Insurance

#1 Finance Super App

GCash is a Philippine finance super app offering payments, transfers, savings, loans, investments and insurance. Its mobile wallet is operated by G-Xchange, Inc., a subsidiary of Mynt, Inc. Mynt listed on the Philippine Stock Exchange on October 20, 2026 under ticker GCASH after an IPO priced at PHP6.60 per share. The PSE reported PHP60.9 billion in gross proceeds from primary and secondary share sales and PHP441.51 billion in market capitalization at listing. Gross proceeds include payments to selling shareholders and are not all new company capital.

2015 · Taguig City, Philippines · Public

Digital insurance and HMO coverage for Filipinos and small businesses

Kwik.insure (Kwiktech Insurance Brokerage, Inc.) is a Philippine insurtech founded in 2020 by Hamilton Angluben. It launched an online insurance marketplace in March 2021 offering 100+ life and non-life products from local insurers, then narrowed its focus to affordable HMO and health coverage under its KwikCare brand. KwikCare plans, underwritten by PhilhealthCare, Inc., start at PHP 995/month for inpatient, outpatient and emergency cover, targeting MSMEs, freelancers and the underserved. Kwik.insure is a licensed insurance broker regulated by the Insurance Commission and is backed by Village Capital and RISE.

2020 · Taguig, Metro Manila · Seed

Making insurance accessible to all Filipinos

RuralNet, Inc. is a Cebu-based insurtech operating the Philippines' first fully digital, API-driven platform for insurance distribution and claims management. It partners with provincial financial institutions (rural banks, cooperatives and microfinance lenders) to deliver affordable health, accident, life and micro-insurance to underserved Filipinos and SMEs, and runs an SME insurance portal through its wholly-owned, Insurance Commission-licensed brokerage subsidiary, CashKO. RuralNet works with about 25 partner institutions serving roughly 2 million Filipinos. It raised a US$2.15M seed round led by Kickstart Ventures in October 2023.

2019 · Cebu City, Philippines · Seed

Empower Your Business with InsurTech

Surely, operated by Rainbow Fintech Corporation, is a Philippine insurtech running an Insurance-as-a-Service platform. Its core product, the Surely Hub, is an API layer that lets banks, merchants, retailers and travel partners embed insurance into their digital channels, connecting them to licensed insurer partners. Capabilities include eKYC authentication, partner and merchant interfaces, payments and settlements, and data analytics. In May 2025 it launched the TravelSmart Marketplace with Malayan Insurance and PhilInsure, offering visa-compliant international travel medical insurance integrated with VFS Global visa services.

2023 · Metro Manila, Philippines · Private

A better way to financial independence

Singlife Philippines is a mobile-first digital life insurer offering affordable, on-demand protection and investment products bought and managed via smartphone. Products span life, accident, health, investment-linked and funeral cover, distributed through the Singlife Plan & Protect app, GInsure on GCash, and the UNO Digital Bank app. It reported nearly one million policies in force by 2024 and grew its customer base 23% in 2025. A greenfield insurer launched in 2020 (no legacy-insurer lineage), it is a subsidiary of Singapore Life Holdings (Singlife), itself wholly owned by Japan's Sumitomo Life since 2024.

2020 · Taguig City · Private

Moneymax is one of the Philippines' leading personal-finance comparison marketplaces, helping Filipinos compare, choose, and apply online for credit cards, personal and auto loans, and insurance — for free and impartially. Operated by Moneyguru Philippines Corporation with insurance brokerage via its subsidiary MoneyHero Insurance Brokerage, Inc., Moneymax partners with leading banks and insurers including BPI, RCBC, UnionBank, FWD, and Singlife to match users with the right products. Launched in 2014, it is the local brand of MoneyHero Group (NASDAQ: MNY), a personal-finance aggregator across Southeast Asia.

2014 · Bonifacio Global City, Taguig · Private

Humanizing Insurance

Etiqa Philippines (Etiqa Life and General Assurance Philippines, Inc.) is a composite life and general insurer and the Philippine arm of Malaysia's Etiqa, part of the Maybank group. Known for a digital-first, insurtech-driven approach, it distributes affordable embedded micro-insurance through GCash (GInsure phone protection), Shopee and Lazada via a partnership with insurtech Igloo — generating roughly 7 million gadget-protection policies on Shopee in 2022. Products span life, health, gadget, travel, motor and group insurance. Formerly AsianLife (founded 1958), it was acquired by Maybank in 2015 and rebranded Etiqa in 2019.

1958 · Makati City · Private

Simple, easy healthcare for the Philippines.

Maria Health is a Philippine online health-insurance marketplace and licensed insurance aggregator that lets individuals, families and businesses compare and buy HMO and health plans from leading providers in one place. Founded in 2017 by Vincent Lau, it offers instant quotes, unbiased guidance, prepaid health cards and free expert assistance, partnering with major HMOs including Maxicare, Intellicare, PhilCare, Etiqa and Insular Health Care (iCare). It serves both SMEs and individual consumers, and is backed by investors including Insular Life and Wavemaker Partners.

2017 · Makati City, Metro Manila · Series A

Qoala is a Southeast Asian insurtech that makes protection simple, affordable and accessible through technology and embedded distribution. Operating across Indonesia, Malaysia, Thailand, Vietnam and the Philippines, Qoala partners with insurers and digital platforms to offer bite-size, relevant cover — from gadget and merchandise protection to extended warranties — at the point of purchase. In the Philippines it powers embedded "checkout protection," including a partnership with lending app Skyro that lets shoppers add device and purchase cover as they buy. Founded in 2018, Qoala is backed by PayPal Ventures, MassMutual Ventures and MUFG.

2018 · Manila, Philippines · Series C

Simple. Painless. Honest.

Igloo is a Singapore-headquartered full-stack regional insurtech (founded 2016 as Axinan) that embeds insurance into digital platforms across Southeast Asia. In the Philippines it operates through local entity Axinan Philippines, Inc. (BGC, Taguig), partnering with 40+ platforms — including GCash, Shopee, Angkas, Skyro and Smart — and IC-licensed underwriters Malayan, Etiqa, PGA Sompo and Mercantile, launching 55+ localized products spanning travel, motor, loan, device and weather-index cover. Regionally it has facilitated 1.6B+ policies and raised about US$105M to date.

2016 · Singapore (PH office: BGC, Taguig) · Growth

iChoose.ph is the Philippines' first free online car insurance comparison platform, letting motorists compare quotes from leading IC-licensed non-life insurers and buy or renew comprehensive, third-party liability and CTPL coverage online in minutes. Founded in 2014 by insurance veterans Erwin and Jhun Reyes with technologist Migs Cruz, it pairs a self-service comparison website with on-the-ground iChoose Insurance service hubs in malls across Metro Manila and nearby provinces. Policies are transacted through its IC-registered insurance agency, Ichoose Insurance Agency and Surety Services Inc.

2014 · Muntinlupa City, Metro Manila · Private

Hive Health is a tech-enabled HMO offering hassle-free, comprehensive health plans tailor-made for small and medium enterprises and growing companies in the Philippines, covering outpatient, inpatient, emergency and dental care. Care is delivered through its IC-licensed subsidiary Health Plans Philippines, Inc. (HPPI), an HMO operating since 1986 with a network of 1,700+ hospitals and clinics. Founded in 2021 (Y Combinator S21) and backed by Gentree Fund, BEENEXT, Amasia and Y Combinator, Hive Health raised a US$6.5M Pre-Series A in 2024.

2021 · Pasig City, Metro Manila · Seed

AllCare is a Philippine digital benefits marketplace that gives SMEs, freelancers, gig workers and the self-employed access to worker benefits traditionally reserved for large-company employees. A benefits aggregator (not an HMO itself), it pre-negotiates and bundles HMO, life insurance, annual physical exams, 24/7 teleconsultation, mental-health counseling, dental, optical and wellness perks from partner providers into membership plans on one platform. Its individual SoloCare plans cover access to 1,600+ hospitals and clinics nationwide. Founded by Cindy Burdette; based in Pasig City.

2018 · Pasig City, Metro Manila · Seed

Connecting the world to the right insurance at the right time

bolttech is a global insurtech (founded 2020, headquartered in Singapore; an insurtech business of Pacific Century Group) that powers embedded insurance and device protection through partner platforms. In the Philippines it runs device protection and insurance marketplaces for major partners including Maya, Home Credit, Globe (Gadget Xchange and Flagship Forever) and SB Finance, with coverage underwritten by IC-licensed insurer partners. Globally bolttech operates in 39 markets with over US$85 billion in annualized quoted premiums and 230+ connected insurers, and is valued at US$2.1 billion.

2020 · Metro Manila, Philippines · Series C

Insurance made easy.

Oona Insurance Philippines (legally Oona Insular Insurance Corporation, formerly MAPFRE Insular Insurance Corporation) is a digital-first non-life insurer offering motor, CTPL, property, personal accident, health, critical illness, travel, flight-delay, OFW and business insurance. It traces its roots to 1934 and rebranded to Oona on 1 April 2023 after Warburg Pincus established the regional Oona group and acquired the business. Headquartered in Muntinlupa City, it is regulated by the Insurance Commission and is part of Oona's Southeast Asia platform.

1934 · Muntinlupa City, Metro Manila · Private

Celebrate living

FWD Life Insurance Corporation is a digital-first life insurer that launched in the Philippines in 2014, among the first licensed under the modernized Insurance Code. Part of pan-Asian FWD Group (founded by Richard Li's Pacific Century Group), it pairs protection, savings, and investment-linked plans with a digital-first experience — the all-in-one Omne by FWD app, online buying journeys, and distribution through partners including GCash. With premium income of about PHP 39.85 billion in 2024, FWD ranks among the Philippines' top three life insurers, built on its 'Celebrate living' brand promise.

2014 · Taguig City, Philippines · Public

One Platform to Manage Climate Action & Compliance

Komunidad Global is a Philippine- and Singapore-founded climate-tech company whose platform unifies climate action and compliance — ESG and sustainability management, GHG accounting and reporting, climate risk assessment (20,000+ peril and loss metrics with scenario analysis to 2100), and early-warning and social-impact tools. Founded in 2020 by Felix and Allister Ayque, it equips businesses, banks, insurers, and governments with environmental intelligence to anticipate climate risks and meet sustainability requirements, serving clients including PNB, ANZ, and the Philippine SEC.

2020 · Manila, Philippines · Seed

CARD Pioneer Microinsurance Inc. (CPMI) is one of the Philippines' first non-life microinsurance companies, established in 2013 as a joint venture between CARD MRI (Center for Agriculture and Rural Development, Mutually Reinforcing Institutions) and Pioneer Insurance. CPMI designs affordable, pro-poor microinsurance covering calamity, agriculture, personal accident and income-loss risks for underserved Filipino families, farmers and microentrepreneurs. Distributed through CARD MRI's nationwide microfinance network, its model is cited globally by CGAP and the ILO as a financial-inclusion benchmark.

2013 · Makati City, Metro Manila · Private