it may be public documentation, a sandbox, or a partnership contact.
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