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    PalawanPay

    The digital e-wallet of the Palawan Pawnshop Group

    Digital WalletRemittancesPaymentsFinancial Inclusion
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    Founded
    2022
    Headquarters
    Puerto Princesa City, Palawan
    Stage
    Private
    Licences
    1
    BSP

    Overview

    PalawanPay is the e-wallet of the Palawan Pawnshop Group (Palawan Pawnshop, Palawan Express Pera Padala), launched in April 2022 to bring digital financial services to underserved and unbanked Filipinos. Operated by BSP-licensed e-money issuer PPS-PEPP Financial Services Corporation, it offers cash-in/cash-out, domestic and international remittance (Pera Padala), bill payments, e-load, QR payments, a Visa virtual card and embedded micro-insurance. It bridges digital and over-the-counter transactions across the group's 70,000+ branches and agents nationwide, and surpassed 22 million subscribers in 2025.

    Products

    • Pera Padala (e-wallet & OTC remittance)
    • International remittance
    • Bills Payment
    • E-load
    • QR Pay
    • Cash-in/Cash-out
    • PalawanPay Visa Virtual Card
    • Embedded micro-insurance

    Serves

    Underserved consumersRemittance senders and receivers

    Funding and ownership

    Stage

    Private

    Parent organisation: Palawan Group of Companies (PPS-PEPP Financial Services Corporation)

    People

    • Karlo CastroPresident & CEO (Palawan Group)
    • Bobby L. CastroFounder & Chairman (Palawan Pawnshop Group)

    Licences and certifications

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